'9661. Was Mr. Sandison a tenant of Major Cameron's in his fish-curing premises?-Yes.' '9662. Were these lines always in the same form?-Generally they were the same. I have plenty of them at home.' '9663. Are you aware of a similar practice having existed on any other estate?-I believe it has existed; but I cannot speak so positively about it on other estates. I may say that similar lines have also been given to Major Cameron and myself from another curer in North Yell, Mr. William Pole, jun., before he became a partner of the Mossbank firm.' '9664. Had he premises from Major Cameron also?-No; he had his father's premises. With regard to these lines, I may state that, although there was no understanding on the subject, Major Cameron made it a practice not to come to his tenants asking for their rents until he was pretty sure that everything was nearly cut-and-dry for him.' '9665. Do you think it is a general practice in Shetland for the landlord to fix his rent day so as to be convenient for the fishermen?-I think it is. They fix it after settlement. Mr. Walker, the first year he was factor for Major Cameron, came nearly close to his time, 11th November, but since then he has not done so.' '9666. You are not aware whether that practice of giving lines exists in Yell now?-It does exist. I myself have paid rents by orders for cattle bought from Major Cameron's tenants.'
In these and similar cases the curers are not formally tacksmen, nor indeed do they formally guarantee to the proprietors the rents of the tenants who deliver their fish to them; but it may be said that there is a custom having almost the force of a legal obligation, which makes it unusual for a merchant to refuse an advance for payment of rent even to a man who is indebted to him. An extreme example of this custom as it prevailed in Unst is thus described by a very intelligent merchant, Mr. Sandison:-
'I have here a letter which I wrote in 1860, and which represents my views on that subject, and I may as well read an extract from it:-"If we don't give unlimited advances, we are told the fishermen will be taken from us. I have now been nearly twelve months in this place (that was after I came first to Uyea), and have closely watched the system pursued by proprietors and others, and certainly agree with you that it is a bad one; but I know I have no right to make any remarks or trouble you with my views on that subject, further than to state that I cannot see any good that will result from burdening the tenants with debt to the fish-curers. It has been my desire, ever since I knew anything about Shetland tenantry, to see them raised in the social scale, and made thoroughly independent both of proprietors, fish-curers, and others, and I have felt deeply interested in the — properties, no doubt from being more in contact with them; but when the poor among them are in terror of the proprietors alike, and bound by forced advances to different fish-curers, alas for liberty! and more offered to any fish-curer who will advance more on them. This is not calculated to raise any tenant in self-respect." '10,025. You speak in that letter of "forced advances:" what were these?-What I meant by that was this: the proprietor's ground officer or agent in the island, for the time being, told the tenant that he might fish for me this year. I found that he had only £2 or £3 to get; and the ground officer told that tenant that if he did not go to me and get an advance for his rent, he would take him from me and give him to any other man who would advance the rent. That looked very like forced advances.' '10,026. That, however, was in 1860?-Yes.' '10,027. Was that a common practice in those times?-I believe that thirteen years ago truck existed ten times as much as it does now.' '10,028. But in 1860 was it a common thing for a proprietor's ground officer to threaten to remove a tenant unless he could get his rent from the fish-curer?-Yes; to threaten to remove him from the ground unless he could pay his rent, or to move him from a fish-curer who would not give him an advance for that purpose, to some other fish-curer who would do so.' '10,029. Have you known instances of fishermen who were treated in that way?-Yes. I was referring to cases of that kind when I was writing that letter. It was my own experience at the time when I was at Uyeasound as a fish-curer, trying to engage any men who came to me. Many came to me and fell into debt, because I found that many of them required more from the shop than their fishing amounted to; and then I advanced rent after rent, until I saw that I was advancing to my own ruin.' '10,030. After advancing rent in that way, have you been informed that they were to be transferred to another fish-curer unless their rent was still advanced by you?-Yes; in more cases than one.' '10,031. Were you so informed by the landlord or by his factor?- It was generally by the tenant himself, when he came seeking the money.' '10,032. Were you ever informed of it by the landlord, or any one representing him?-No.' '10,033. Had you any reason to believe the story which the fishermen told you?-Yes. I believed them, because I knew of the men being taken away sometimes.' '10,034. Was that after they had made such statements to you, and although they were in your debt?-Yes.' '10,035. Were you able in these cases to make any arrangement with the new employer to pay up their debt?-In some cases we did that, but in other cases we did not; oftener we made no arrangement ….' '10,039. Have you, within the last twelve years, met with cases of that sort, in which the proprietor endeavoured to coerce you to pay his rent?-Yes. I have had cases where the tenants came asking me for money, and I told them I could not advance them any further. They would then go away, and come back and tell me that the proprietor's agent or ground-officer had informed them that they must get their rent, and that I must pay it; and that if I did not do that, they would not be allowed to fish for me.' '10,040. Did that system continue until 1868?-No; it prevailed principally under the ground-officership of Mr. Sinclair, who acted for Mrs. Mouat, in Unst.'
[C. Nicholson, 11,912-11,933; T. Tulloch, 13,008; J. Smith,13,047-13,055; W. Robertson, 13,689; John Laurenson, 9849; M.Henderson, 9925; J. Walker, 15,984; Andrew Tulloch, 488; L.Williamson, 9065; A. Sandison, 10,024.]
Mr. David Edmonstone, once a fish-merchant and tacksman, now a farmer and factor on the Buness estate in Unst, states that the want of cash payments is the reason why this arrangement with the curer is desired by the proprietor.
'10,640. Is it usual for the proprietor to enter into any arrangement with the fish-curer for the payment of his rents?-We do that on the Buness estate, and I should like to explain the reason of it. The tenants have all been told that they are at perfect liberty to fish to whom they like; but after they have engaged to fish to a certain curer, we wish them to bring a guarantee from their curer or curers for the rent of the year on which they have entered, and during which they are to fish. Our reason for that-in fact the only reason-is, that the men do not get money payments, and therefore a great number of them will be [Page 13 rpt.] induced to run a heavy account at the shop, and when we collect the rents at Martinmas we would have nothing to get. If the men were paid in money, daily or weekly or fortnightly, then we would make no such arrangement, but would collect the rents directly from the men.' '10,641. Then, in fact, that arrangement is made in order to limit the credit which the fish-merchant gives to his men?-Yes; and to secure that we are to get part of that money.' '10,642. But it has the effect of limiting their credit?-Yes.'
SPENCE & CO.'S LEASE
Since November 1868 Mr. Sandison's present firm of Spence & Co. have been responsible as tacksmen for the rents of the fishermen tenants of Major Cameron's estate in Unst. At that time they obtained a tack of the estate for twelve years, which was formerly described by Mr. Walker*, and is in some respects peculiar. Spence & Co., as lessees of the greater part of the estate, which includes nearly half of the island, pay a fixed sum of rent (£1100), and are bound to expend, or to get the sub-tenants to expend, a certain annual sum on improvements at the sight of the proprietor. Regulations for the cultivation of the small farms are annexed to the lease, and are to form conditions of the sub-leases to be granted by Spence & Co. The effect of these regulations and of the lease is thus explained by Mr. Sandison: [Comp. J. Walker, 15,977.]
* Truck Commission Evidence, qu. 44,450 sq.
'10,159. Any tenants not complying with these regulations may be removed by you?-Yes; they will get their leases unless they comply with them, and we can remove them at any time ….' '10,161. How many of the tenants have adopted these regulations?-I should say that, to a greater or less extent, they have all made a fair commencement in the improvements and rotation of cropping.' '10,162. But you have absolute power to remove them if they do not comply with that?-We have. The property is absolutely let to us, and we can absolutely turn them out if they do not comply with the regulations. The lease is clear enough upon that point.' '10,163. Have you had occasion to exercise that power?-Not in any case.' '10,164. Have you threatened to do so?-Not so far as is known to me.' '10,165. There is no obligation on the tenants, under this lease, either to fish for you or to sell the produce of their farms to your firm?-No; it is long since I read the lease, but I don't think there is anything of that sort in it.' '10,166. In point of fact, is there any understanding on the part of the tenants that they are bound to do so?- No.' '10,167. You have told them that they are under no such obligation?-Yes.' '10,168. But, in point of fact, most of them do sell their fish to you?-They do.' '10,169. And, in point of fact, most of them do sell their eggs and butter to you?-I think the great bulk of them do, but I cannot tell so well about the butter and eggs. We buy fully as much now at Uyea Sound we did in any season before the company commenced.' '10,170. And a number of the tenants also run accounts for shop goods with your shops?-Yes; I think most of them do so ….' '10,174. But although this lease does not contain an express condition that the tenants are to fish for you, it gives you a power of ejecting them?-Of course it does.' '10,175. And the tenants are aware of that?-Yes.' '10,176. And of course they may feel a little more unwilling to deal with another party or to fish for him in consequence? -That may be. I don't know what their private feelings may be, but the lease gives us a stronger power than that: it reserves the peats, and what could they do without peats? We have absolute power in that respect, if we choose to put it in force, but I hope never to see that done. We can refuse them peats altogether and scattald altogether, and we can shut them up altogether, but I hope I will never live to see that day.' '10,177. In short, you can do anything you please with the tenants, except deprive any one of his holding who complies with these rules and regulations?-Yes.' '10,178. The only security he has is to comply with them?-Yes.' '10,179. As to the peats and scattalds, he has no security at all?- None.'
The rental annexed to the leases contains a list of 170 tenants, paying £834, 19s. 4d., exclusive of certain farms which do not fall under the lease until the expiry of current tacks. The surplus rent paid by Spence & Co. is understood to be for the scattalds.
Mr. Spence, the senior partner of the firm of Spence & Co., speaks of this liability of the curer for rent as a serious obstacle to the introduction of a system of cash payments, which he and his partners desire; but it is obvious that if payments were made in cash, no such guarantees could reasonably be asked from the curers. [J. Spence, 10,580 f.n.]
The evidence of Mr. Sandison above quoted, the belief which the men themselves entertain, and the statements of Mr. Walker, the factor on the estate, show that the tenants on this property can hardly decline to fish for Spence & Co., even if there were other large merchants in Unst who could furnish them with materials and supplies, and purchase their fish. If they are not bound to sell their fish to Spence & Co., they have no opportunity and no liberty to sell them to any one else. [J. Harper, 10,404; J. Walker, 15,999.]
A limitation of the freedom of the fishermen arises in some districts where they are nominally free, from the beaches and fishing stations being let to particular curers, so that other merchants are excluded from the market; and even it would seem the fishermen are disabled, by the want of a suitable beach for drying their fish, from curing for themselves. There is not much evidence on this matter, which was brought under my notice at a late period of the inquiry by a statement made with regard to the fishermen at Spiggie and Ireland, in Dunrossness. The Act 29 Geo. II. c. 23 gives fishermen ample [Page 14 rpt.] powers to erect all apparatus and booths necessary for curing their fish on waste land within a hundred yards of high-water mark; but perhaps it could not be held as Mr. J. Harrison seems to think, to prevent a proprietor from enclosing and letting any part of his land adjacent to the sea for the purposes of a curing establishment.
[R. Henderson, 12,841; A. Irvine, 13,501; R. Mullay, 15,144; JohnRobertson, jun., 15,159; John Harrison, 16,470; T.M. Adie, 5762;Jas. Robertson, 8466; G. Gaunson, 8863; A. Sandison,
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The existing Truck Act (as well as the Bill now before Parliament) prohibits the payment of wages in goods in the various trades to which it applies. Even, therefore, if fishermen formed one of the classes of workmen falling under the Act, they would not be protected by it, because they do not receive wages, but are paid a price for their fish. One result of this is, that Truck, as it exists in Shetland, is without disguise or concealment. No machinery has been contrived for evading the law; and almost all the masters, and even some of the fishermen, regard the system which prevails, as wholesome, natural, and indeed inevitable.
I have already explained that the price of the fish is ascertained and settled only for once in the year. But fishermen, as Adam Smith remarks, have been poor since the days of Theocritus; and in Shetland the Truck system begins when, his farm produce failing to support the family, the fisherman farmer finds it necessary to obtain from the 'merchant' supplies or advances before the time of settlement, and, it may be, a boat, fishing materials, and provisions, to enable him to prosecute his calling. In Shetland the merchant needs to use no influence or compulsion to bring the fisherman to his shop. He has no black-list, and has to enforce no penalties for 'sloping.' As the laws against Truck do not apply to him, even remotely, he scarcely ever seeks to conceal the fact that the earnings of those whom he employs are paid to a large extent, in goods, and he is even prepared with arguments in vindication of the practice. The man whose farm cannot keep his family until settlement, comes, as a matter of course, to the fish-curer's store; and even the thriving and prosperous man, who has money in the bank, 'almost invariably' has an account at the shop. In the great majority cases there is a mutual understanding, that when a merchant buys your fish, you ought in fairness to get at least a part of your goods at his shop.
[Andrew Tulloch, 509; L. Mail, 568; W. Williamson, 855; P.M.Sandison, 5146; Rev. D. Miller, 5998; J. Brown, 7986, 7997; T.M.Adie, 5633; 5735; A. Tulloch, 5472, 5501; John Anderson, 6546;G. Robertson, 9311; G. Gilbertson, 9557; J. Laurenson, 9837; M.Henderson, 9830-1; J. Harper, 10,387; C. Nicolson, 11,939; A.Abernethy, 12,268; L. Garriock, p. 303a etc., 12,347, 12,356,12,360, 12,388 sq.; T. Hutchison, 12,686; L. Henderson, 12,744;J. Halcrow, 13,090; R. Simpson, 13,980; John Robertson, jun.,15169.]
'There is a tacit understanding' says the Rev D. Miller, 'at least that they must do that; but I believe that is induced by the circumstance, that for a large portion of the year their money is in the merchants' hands, and that again affords the kind of facility for running into debt which I have spoken of.' '5999. Do you think that makes them incur larger debts than they otherwise would do?-I think so.' '6000. Can you suggest any remedy for this state of things?-The remedy I would suggest is this: that the payments be as prompt as possible and that they be cash payments. I am quite ready to state how I think the cash payments would operate. At present the fisherman's money is all in the merchant's hands; but he is requiring goods in the meantime and he has money to procure them with, and therefore he goes to the merchant and procures his goods. The merchant is under no constraint,-he can put his own price on the articles which he sells; and of course, where there is a credit system like the present, there are a large number of defaulters. These defaulters do not pay their own debts; but the merchant must live notwithstanding, and therefore the honest men have to pay for the defaulters. The merchant could not carry on his business unless that were done. He must have his losses covered; and a system of that sort tells very heavily upon the public, because the merchant must charge a large margin of profit.'
The existence of such an understanding is sometimes denied, as by Mr. Pole, a merchant; but he evidently means only that there is no expressed bargain or arrangement. He adds, at the same time (speaking of the women employed at so much per ton in collecting kelp, who, like every other class of people in Shetland, have similar accounts), that they take a considerable part of their wages in goods:
'5925. Is there any expectation or understanding, when these women are engaged, that they shall open an account and take their wages, or the greater part of them, in goods at your shop?-No, there is no understanding; but we have every reason to believe that they will come to us, because they cannot manage otherwise.' '5926. Are the goods which they take generally provisions or soft goods?-Chiefly provisions, but some soft goods too.' '5927. In engaging these women, do you give any preference to those who deal at your shop?-No; but they mostly all deal there.' '5928. Has each of them a ledger account in her own name with you?-Yes.'
A very observant and shrewd witness, speaking of the lobster and oyster trade, in which he is engaged, says:
[Page 15 rpt.]
'11,817. I understood you to say that when the men come with oysters and lobsters to the shop, and were paid, they generally took away some supplies from the shop?-They generally do, but they are not asked to do it.' '11,818. Do they appear to think it a fair and proper thing that they should do so?-I think they do.' '11,819. Is that a common sort of feeling, among the men?-Yes, it is it common feeling in the country.' '11,820. In short, they apologize if they don't spend the money in the shop where they get it?-Something like that. I should not say that they apologize, but sometimes they tell me what they want the money for, and they say they have to take it away. Of course they are not asked to leave it.' '11,821. But there seems to be it kind of understanding that they are to spend part of their earnings in the shop?-The people seem to have the opinion that they ought to do that.' '11,822. And I suppose the merchant has some feeling of the same kind also?-I never ask them to spend the money in the shop; but of course we are glad to get what money we can.' '11,823. I suppose they don't require to be asked to spend some of it?-No.'
[W. Harcus, 11,817.]
There is a reluctance on the part of the men to ask for an advance of cash, arising partly from the feeling I have mentioned, and partly from the habitual and natural reluctance of the merchant to give it. When cash is given, it is for a special purpose, such as the payment of rent or taxes, or the purchase of some article which the merchant himself cannot supply.
[P. Peterson, 6845; J. Laurenson, 9872; W.G. Mouat, 10,249; C.Nicholson, 11,977; l. Garriock, 12,589; J. Robertson, 8484; T.Robertson, 8597, J. Harrison, 16,509.]
'4973. Does Mr. Grierson advance you money in the course of the year before settlement when you ask for it?-He does.' '4974. Can you not take that money and deal with it at any other store that suits you better than Mr. Grierson's?-We do that very often.' '4975. Then how is it that you say that you have not the means of dealing where you choose?-What I mean by that is, that we don't have the chance to do it so often as we would like to do it; and we don't like to be always running to him for money for the small things we require. It is only in particular cases, when we require it pound or so to help us, that we ask it from him.'
[James Flawes, 4973-5.]
'8522. You say you were not bound to do it: is it common for men to feel that they are bound to do that?-Of course. If I was employed by a curer or a merchant, and had been in the habit of dealing with another before I was employed by him, I would consider it something like a duty, in a moral point of view, to put my money into his shop; and I have done so, although I have never been obligated to do it.'
[P. Blanch, 8522.]
In some cases the evidence shows that cash advances during the season have been absolutely refused, or that at least it is thought useless to ask for them. Thus, says Malcolm Malcolmson:
'3004. Did you consider yourselves bound to take goods from Mouat's store?-We could not do anything else.' '3005. Why?-Because we had no money to purchase them with from other stores. We received no money during the fishing season.' '3006. Did you ever ask for advances of money during the fishing season?-Yes; but they were refused.' '3007. Why?-Because he just would not give it. He gave no reason, except that he could not give it.'
[M. Malcolmson.][W. Manson, 3040; J. Nicholson, 8747.]
The merchant, both in Faroe fishing and ling fishing, naturally prefers to make any necessary advances in goods rather than money:
.. 'They make advances, perhaps before, but as soon the men engage to go to the fishing. It may be about this time, or it may be a month previous to this, when they make the engagement to go.' '8526. And they make an advance then either in cash or in out-takes?-I don't think they will likely give much cash. They may give 8s. or 10s. in cash; but unless they know the man is to be depended upon, I don't think they will give much more. They may give £1 to a man until he has made some earning by his fishing; but unless it is a case where they know it can be paid back again by the man otherwise, they will not give it. He may pay it out of his stock, for instance, or he may have some other means.'
[Peter Blanch.]
It was common in the past-though now cash is given more readily, at least in Lerwick and by the leading merchants-to refuse money before settlement, while the merchant was quite willing to advance to any reasonable amount in goods. This preference is sometimes shown very unmistakeably even in settling for the winter fish. This applies to Faroe still more than to ling fishing.
[W. Williamson, 821, 833; C. Sinclair, 1177; A. Tulloch, 5495; J.Anderson, 6550; J. Goodlad, 1188; J, Manson, 2962.]
The truth as to cash advances is very succinctly stated by a large employer, Mr. John Anderson of Hillswick, who says: 'I think they would not get cash (before settlement) unless they were clear, or unless we had good cause to know that they were really in necessity for something.'
[J. Anderson, 6546; A. Sandison, 7076; J. Robertson, 8484; T. Hutchison, 12,637.]
But although witnesses do not speak of many cases of actual refusal to advance money before settlement, it is well understood that the merchant, to whom the men look for more or less liberal support in bad seasons, prefers to make advances in goods. The Shetland peasant is quick to comprehend and act upon such a feeling; and hence the understanding is almost universal that cash is asked for only within [Page 16 rpt.] very moderate limits, even by unindebted men, and the particular purpose for which it is wanted is generally specified.
There are, of course, differences in the readiness with which cash is advanced by the various merchants, as the returns made to me show. Thus there is unanimous testimony to the fact, that Mr. John Bruce, jun., whose 'bondage' and prices were most loudly complained of, never refuses money advances before settlement, when asked, to the full amount of the fish at a man's credit, and, in the case of a good man, to any reasonable amount he may ask for. In some places, advances are mostly made at the settlement of the previous year, to men who have got as much money as they require.
[L. Smith, 4457, 4486; H. Gilbertson, 4533; G. Leslie, 4629; R.Halcrow, 4676; A. Leslie, 4885; G. Williamson, 4905; J. Bruce,Jun., 13,322; G. Irvine, 13, 162; J.L. Pole, 9391.]
The effect of the long settlements in compelling men to deal at the merchant's shop is very clear to the men themselves, although they do not appear to regard it as a great hardship, except where the goods at a particular shop are of bad quality or high price. William Goudie says:
'4298. Are you under any obligation to buy your goods from Mr. Bruce's shop?-Not strictly speaking.' '4299. What do you mean by "not strictly speaking?"-In one sense we are not bound, yet in another sense we are bound. There is no rule issued out that we must purchase our goods from there; but as we fish for Mr. Bruce, and have no ready money, we can hardly expect to run accounts with those who have no profit from us. That confines many of us to purchase our goods from his shop.' …..'We cannot expect to run a heavy account with a man who has no profit from us, when we are uncertain whether we will be able to clear that account or not. Therefore, as a rule, we do not run heavy accounts for such things as meal, for instance, when our crops are a failure, with any man except Mr. Bruce.'
[Wm. Goudie, 4928, 4307.][L. Smith, 4480, 4488.]
And another witness says:
'4669. But if the prices are so much higher at the Boddam shop than elsewhere, why do you go there when you say you are not obliged in any way to take goods from the Boddam shop? Why do you not go to Gavin Henderson's for them?-I am obliged to go to the Boddam shop and take my goods there if I have no money in my pocket to buy them elsewhere.' '4670. Does that often happen?-Perhaps not very often with me, but it happens as a general thing among many of the men. I believe there are as many men who have to go to Mr. Bruce's store and take their goods there, in consequence of the want of money to pay for them at other places, as there are who can go and open accounts with other merchants and pay them yearly'
[R. Halcrow, 4669.]
The main reason why men must deal with the fish-curer is, that most of them have neither money nor credit elsewhere. The fish-curer is secured in the fisherman's services for the fishing season, and holds his earnings in his hands for a year. He cannot lose by him, unless he voluntarily allows his 'out-takes' to exceed his earnings. But other shopkeepers have no such security; indeed they know that the man is already engaged to fish for a rival shopkeeper, and that the latter will not only pay himself for his possibly large account, but will also retain the man's rent, leaving for other creditors at best but a small balance, and not always a balance, of his earnings. Add to this that in bad seasons many fishermen depend on the merchants for larger advances than one season's fishing can repay, and it becomes apparent that the attraction to the merchant's shop is not only the possibility of present credit, but gratitude for past favours, and the certain expectation of having to ask for similar favours in future. It is quite true, as Mr. Irvine says, that 'one great drawback on a Shetland business is fishermen's bad debts, and our chief study is to limit the supplies when we know the men to be improvident; but it is quite impossible to keep men clear when the fishing proves unsuccessful.' And there is evidence that in bad seasons, such as 1868-69, merchants are expected to advance, and do advance, large amounts in meal and other necessaries, and in cash for rent. Where such advances are made, the fishermen are of course bound, sometimes by a written obligation, to fish for their creditor next season.
[M. Johnson, 7909, 7921, 7928; James Brown, 7977; C.Georgeson, 12,126; James Hay, 5401; W. Irvine, 3623, p. 83b3793; A. Sandison, 10,016; J. Hay, 10,540; A.J. Grierson, 15,089;W. Irvine, 3796.]
The habit of dealing on credit at the fish-curer's store is so inveterate, that even men who have means to buy their provisions, etc., frequently begin the account for the year at the very time of settlement. Mr. Grierson says:
'15,096. But do you think a man would stand permanently in arrear at settlement with you if he had money in the bank?-No; but if I settle with him in January, I believe he would go and deposit a £10 note from that year's settlement, and begin a new account with me, and get a new boat, and let it stand to his credit until next year. But he would never think of having a permanent running balance with me if he had money of his own in bank.' '15,097. Is it a general thing among the men to go and deposit some of their money in bank and begin a new account with you?- Yes, I believe they do that for a single year. They would be great fools if they did not. They keep a pass-book, if they choose, with, the shop, and they would be no better off if they were to pay for their goods in money.'
[A.J. Grierson, 15,096.]
[Page 17 rpt.]
'Plenty of them,' says Mr. Peter Garriock, speaking of Faroe fishers, 'are able to live on their own resources, but still they come for their supplies;'and he gives an example, which is not a solitary one. Mr. John Harrison says:
… 'The system has obtained so long, of fishermen requiring advances, or rather taking advances, that they cannot see, or do not understand, why they should take their own money in order to buy the necessary supplies before they proceed to the fishing. I have no doubt that they have also this idea, that the fish-curer takes a sufficient profit upon the goods supplied, and they consider they have a right to keep their money and not to pay for them until the end of the season.'
[P. Garriock, 15,223; W.B.M. Harrison, 15,724; John Harrison, 16,511]
It is of course a result of this system, that a large shop business, in many districts, can be carried on only by one who has a fish-curing establishment. In Lerwick and in Walls, in one case in Dunrossness (Gavin Henderson), and perhaps in Unst, some shops have succeeded without the aid of fishing, but always under difficulties. Fish-curers have also attempted to confirm or extend this monopoly by artificial means, such as the prohibition of rival shops,-as in Burra, Whalsay, Unst, Northmaven, Fetlar , and Yell.
[T. Williamson, 9463; G. Georgeson, 12,111; A. Sandison, 10,133.]
It has thus come to pass that there is almost nowhere in Shetland, out of Lerwick, a shop of any size not belonging to a fish-curer. I attempted to ascertain the views of various small shopkeepers, struggling to make a trade, with regard to their larger neighbours. Sometimes these men did not understand the disadvantage under which they are placed; or they may have had views of eventually rising by the same means which have led their competitors on to fortune; or, as there was sometimes reason to suspect, they may have been put into business by a larger merchant to sell his goods on commission, or have been otherwise indebted to him or dependent upon him. Whatever may be the cause, shopkeepers of this class are not so sensitive, or not so communicative, on this point as might be expected. One or two, however, were found independent enough, or intelligent enough, to tell how their business is hampered and confined by the local custom, which thirls the men to the shops of the fish-merchants. Mr. Georgeson, a respectable shopkeeper in the parish of Walls not engaged in fish-curing, says that men who sell their fish green are necessarily less frequent customers of his than those who cure their own fish. He thinks that the skipper generally influences his men to take their supplies from the shop of the merchant, or at least that the men are apt to be guided to do so by his example; while his neighbour, Mr. Twatt, thinks 'there is a little bribe which the skippers get for seeing that the men go to the shop.' I give this, however, merely as an opinion by a shrewd but not disinterested local observer. The force of custom, the want of ready money, and the other influences already mentioned, are quite sufficient to account for the great amount of this kind of Truck which exists in Shetland, without having recourse to the supposition that skippers or others are bribed to induce men to buy goods at the employer's shop.
[G. Georgeson, 12,122; J. Twatt, 12,200; R. Henderson, 12,860.]
I have said that some of the employers are prepared with arguments to vindicate the system of annual settlements. The favourite argument is, that it affords the men, or at least a certain class of them, protection against their own improvidence. For instance, Mr. P.M. Sandison says:
'5235. Does not that system of long settlements induce people to be a little careless about their money, and improvident?-There are a certain class who, if they had money, would spend it. That class are pretty well looked after by the fish-curer; they are only allowed advances in such small proportions as enable them to get through the year, and to be as little in arrear as possible at the end. If these same parties had the money in their hands, I am certain it would not last them so long as it does in the fish-curer's hands.' '5236. That is to say, he will only allow them certain amount of supplies from the shop?-Yes, so much a week or a fortnight.' '5237. Or cash if they want it, but to a limited extent?-Yes; I should think that cash would be given to a free man.' '5238. But not to a bound fisherman?-Not unless it was for a necessary purpose-to purchase something, for instance, which the merchant cannot supply.'
[P. Smith, 986; L.F.U. Garriock, 12,372; W. Irvine, 3641, 3826; J.Anderson, 6707; Rev. J. Sutherland, 7518; A. Harrison, 7664; T.Gifford, 8102-8124; D. More, 9634; A. Sandison, p.248 f.n. to10,205, 10,483; J. Spence, 10.559.]
The members of the firm which holds the lands and fishings in Unst urged strongly that only a large concern like theirs would have the interests of the men in view as well as their own, and, by possessing a monopoly and restricting the men's credit, keep them free from debt. With this view they have made war against small shops in that island. The returns show that they have not yet succeeded in keeping the men free from debt.
[A. Sandison, 10,494; J. Spence, 10,559.]
The sort of partnership that exists between merchant and fisherman, the latter being paid in proportion to the results of the whole year's transactions, is the chief excuse for delaying settlements. The views of the merchants on this point may be seen from the following passage in the examination of Mr. Robertson, manager for Mr. Leask, one of the chief merchants in Shetland. Mr. Robertson came forward with other [Page 18 rpt.] merchants for the purpose of denying the Report of Mr. Hamilton to the Board of Trade, and the other statements made in the previous inquiry:-
… 'Then I deny that the truck system in an open or disguised form prevails in Shetland to an extent which is unknown in any other part of the United Kingdom. I have no proof to offer in contradiction of that statement; I simply deny it, and I don't believe it.' '13,698. What is the population of Shetland?-About 30,000.' '13,699. Of these, how many do you suppose consist of fishermen and their families?-I should say that perhaps about three-fourths of them are fishermen and seamen, and their families.' '13,700. I suppose the seamen are mostly the younger members of the families?-Yes.' '13,701. Is it not the case that almost every fisherman has an account with the merchant to whom he sells his fish?-Yes; but I don't consider that to be truck at all.' '13,702. That account is settled at the end of the year, part of the value of the man's fish being taken out in supplies of goods, and the balance being paid in cash, if any balance is due?-Yes. He simply has an account, in the same way that all the retail merchants in Shetland and everywhere else have to deal with wholesale merchants, and have to pay them.' '13,703. Do you suppose Mr. Hamilton meant anything else than that by saying that the truck system prevailed in Shetland?-I am not bound to know what he meant, but I deny his statement.' '13,704. I presume he merely intended to state that a great part of the earnings of every fisherman, as well as of some other people in Shetland, were really settled by taking out goods from the employers. Do you suppose he meant anything else than that?-I am afraid he did. I am afraid he meant to convey the idea that the men got nothing but goods when they should have got money.' '13,705. Is it not the case that many of them do get nothing but goods?-That is their own fault.' '13,706. Still it may be the fact, although it is their own fault?-It may be the fact, because the men earn very little, and they require supplies of provisions and clothing; and no person would give them such supplies unless the person who employs them. But I don't think that is truck, in the common meaning of the word.' '13,707. Then the difference between you is rather a dispute about the meaning of the word "truck" than as to the actual state of matters in Shetland?-I would not even admit that. I don't think there is any room for complaint about the state of matters in Shetland, as a rule.' '13,708. I suppose you mean that the fishermen have a certain advantage by getting advances of goods? -Of course they have.' '13,709. But you do not mean to deny the fact that they do get such advances when they require them?- Of course I don't deny that; but the shipowner or curer runs a great risk in advancing goods on the security of fish which have to be caught. It is a very good thing in a good season, but in a bad season he may come rather short.' '13,710. On the other hand, he does not pay for the fish that are caught until six or seven months afterwards?-He does not realize them until then. None of the fishcurers get one penny for their fish until about the end of December, except perhaps for a very small parcel which they may send to a retail dealer in the south.' '13,711. That may be quite true; but is any employer of labour in a better position?-Yes.' '13,712. A farmer, for instance, pays his labourers weekly or fortnightly, as the case may be, and he very often does not realize his crops until many months afterwards?-That is true; but he is selling his butter and milk and cattle.' '13,713. Still it does not follow that he is paid for them at the time?-Cattle, I think, are generally paid for in cash.' '13,714. But there are other producers, such as manufacturers, who are only paid by long-dated bills, generally at three months?-Yes; but here the merchant does not get his return until the end of twelve months. The fish-merchant or curer begins to advance in the beginning of January, and he continues to advance until the end of December, without getting any money back; so that he lies out of his money for twelve months. He neither gets money from the party to whom he advances the goods, nor from the party to whom he sells his fish.' '13,715. Do you think that is the main justification for the long settlements which are made with the men?-Of course it is.'
The real or imaginary necessity under which the men are placed, of dealing at the merchant's shop, is demonstrated by their taking meal and other bulky articles a distance of many miles to their own houses, although there are shops nearer home where they could be purchased of as good quality, and it would seem sometimes better and cheaper. Thus James Hay says:
'5343. Do you deal at his shop for all your provisions and your purchases of cotton and other things?-I do for the principal part of what I need, but not altogether.' '5344. How far do you live from Mr. Adie's nearest shop?-About 71/2 miles; his shop is at Voe.' '5345. Do you always go there for what you want?-Yes; generally I do that, unless sometimes when I am needing some small things, I may go to another: but I am not bound to go to his shop unless I choose to go.' '5346. Then why do you go so far?-Because I generally fish to Mr. Adie, and I have the greatest part of my dealings with him. I have not been accustomed to shift very much, unless it might be an inconvenience to me, and sometimes I have gone to another shop.'. . . '5399. Are you under any obligation to go to Mr. Adie's shop for the goods you want in the course of the year?-None that I am aware of.' '5400. You have never been told it of course; but is it a great deal more convenient for you to go there than to deal at another shop?-No; it is not more convenient. I could go to a shop somewhat nearer; but still I don't think I would be any better; and as it has always been my custom to go there, I just continue to go.' '5401. Is it only because it is your custom to go, or is it because you are in the way of delivering your fish to Mr. Adie, that you go to his store?-Mr. Adie has been very obliging to me many a time, by helping me when I could not help myself, and therefore I always felt a warm heart towards him, and went to his store.' '5402. But is it the way with the fishermen here, that they go to the shop of the man that they sell their fish to?-I am not able to speak to that except for myself.' '5403. Do you not know what your neighbours do? -It depends on the circumstances that my neighbours are in. If they are indebted to the man they are fishing to, of course they will go to that man, and perhaps have very little to go to him with.' '5404. Are those neighbours of yours who are so indebted also likely to engage to fish for the same the merchant during the following season?-Yes. When a man is short of money, and has not enough with [Page 19 rpt.] which to pay his land rent, he may go to the man he is fishing to, and he will help him with what he requires; but the understanding in that case is, that he will serve him at the fishing for the rising year. That is generally the way it is done.' '5405. Do you mean that when a man gets advances at a merchant's shop, it is understood that he must fish to him in the coming year?-Yes; that is generally understood.'
[James Hay, 5352 etc.; W. Green, 5860 (Voe to Sullom); W.Blance, 6057, 6118 (Voe to Ollaberry); G. Scollay, 8417; J.Robertson, 8454 (Muckle Roe to Hillswick); J. Johnston, 9552(Voe to Burravoe); T. Robertson, 8590.]
So John Twatt, a merchant, says:
'12,210. Is it not the fact that men who live near you do go to Reawick for supplies, although it is much farther away?-Yes.' '12,211. And although it is inconvenient?-Yes, it is inconvenient. They could do much better by coming to my shop, which is next door to them, and they could get as good articles at the same price as they can at Reawick.' '12,212. How far is it from your place to Reawick?-I think it is about 10 or 12 miles.' '12,213. When the men go there for meal or other supplies, are these supplies brought across the country?-Sometimes they are brought by boats, and sometimes round by the rocks.'
Advances by the fish-curer to fishermen, in the form of boats and fishing materials, form a very material portion of the debits in the men's accounts. For the most part the boats used in the ling fishing belong to the men. It is generally understood that when a crew gets a new boat, it is to be paid up in three years. Sometimes a good fishing enables them to pay it the first year; more frequently the payment extends beyond the three years-generally for five fishing seasons. The price of the boat is charged against the crew, which has a company account in the merchant's books, and they are labourers jointly and severally liable for the whole. When a boat is furnished, it is always understood that the men are to continue to fish for the merchant who furnishes it until the whole price is paid; and this of course constitutes a bond over the men for three or more years, as the case may be. Sometimes hire is charged for the boat, or for the boat and lines. A new boat, ready for sea, costs £20; if supplied with new lines, the whole cost will be from £35 to £40. The men agree to pay £6 as hire for boat and lines, or £2 to £3 for the boat, for the period of the summer fishing. In Yell and other places, the merchant, for this hire, undertakes the risk of the whole. On the west coast of Shetland, the rate charged as hire and the amount of the annual instalment of the price of the boat and lines appear to be the same; and the lines, if lost, are understood, it is said, to be at the risk of the men in both cases, which is an inversion of the ordinary rule of law in location. It is generally said that little or no profit is derived by merchants from boat hires or the sale of boats. In some places, however, those who are anxious to get into business make deductions from the boat hire; in order to get men to agree to fish to depending entirely for their profit on the fish and goods sold. Hence it may be inferred, either that the hires charged are sufficient to remunerate the merchant for his outlay and risk, or that the profits made from the fish and goods sold are so large as to allow of this bonus being given.
[W. Irvine, 3838; T.M. Adie, 5607; T. Tulloch, 12,960; G. Irvine, 13,272; O. Jamieson, 13,396; P.M. Sandison, 5206; T.M. Adie, 5610; W. Pole, 5881, 5890, 5953; D. Greig, 7125, 7153, 7209; L. Williamson, 9092; John Laurenson, 9856; T. Tulloch, 12,958; A. Johnson, 14,933; T.M. Adie, 5638, 5642; P. Peterson, 6808; A. Sandison, 10,133; C. Nicholson, 11,950; L. Williamson, 9092; T. Williamson, 9514.]
With regard to lines and hooks, and such things as the men require for the fishing, they are bound or expected at most places to buy them from the merchant for whom they fish.
[J. Robertson, 8454; P. Blanch, 8717.]
Turning from the debit to the credit side of the account between
the curer and the fisherman, the most important branch of the
latter is the price of the fish. This is fixed in Shetland only when
the annual sales of cured fish have been effected,
Price of 21/2- cwt. wet ling, at 8s., 18s. 0d.Cost of curing, at 2s. 6d., 2s. 6d.Merchants' profit and commission, 2s. 6d., 2s. 6d.Total, 23s.
or about 11 per cent.* Merchants say that the cost of curing is actually greater than 2s. 6d. per cwt., and that their profit has to cover not only the risk of bad debts and insurance, but likewise a loss upon boat hires and sales, which never remunerate. Fishermen, on the other hand, assert that curing never costs so much as 2s. 6d. per cwt.; and they appeal, in support of this, not only to their experience in curing their own fish, but to the higher rates paid by Messrs. Smith & Tulloch in Sandwick parish The reply, as regards these merchants, is that they sell to retail merchants direct, and thus save profit of the middlemen or wholesale purchasers; but there is evidently a feeling of irritation among other fishcurers, because they have broken in upon the practice of paying a uniform price throughout the islands. A similar question with regard to the cost of curing has been raised in the Faroe fishing.
[L.F.U. Garriock, 12,581; W. Irvine, 3742; J.L. Pole, 9423; J.Bruce, jun., 13,332; J. Flawes, 4919; A.J. Grierson, 15,105; L.Williamson, 9085; A. Sandison, 10,154; L. Williamson, 9097; T.Williamson, 9515, 9536; L. Mail, 662; R. Halcrow, 4694; G.Blance; 5561; A. Sandison, 7062; J. Nicholson, 8721; J. Flawes,4990; J.S. Houston, 9673; W. Irvine, 3623; W. Pole, 5882 sqq.;J.S. Houston, 9698; A. Sandison, 10,125; W. Robertson, 13, 646;L.F.U. Garriock, 12,565.]
Some men complain because they do not know what they are to get for their fish and that they 'work away as if they were blind;' but it is said on in a few cases where a price has been fixed at the beginning of the season and the price that has risen, the men have grumbled, and the curer has been obliged to pay the higher current price in order to retain the future services of the men. There is not, however, sufficient evidence to justify the conclusion that Shetland fishermen would, as a body, resent a merchant's adherence to a bargain which on other occasions must turn out to be a favourable one for themselves and a losing one for him. If there is any advantage in the present system, it is, as the Rev. Mr. Fraser points out, on the side of the fisherman, who is less able than the merchant to foresee the probable course of the market, and who, if the suggested change were adopted, would have to take, in the run of cases, such a price as the merchant might judge safe for himself.
[James Hay, 5375; A.J. Grierson, 15,081; P. Garriock, 15,228; J. S.Houston, 9862; A. Sandison, 10,009; Rev. J. Fraser, 8071, but see P.Blanch, 8546.]
Mr. Irvine (3623) says the prices of last year leave only 40s. per ton to the curer, out of which he has to pay store rent, weighing, skippers' fees, gratuities to fishermen, and to meet loss by small and damaged fish, and of interest and risk. The total quantity of cod, ling, and hake landed from open boats and cured in Shetland in the year ending 31st December 1871, according to the returns made to the Fisheries Board, was 46,391 cwt. If we suppose that the expenses which are to be paid out of the fishcurers' 2s. per cwt. amount to 6d. per cwt., there remains a sum of £3479, 6s. 8d., as the total profit earned by thirty-seven fish-curers and fish-curing firms. If we suppose that these expenses absorb 1s. of this surplus, then the total profit amounts only to £2319, 11s. It may be observed, however that other sources of profit are open to these fish-curers. All of them have shops, in which the aggregate credit sales to fishermen amounted in the year 1871 (from settlement to settlement) to probably £14,000. A considerable amount of cash transactions, and sales of goods for butter and eggs, also take place at their counters; and many of them deal in cattle and kelp, and are engaged in the Faroe fishing. With all these sources of income, however, it is difficult to believe that no larger direct profit per cent. is earned from so complicated and hazardous a business as the ling fishing.
Next to fish, cattle sold form the largest and most common credit
in the account of the fisherman farmer, although this is not,
like fish, an indispensable item in the account. Cattle, ponies,
sheep, and pigs, are an important part of the Shetlander's means,
and they, like the rest of his saleable produce, are generally
purchased by the merchant, who buys all that leaves the country,
from a whale to an egg, and sells everything that the country
people want, from a boll of meal or a suit of clothes to a
darning-needle. The stock goes into the account, and is settled for
at the yearly settlement. There is a custom throughout the country
of holding public sales twice, sometimes four times in the year
'for the benefit of the tenant' as a witness puts it' but also for the
benefit of the landlords and merchants. The sales are managed by
the proprietor of the estate for which they are held, or by his
tacksman or factor, and the prices of all the animals sold are paid,
under the conditions of sale, into his hands. He has thus, just as in
purchasing the fish of his tenants, an opportunity of retaining what
is due to him for rent, and of making effectual his hypothec, or
rather of avoiding the necessity of enforcing it at all. No cases
have been alleged or proved in which advantage has been taken by
proprietors or merchants of the power given them by their
position, or by the indebtedness of tenants, for the purpose of
getting cattle at low prices; and, indeed, the publicity of these sales
to be a sufficient safeguard against such abuses. There is a
practice, formerly much more widely prevalent than it is now, of
marking the horns of animals with the initials of a creditor, which
is supposed to hypothecate the debtor's cattle effectually as against
all but the landlord's claim for rent. The practical effects appear
to have been formerly injurious;
[J. Laurenson, 9873; T. Gifford, 8133; A. Sandison, 10,079.]
There is evidence as to the sales of cattle on the Sumburgh, Busta, Gossaburgh, and Ollaberry estates, and in the islands of Unst and Yell. A man who is in debt to the landlord or merchant-tacksman is expected to offer his cow or pony which is for sale to him first. If the owner is dissatisfied with the price offered, he has an opportunity of exposing it at the next half-yearly or quarterly sale, where all the money passes through the hands of the merchant or landlord, and is settled for at the end of the year, the owner getting supplies from the shop if he requires them in the meantime. Intimation is given to all the tenants of the sale; and a man who is very deeply in debt is 'so far forced to bring his cattle and sell them.'
[W. Irvine, 3772; R. Halcrow, 4673; P.M. Sandison, 5271; D.Greig, 7228; Rev. J. Sutherland, 7600; T. Gifford, 8130; J.S.Houston, 9686; J. Laurenson, 9873; G. Irvine, 13,241; J. Bruce,jun., 13,329; R. Halcrow, 4684.]
An instance of a sale of wool to a merchant-tacksman by an indebted tenant, at a lower price than might have been obtained (according to the tenant's own statement), is given by Robert Simpson:
'14,014. Was 111/2d. the current price for wool last autumn?-I cannot say. That was what we got for it from Mr. Sutherland.' '14,015. Did anybody else offer to buy it from you?-We did not offer it to anybody else, because we thought he had a better right to it, as he was paying the rent. There were several people asking me for it, but I would not sell it to them.' '14,016. How much did they offer you for the wool?-We never came to any particular agreement about the price, because I would not consent to sell it to them at all.' '14,017. Did they not say anything about what they would give you?-They spoke of 1s.; but I thought it better to sell it for 111/2d. wholesale than to sell it to them for 1s., even although I had had power to do it. Besides, I thought Mr. Robertson had the best right to it.' '14,018. Had Mr. Robertson told you that he expected to get your wool?-I cannot say that he had.' '14,019. Had Mr. Sutherland told you that?-If I could have paid my debt he would not have asked it.' '14,020. But did Mr. Sutherland tell you that he expected to get your wool?-Sometimes he would ask me if I would give him the wool, and that I would be better to give it to him than to sell it to another.' '14,021. Even at a halfpenny less?-Yes.'
This is probably a true enough picture of the transactions in regard to cattle, which in bad times are still commonly resorted to for the purpose of reducing large debts; but of which, in the late prosperous years, little has been heard.
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The evidence taken in Shetland does not confirm the statement made before this Commission in 1871, that 'the success of a merchant in Shetland consists in being able to accumulate such an amount of bad debts about him as will thirl the whole families in his neighbourhood, and then he succeeds,' etc. So far as this exaggerated statement has any truth, it may be said to mean that a merchant often avails himself of the power given him by his past advances, and by the hope of more, to secure both the fish and the shop custom of the fishermen in his neighbourhood; while fishermen so often need accommodation from the merchants, that even those who for the time are clear do not think it prudent to break off their connection with the merchant of the place from whom they have hitherto got supplies, and by whom they expect to be assisted in future bad years. But it does not mean, and probably was not intended to mean, that merchants ever deliberately sink a part of their capital in binding fishermen to them by the uqestionable bond of hopeless debt. The truth, so far as the highest class of merchants is concerned, seems to be fairly stated by Mr. Irvine, who says, with regard to the system of paying for fish by reference to the current price, that -
'Fishermen are quite safe with this arrangement. They know the competition between curers all over the islands is so keen, that they are secure to get the highest possible price that the markets can afford. Any curer that can offer a little advantage to the fishermen over the others is certain to get more boats the following year; and this is carried so far, that men with limited capital, in their endeavours to obtain a large share of the trade by giving credit and gratuities, in one way and another leave nothing to themselves, and in the end come to grief.'
[John Walker, qu. 44,319; W. Irvine, 3623, 3856 sqq.; See L.Williamson, 9092; T. Williamson, 9513.]
Undoubtedly, all the merchants are in the habit of making advances to fishermen, chiefly in the form of goods, long before the fishing season begins. In such cases there is, as a matter of course, an obligation, sometimes in writing, to fish for the ensuing year; and for the purpose of more easily getting such advances, boats' crews are often formed as early as November and December. Advances of boats and lines are invariably made upon an engagement by the men who get them to deliver their fish. [Page 22 rpt.] But many of the merchants examined as witnesses agree in stating that indebtedness does not give them a hold over their men; a statement which must, however, be limited to the case of men who are hopelessly and irredeemably sunk in debt, who see no means of escape from it, or rather no means of obtaining supplies beyond the barest subsistence, but by removing to another employment. A merchant is not always desirous to retain the services of such men, because his chance of getting the old debts repaid is small, while he cannot continue to employ them without making further advances to enable them to go on with the fishing. The statements made by merchants, that indebtedness is the great drawback to their business, that indebted men are worst to deal with, and that debt gives them no control over the men, must, I think, be referred to such extreme cases only, and are not applicable to the relations between merchants and men who, not of being already hopelessly involved, require some advances in money for rent, in the form of boat and lines, or in goods for family use, after settlement and before the fishing season begins. In all such cases the debt is incurred on the express or understood condition that the man shall deliver his fish next season, and where the advance consists of boat and lines, until it is altogether paid off. To this extent it cannot be said that the debt gives the merchant no hold over the men.
In districts where indebtedness is general, the bond formed by debt is stronger. Merchants are there obliged to save themselves by enforcing their claims against indebted men, whom others, in more fortunate districts, would gladly get rid of. The merchants have allowed their debts to become too numerous and too large, either from a wrong system in the management of their business or from a desire to 'thirl' the west side men to them. On the coast of Northmaven and of Delting, a complete monopoly of the fish trade is possessed, not by landholders or their tacksmen or factors, but by three merchants (Messrs. Adie at Olnafirth Voe, Inkster at Brae, and Anderson at Hillswick and Ollaberry), who lease curing premises and a small portion of agricultural or pasture land from the Busta trustees. Except at North Roe, where Messrs. Hay have a station, there is no other merchant, along a coast-line extending for many miles, to whom the tenant can sell his fish; and the indebted man has not the liberty, which he seems to be able to exercise in some other districts, of entering into an engagement with another merchant, with whom he begins afresh, with clear books, and the hope of keeping clear. I do not say that it is morally wrong for the merchant to endeavour to secure payment of a debt by requiring the debtor to agree to deliver to him the produce of his fishing. But it cannot be a wholesome system which has led the merchants into giving credits, which they can only recover or secure by such means, and which induces them to enter into a formal written engagement among themselves-'not to tamper with or engage each other's fishermen, or allow our boat-skippers or men to do so, or to make advances of rent to them on their cattle, sheep, or ponies, or under any circumstances whatever, unless they produce a certificate from any of us whom they last fished for to the effect that he is clear of debt.' The formal stipulation thus undertaken is only what has been very frequently, not universally, acted upon throughout the western and northern parts of Shetland; for men changing their employment often find at settlement the debts due to their late master standing against them in the books of the new master. Sometimes in coming to a new employer the men's debts are, with their consent, transferred to his books, or they get cash to discharge them.
[Wm. Adie, 8641; J. Anderson, 7775; M. Laurenson, 7354; A. Harrison, 7746; T. Gifford, 8126; J. Wood, 8371; M. Henderson, 9940; A. Sandison, 10,497; T. Tulloch, 13,001; C. Ollason, 16,019; John Robertson, sen., 14,126; L. Williamson, 9074.]
The fishermen, on the other hand, for the most part admit that, so long as they are indebted to a merchant, they must continue to fish for him. Notwithstanding the statements of the merchants before referred to (see above), the truth appears to be that most of them do so continue from honesty as much as from fear of onsequences. But, so far as the practical effects of the system are concerned, it is perhaps of small importance whether supplies are given in the belief that a man's honesty and his fear of legal execution will make him continue to work them off by his labour, or in the belief that his fear of legal consequences alone will have such an effect.
[G. Blance, 5554; C. Young, 5829; P. Blanch, 8575; C. Nicholson, 8694.]
Some merchants do not hesitate to admit that being indebted compels, or at least induces, men to fish to the creditor; and, indeed, it is so obviously and naturally an inducement to do so, that it is impossible to avoid regarding indebtedness to the merchant and the engagement to fish for him as more than a merely accidental sequence of events. Experience, however, has been teaching the more extensive merchants, and teaching them perhaps more readily because they have less difficulty than others in getting fishermen, that free or unindebted men are the most successful fishermen; and that to act on the old Shetland maxim, 'If you once get a man into debt, you have a hold over him,' is to fill their boats with inferior or at least half-hearted men, and their books with bad debts. Thus the returns show that at two important stations of a leading firm 244 men were employed in 1867, and 260 in 1871; and that of these, 72, or less than a third, owed sums averaging only £2, 7s. 9d. at the settlement of 1867; while in 1871 only 9 owed sums averaging £l. In this and other cases, where debt is less, the supplies of goods also bear a less proportion to the money payments.
[L.F.U. Garriock, 12,549; T. Tulloch, 12,998; J. Harrison, 16451;Rev. D. Miller, 5596; D. Greig, 7165.]
The extent of indebtedness thus differs in the different districts. It is difficult to say whether this difference is caused by accidental circumstances, or by the degrees of firmness with which the various merchants act on the principle of restricting advances and supplies when a man is getting behind. In bad years still more after a succession of lean fishings and harvests restriction is of course universal, and all the inhabitants of an island or a parish may be getting weekly doles of meal at the merchant's shop. At Grutness store, a day is fixed for the families who are 'on allowance' to come for their meal. The proportion of men in a state of indebtedness, and the amount of their debts, will be best seen from the tables afterwards given. There are, however, many general statements on this subject which I shall briefly refer to. In considering these and the tables, it must be kept in view that, in spite of some bad fishings and harvests in late years, the people are generally in a more thriving condition than they were ten or fifteen years ago. They have shared in the general prosperity of the empire. The Rev. Mr. Miller, who says that the majority of the fishermen at Mossbank are further in debt than they can hope to pay in one year, believes that they were once worse, and that eight or ten years ago hardly a fisherman was not in debt. The Rev. J. Fraser of Sullom believes that a great number of the men are very seldom clear, and that permanent indebtedness prevails to a much larger extent than is good for the community. It must be admitted that the sums due by the men are much smaller in Shetland than the sums which, it is said, are often due by fishermen in Wick, where the boats and nets advanced to the men are comparatively expensive. In a few cases, debts of £40 have been contracted; but that seems to be a rare and indeed is considered a hopeless amount. The returns show that the average debt of chronic debtors, so far as it can be ascertained, is very much less. Mr. Anderson states it to be £12. 4s. in 1871 at Hillswick, having been £14, 2s. in 1868. The witnesses are numerous-so numerous that it is not necessary to note their names-who say that they have been in debt at settlement for many years, or that the balance is generally against them.
[T. Hutchison, 12,640; L. Robertson, 13,966; G. Irvine, 13,178;Rev. D. Miller, 5989; Rev. J. Fraser, 8019; A. Harrison, 7446; J.Anderson, 7770, 7835; A. Humphray, 12,822; J. Anderson, 7834.]
It is almost superfluous to point out the connection between the system of accounts at the shops and the general indebtedness of the peasantry; but it may be interesting to refer to the evidence of Magnus Johnston, now a small shopkeeper, and formerly skipper of a Faroe smack. He says:
'… I think it would be better for the people to have no accounts at all.' '7932. Do you mean that it would be better for their own sakes?- Yes. '7933. What would be the advantage to them?-For my own part, if I had no money, but if I had credit, I might go to a shop and take out more goods than perhaps I ought to do, without regard to whether I would be able to pay them or not; whereas if a man did not have that liberty, but went into a shop with only a few pence in his pocket, he might make it spin out better, or more to his own advantage. '7934. Do you think he might get his meal cheaper by going to another shop and paying for it in cash?-He might, or he might take better care of his money, and manage to spin it out more.' '7935. I suppose a merchant like yourself, if you were giving long credit in that way, would require little more profit on your goods?-Of course.' '7936. But you can afford to sell cheaper because you are paid in cash?-Yes; and I think it would be better for the public in general if all payments were made in cash.' [M. Johnson, 7931.]
Again, Mr. James Hay, formerly a merchant in Unst, but never concerned in fishcuring, says:
'… My own conviction is, that if a ready-money system was once in operation, and had a fair start, it would work better than the present system.' '10,528. But how are you prepared to give it a start?-I think that if the men were paid their money monthly or fortnightly, that would make them feel their independence better. Perhaps they would husband their means better; and if there were those among them who were careless about it, they would be taught a lesson when the year was done, which would serve as a warning for them in time to come. There might, however, be a difficulty in beginning such a system. I can remember, and others present will remember it too, two or three years of bad fishing, followed by a year of blight, when the man who wrought most anxiously and was honest-hearted could not meet the demands upon him. At such times, if there was no qualification or mitigation of the ready-money system, perhaps the men might get into difficulty.' '10,529. But do you not think that with that system of fortnightly payments a respectable fisherman and tenant would get credit just as easily as he gets it now?-I believe he would.' '10,530. From a greater number of persons, and on advantageous terms?-I think he would.' '10,531. Do you think there would be more places open to respectable fishermen, at which they could get credit if it was absolutely required in a bad season?-Yes.' '10,532. I suppose in a bad season now no merchant would give credit to the fishermen unless he was secure of their services for next season?-I should suppose so.' '10,533. Therefore the fishermen, as a rule, are shut up to the one shop?-Yes, it comes to that.' '10,534. Where fishermen were paid monthly or fortnightly, and you knew a man to be a respectable man, would you, as a merchant, have any hesitation in a bad season in giving him credit for the support of his family?-I would have no hesitation in doing that at all, and I have done it. ….' '10,537. But do you think you would be more likely to obtain repayment if there was an open system, and the whole country was not monopolized by one or two great firms?-I think so; because if the men were paid their money I think they would feel more independent, and they would, so to say, eke out that money in the most economical way, and thus be better off.' '10,538. Probably, also, they would not be encouraged to run so very much in debt with any merchant as they are at present?-I think they would not. If the system were altered, and cash payments introduced, I think the men would feel that they could not ask credit to such a large extent as they do now, except in cases of urgent necessity.'
[J. Hay, 10,527; See also J. Anderson, 6537, Dr. R. Cowie, 14,731.]
The accounts between merchants and fishermen are settled in a sufficiently loose manner. In many cases no pass-book is kept. Sometimes it has been refused by the shopkeeper on account of the trouble; sometimes it is the fisherman who could not be 'fashed' with it; sometimes it has been used for a time and given up because of the customer's irregularity in bringing it. There is undoubtedly much carelessness among the men with regard to their accounts. They get what they want without much trouble. The merchant or landlord helps them through bad times; and they do not always minutely scrutinize the items charged against them. They have a considerable, and probably not misplaced, confidence in the honesty of the shopkeeper, so far as the quantities of their 'out-takes' are concerned. Some men indeed keep private notes of their out-takes, which they compare with the shop ledger when read over to them; but most trust to their memory to check their accounts, and sometimes they are in a hurry to get home, and the ceremony of reading over the account is omitted altogether. The shopkeeper of course does not insist on doing so: in some places, indeed, it is read over only if expressly asked. William Blance, who fishes to the firm of T.M. Adie, is a specimen of the more careless class of men: