XXIII

Probably no man ever wrote and published a book, a magazine story, or a bit of verse without an instant decision to repeat the experiment. The inclination once indulged becomes insatiable. It is not altogether the gratified vanity of seeing one's self in print, for, before printing was, the composers and reciters of romances and songs were driven along the same path of unrest and anxiety, when once they had the least recognition of their individual distinction. The impulse is more subtle than the desire for wealth or the craving for political place. In some cases it is in simple obedience to the longing to create; in others it is a lower ambition for notoriety, for praise.

In any case the experiment of authorship, in however humble, a way, has an analogy to that other tempting occupation of making “investments” in the stock-market: the first trial is certain to lead to another. If the author succeeds in any degree, his spirit rises to another attempt in the hope of a wider recognition. If he fails, that is a reason why he should convince his fellows that the failure was not inherent in himself, but in ill-luck or a misdirection of his powers. And the experiment has another analogy to the noble occupation of levying toll upon the change of values—a first brilliant success is often a misfortune, inducing an overestimate of capacity, while a very moderate success, recognized indeed only as a trial, steadies a man, and sets him upon that serious diligence upon which alone, either in art or business, any solid fortune is built.

Philip was fortunate in that his first novel won him a few friends and a little recognition, but no popularity. It excited neither envy nor hostility. In the perfunctory and somewhat commercial good words it received, he recognized the good-nature of the world. In the few short reviews that dealt seriously with his work, he was able, when the excitement of seeing himself discussed had subsided, to read between the lines why The Puritan Nun had failed to make a larger appeal. It was idyllic and poetic, but it lacked virility; it lacked also simplicity in dealing with the simple and profound facts of life. He had been too solicitous to express himself, to write beautifully, instead of letting the human emotions with which he had to deal show themselves. One notice had said that it was too “literary”; by which, of course, the critic meant that he did not follow the solid traditions, the essential elements in all the great masterpieces of literature that have been created. And yet he had shown a quality, a facility, a promise, that had gained him a foothold and a support in the world of books and of the making of books. And though he had declined Mr. Ault's tempting offer to illuminate his transcontinental road with a literary torch, he none the less was pleased with this recognition of his capacity and the value of his name.

To say that Philip lived on hope during this summer of heat, suspensions, and business derangement would be to allow him a too substantial subsistence. Evelyn, indeed, seemed, at the distance of Newport, more unattainable than ever, and the scant news he had of the drama enacted there was a perpetual notice to him of the social gulf that lay between them. And yet his dream was sustained by occasional assurances from Miss McDonald of her confidence in Evelyn's belief in him, nay, of her trust, and she even went so far as to say affection. So he went on building castles in the air, which melted and were renewed day after day, like the transient but unfailing splendor of the sunset.

There was a certain exaltation in this indulgence of his passion that stimulated his creative faculties, and, while his daily tasks kept him from being morbid, his imagination was free to play with the construction of a new story, to which his recent experience would give a certain solidity and a knowledge of the human struggle as it is.

He found himself observing character more closely than before, looking for it not so much in books as in the people he met. There was Murad Ault, for instance. How he would like to put him into a book! Of course it would not do to copy a model, raw, like' that, but he fell to studying his traits, trying to see the common humanity exhibited in him. Was he a type or was he a freak? This was, however, too dangerous ground until he knew more of life.

The week's vacation allowed him by his house was passed in Rivervale. There, in the calmness of country life, and in the domestic atmosphere of affection which believed in him, he was far enough removed from the scene of the spectres of his imagination to see them in proper perspective, and there the lines of his new venture were laid down, to be worked out later on, he well knew, in the anxiety and the toil which should endue the skeleton with life. Rivervale, to be sure, was haunted by the remembrance of Evelyn; very often the familiar scenes filled him with an intolerable longing to see again the eyes that had inspired him, to hear the voice that was like no other in the world, to take the little hand that had often been so frankly placed in his, and to draw to him the form in which was embodied all the grace and tender witchery of womanhood. But the knowledge of what she expected of him was an inspiration, always present in his visions of her.

Something of his hopes and fears Alice divined, and he felt her sympathy, although she did not intrude upon his reticence by any questions. They talked about Evelyn, but it was Evelyn in Rivervale, not in Newport. In fact, the sensible girl could regard her cousin's passion as nothing more than a romance in a young author's life, and to her it was a sign of his security that he had projected a new story.

With instinctive perception of his need, she was ever turning his thoughts upon his literary career. Of course she and all the household seemed in a conspiracy to flatter and encourage the vanity of authorship. Was not all the village talking about the reputation he had conferred on it? Was it not proud of him? Indeed, it did imagine that the world outside of Rivervale was very much interested in him, and that he was already an author of distinction. The county Gazette had announced, as an important piece of news, that the author of The Puritan Nun was on a visit to his relatives, the Maitlands. This paragraph seemed to stand out in the paper as an almost immodest exposure of family life, read furtively at first, and not talked of, and yet every member of the family was conscious of an increase in the family importance. Aunt Patience discovered, from her outlook on the road, that summer visitors had a habit of driving or walking past the house and then turning back to look at it again.

So Philip was not only distinguished, but he had the power of conferring distinction. No one can envy a young author this first taste of fame, this home recognition. Whatever he may do hereafter, how much more substantial rewards he may attain, this first sweetness of incense to his ambition will never come to him again.

When Philip returned to town, the city was still a social desert, and he plunged into the work piled up on his desk, the never-ceasing accumulation of manuscripts, most of them shells which the workers have dredged up from the mud of the literary ocean, in which the eager publisher is always expecting to find pearls. Even Celia was still in the country, and Philip's hours spared from drudgery were given to the new story. His days, therefore, passed without incident, but not without pleasure. For whatever annoyances the great city may have usually, it is in the dull season—that is, the season of its summer out-of-doors animation—a most attractive and, even stimulating place for the man who has an absorbing pursuit, say a work in creative fiction. Undisturbed by social claims or public interests, the very noise and whirl of the gay metropolis seem to hem him in and protect the world of his own imagination.

The first disturbing event in this serenity was the report of the Mavick ball, already referred to, and the interpretation put upon it by the newspapers. In this light his plans seemed the merest moonshine. What became of his fallacious hope of waiting when events were driving on at this rate? What chance had he in such a social current? Would Evelyn be strong enough to stem it and to wait also? And to wait for what? For the indefinite and improbable event of a poor author, hardly yet recognized as an author, coming into position, into an income (for that was the weak point in his aspirations) that would not be laughed at by the millionaire. When he coolly considered it, was it reasonable to expect that Mr. and Mrs. Mavick would ever permit Evelyn to throw away the brilliant opportunity for their daughter which was to be the crowning end of their social ambition? The mere statement of the proposition was enough to overwhelm him.

That this would be the opinion of the world he could not doubt. He felt very much alone. It was not, however, in any resolve to make a confidante of Celia, but in an absolute need of companionship, that he went to see if she had returned. That he had any personal interest in this ball he did not intend to let Celia know, but talk with somebody he must. Of his deep affection for this friend of his boyhood, there was no doubt, nor of his knowledge of her devotion to his interests. Why, then, was he reserved with her upon the absorbing interest of his life?

Celia had returned, before the opening of the medical college, full of a new idea. This was nothing new in her restless nature; but if Philip had not been blinded by the common selfishness of his sex, he might have seen in the gladness of her welcome of him something more than mere sisterly affection.

“Are you real glad to see me, Phil? I thought you might be lonesome by this time in the deserted city.”

“I was, horribly.” He was still holding her hand. “Without a chance to talk with you or Alice, I am quite an orphan.”

“Ah! You or Alice!” A shade of disappointment came over her face as she dropped his hand. But she rallied in a moment.

“Poor boy! You ought to have a guardian. What heroine of romance are you running after now?”

“In my new story?”

“Of course.”

“She isn't very well defined in my mind yet. But a lovely girl, without anything peculiar, no education to speak of, or career, fascinating in her womanhood, such as might walk out of the Bible. Don't you think that would be a novelty? But it is the most difficult to do.”

“Negative. That sort has gone out. Philip, why don't you take the heroine of the Mavick ball? There is a theme.” She was watching him shrewdly, and saw the flush in his face as he hurriedly asked,

“Did you ever see her?”

“Only at a distance. But you must know her well enough for a literary purpose. The reports of the ball give you the setting of the drama.”

“Did you read them?”

“I should say I did. Most amusing.”

“Celia, don't you think it would be an ungentlemanly thing to take a social event like that?”

“Why, you must take life as it is. Of course you would change the details. You could lay the scene in Philadelphia. Nobody would suspect you then.”

Philip shook his head. The conversation was not taking the turn that was congenial to him. The ball seemed to him a kind of maelstrom in which all his hopes were likely to be wrecked. And here was his old friend, the keenest-sighted woman he knew, looking upon it simply as literary material—a ridiculous social event. He had better change the subject.

“So the college is not open yet?”

“No, I came back because I had a new idea, and wanted time to look around. We haven't got quite the right idea in our city missions. They have another side. We need country missions.”

“Aren't they that now?”

“No, I mean for the country. I've been about a good deal all this vacation, and my ideas are confirmed. The country towns and villages are full of young hoodlums and toughs, and all sorts of wickedness. They could be improved by sending city boys up there—yes, and girls of tender age. I don't mean the worst ones, not altogether. The young of a certain low class growing up in the country are even worse than the same class in the city, and they lack a civility of manner which is pretty sure to exist in a city-bred person.”

“If the country is so bad, why send any more unregenerates into it?”

“How do you know that anybody is always to be unregenerate? But I wouldn't send thieves and imbeciles. I would select children of some capacity, whose circumstances are against them where they are, and I am sure they would make better material than a good deal of the young generation in country villages now. This is what I mean by a mission for the country. We have been bending all our efforts to the reformation of the cities. What we need to go at now is the reforming of the country.”

“You have taken a big contract,” said Philip, smiling at her enthusiasm. “Don't you intend to go on with medicine?”

“Certainly. At least far enough to be of some use in breaking up people's ignorance about their own bodies. Half the physical as well as moral misery comes from ignorance. Didn't I always tell you that I want to know? A good many of my associates pretend to be agnostics, neither believe or disbelieve in anything. The further I go the more I am convinced that there is a positive basis for things. They talk about the religion of humanity. I tell you, Philip, that humanity is pretty poor stuff to build a religion on.”

The talk was wandering far away from what was in Philip's mind, and presently Celia perceived his want of interest.

“There, that is enough about myself. I want to know all about you, your visit to Rivervale, how the publishing house suits you, how the story is growing.”

And Philip talked about himself, and the rumors in Wall Street, and Mr. Ault and his offer, and at last about the Mavicks—he could not help that—until he felt that Celia was what she had always been to him, and when he went away he held her hand and said what a dear, sweet friend she was.

And when he had gone, Celia sat a long time by the window, not seeing much of the hot street into which she looked, until there were tears in her eyes.

There was one man in New York who thoroughly enjoyed the summer. Murad Ault was, as we say of a man who is free to indulge his natural powers, in his element. There are ingenious people who think that if the ordering of nature had been left to them, they could maintain moral conditions, or at least restore a disturbed equilibrium, without violence, without calling in the aid of cyclones and of uncontrollable electric displays, in order to clear the air. There are people also who hold that the moral atmosphere of the world does not require the occasional intervention of Murad Ault.

The conceit is flattering to human nature, but it is not borne out by the performance of human nature in what is called the business world, which is in such intimate alliance with the social world in such great centres of conflict as London, New York, or Chicago. Mr. Ault is everywhere an integral and necessary part of the prevailing system—that is, the system by which the moral law is applied to business. The system, perhaps, cannot be defended, but it cannot be explained without Mr. Ault. We may argue that such a man is a disturber of trade, of legitimate operations, of the fairest speculations, but when we see how uniform he is as a phenomenon, we begin to be convinced that he is somehow indispensable to the system itself. We cannot exactly understand why a cyclone should pick up a peaceful village in Nebraska and deposit it in Kansas, where there, is already enough of that sort, but we cannot conceive of Wall Street continuing to be Wall Street unless it were now and then visited by a powerful adjuster like Mr. Ault.

The advent, then, of Murad Ault in New York was not a novelty, but a continuation of like phenomena in the Street, ever since the day when ingenious men discovered that the ability to guess correctly which of two sparrows, sold for a farthing, lighting on the spire of Trinity Church, will fly first, is an element in a successful and distinguished career. There was nothing peculiar in kind in his career, only in the force exhibited which lifted him among the few whose destructive energy the world condones and admires as Napoleonic. He may have been an instrument of Providence. When we do not know exactly what to do with an exceptional man who is disagreeable, we call him an Instrument of Providence.

It is not, then, in anything exceptional that we are interested in the operations of Murad Ault, but simply on account of his fortuitous connection with a great fortune which had its origin in very much the same cyclonic conditions that Mr. Ault reveled in. Those who know Wall Street best, by reason of sad experience, say that the presiding deity there is not the Chinese god, Luck, but the awful pagan deity, Nemesis. Alas! how many innocent persons suffer in order to get justice done in this world.

Those who have unimpaired memories may recollect the fortune amassed, many years previous to this history, by one Rodney Henderson, gathered and enlarged by means not indictable, but which illustrate the wide divergence between the criminal code and the moral law. This fortune, upon the sudden death of its creator, had been largely diverted from its charitable destination by fraud, by a crime that would have fallen within the code if it had been known. This fortune had been enjoyed by those who seized it for many years of great social success, rising into acknowledged respectability and distinction; and had become the basis of the chance of social elevation, which is dear to the hearts of so many excellent people, who are compelled to wander about in a chaotic society that has no hereditary titles. It was this fortune, the stake in such an ambition, or perhaps destined in a new possessor to a nobler one, that came in the way of Mr. Ault's extensive schemes.

It is not necessary to infer that Mr. Ault was originally actuated by any greed as to this special accumulation of property, or that he had any malevolence towards Mr. Mavick; but the eagerness of his personal pursuit led him into collisions. There were certain possessions of Mr. Mavick that were desirable for the rounding-out of his plans—these graspings were many of them understood by the public as necessary to the “development of a system”—and in this collision of interests and fierce strength a vindictive feeling was engendered, a feeling born, as has been hinted, by Mr. Mavick's attempt to trick his temporary ally in a certain operation, so that Mr. Ault's main purpose was to “down Mavick.” This was no doubt an exaggeration concerning a man with so many domestic virtues as Mr. Ault, meaning by domestic virtues indulgence of his family; but a fight for place or property in politics or in the Street is pretty certain to take on a personal character.

We can understand now why Mr. Ault read the accounts of the Mavick ball with a grim smile. In speaking of it he used the vulgar term “splurge,” a word especially offensive to the refined society in which the Mavicks had gained a foothold. And yet the word was on the lips of a great many men on the Street. The shifting application of sympathy is a very queer thing in this world. Mr. Ault was not a snob. Whatever else he was, he made few pretensions. In his first advent he had been resisted as an intruder and shunned as a vulgarian; but in time respect for his force and luck mingled with fear of his reckless talent, and in the course of events it began to be admitted that the rough diamond was being polished into one of the corner-stones of the great business edifice. At the time of this writing he did not altogether lack the sympathy of the Street, and an increasing number of people were not sorry to see Mr. Mavick get the worst of it in repeated trials of strength. And in each of these trials it became increasingly difficult for Mr. Mavick to obtain the assistance and the credit which are often indispensable to the strongest men in a panic.

The truth was that there were many men in the Street who were not sorry to see Mr. Mavick worried. They remembered perfectly well the omniscient snobbishness of Thomas Mavick when he held a position in the State Department at Washington and was at the same time a secret agent of Rodney Henderson. They did not change their opinion of him when, by his alliance with Mrs. Henderson, he stepped into control of Mr. Henderson's property and obtained the mission to Rome; but later on he had been accepted as one of the powers in the financial world. There were a few of the old stagers who never trusted him. Uncle Jerry Hollowell, for instance, used to say, “Mavick is smart, smart as lightnin'; I guess he'll make ducks and drakes of the Henderson property.” They are very superficial observers of Wall Street who think that character does not tell there. Mr. Mavick may have realized that when in his straits he looked around for assistance.

The history of this panic summer in New York would not be worthy the reader's attention were not the fortunes of some of his acquaintances involved in it. It was not more intense than the usual panics, but it lasted longer on account of the complications with uncertain government policy, and it produced stagnation in social as well as business circles. So quiet a place as Rivervale felt it in the diminution of city visitors, and the great resorts showed it in increased civility to the small number of guests.

The summer at Newport, which had not been distinguished by many great events, was drawing to a close—that is, it was in the period when those who really loved the charming promenade which is so loved of the sea began to enjoy themselves, and those who indulge in the pleasures of hope, based upon a comfortable matrimonial establishment, are reckoning up the results of the campaign.

Mrs. Mavick, according to her own assertion, was one of those who enjoy nature. “Nature and a few friends, not too many, only those whom one trusts and who are companionable,” she had said to Lord Montague.

This young gentleman had found the pursuit of courtship in America attended by a good many incidental social luxuries. It had been a wise policy to impress him with the charm of a society which has unlimited millions to make it attractive. Even to an impecunious noble there is a charm in this, although the society itself has some of the lingering conditions of its money origin. But since the great display of the ball, and the legitimate inferences drawn from it by the press and the fashionable world, Mrs. Mavick had endeavored to surround her intended son-in-law with the toils of domestic peace.

He must be made to feel at home. And this she did. Mrs. Mavick was as admirable in the role of a domestic woman as of a woman of the world. The simple pleasures, the confidences, the intimacies of home life surrounded him. His own mother, the aged duchess, could not have looked upon him with more affection, and possibly not have pampered him with so many luxuries. There was only one thing wanting to make this home complete. In conventional Europe the contracting parties are not the signers of the marriage contract. In the United States the parties most interested take the initiative in making the contract.

Here lay the difficulty of the situation, a situation that puzzled Lord Montague and enraged Mrs. Mavick. Evelyn maintained as much indifference to the domestic as to the worldly situation. Her mother thought her lifeless and insensible; she even went so far as to call her unwomanly in her indifference to what any other woman would regard as an opportunity for a brilliant career.

Lifeless indeed she was, poor child; physically languid and scarcely able to drag herself through the daily demands upon her strength. Her mother made it a reproach that she was so pale and unresponsive. Apparently she did not resist, she did everything she was told to do. She passed, indeed, hours with Lord Montague, occasions contrived when she was left alone in the house with him, and she made heroic efforts to be interested, to find something in his mind that was in sympathy with her own thoughts. With a woman's ready instinct she avoided committing herself to his renewed proposals, sometimes covert, sometimes direct, but the struggle tired her. At the end of all such interviews she had to meet her mother, who, with a smile of hope and encouragement, always said, “Well, I suppose you and Lord Montague have made it up,” and then to encounter the contempt expressed for her as a “goose.”

She was helpless in such toils. At times she felt actually abandoned of any human aid, and in moods of despondency almost resolved to give up the struggle. In the eyes of the world it was a good match, it would make her mother happy, no doubt her father also; and was it not her duty to put aside her repugnance, and go with the current of the social and family forces that seemed irresistible?

Few people can resist doing what is universally expected of them. This invisible pressure is more difficult to stand against than individual tyranny. There are no tragedies in our modern life so pathetic as the ossification of women's hearts when love is crushed under the compulsion of social and caste requirements. Everybody expected that Evelyn would accept Lord Montague. It could be said that for her own reputation the situation required this consummation of the intimacy of the season. And the mother did not hesitate to put this interpretation upon the events which were her own creation.

But with such a character as Evelyn, who was a constant puzzle to her mother, this argument had very little weight compared with her own sense of duty to her parents. Her somewhat ideal education made worldly advantages of little force in her mind, and love the one priceless possession of a woman's heart which could not be bartered. And yet might there not be an element of selfishness in this—might not its sacrifice be a family duty? Mrs. Mavick having found this weak spot in her daughter's armor, played upon it with all her sweet persuasive skill and show of tenderness.

“Of course, dear,” she said, “you know what would make me happy. But I do not want you to yield to my selfishness or even to your father's ambition to see his only child in an exalted position in life. I can bear the disappointment. I have had to bear many. But it is your own happiness I am thinking of. And I think also of the cruel blow your refusal will inflict upon a man whose heart is bound up in you.”

“But I don't love him.” The girl was very pale, and she spoke with an air of weariness, but still with a sort of dogged persistence.

“You will in time. A young girl never knows her own heart, any more than she knows the world.”

“Mother, that isn't all. It would be a sin to him to pretend to give him a heart that was not his. I can't; I can't.”

“My dear child, that is his affair. He is willing to trust you, and to win your love. When we act from a sense of duty the way is apt to open to us. I have never told you of my own earlier experience. I was not so young as you are when I married Mr. Henderson, but I had not been without the fancies and experiences of a young girl. I might have yielded to one of them but for family reasons. My father had lost his fortune and had died, disappointed and broken down. My mother, a lovely woman, was not strong, was not capable of fighting the world alone, and she depended upon me, for in those days I had plenty of courage and spirit. Mr. Henderson was a widower whom we had known as a friend before the death of his accomplished wife. In his lonesomeness he turned to me. In our friendlessness I turned to him. Did I love him? I esteemed him, I respected him, I trusted him, that was all. He did not ask more than that. And what a happy life we had! I shared in all his great plans. And when in the midst of his career, with such large ideas of public service and philanthropy, he was stricken down, he left to me, in the confidence of his love, all that fortune which is some day to be yours.” Mrs. Mavick put her handkerchief to her eyes. “Ah, well, our destiny is not in our hands. Heaven raised up for me another protector, another friend. Perhaps some of my youthful illusions have vanished, but should I have been happier if I had indulged them? I know your dear father does not think so.”

“Mother,” cried Evelyn, deeply moved by this unprecedented confidence, “I cannot bear to see you suffer on my account. But must not every one decide for herself what is right before God?”

At this inopportune appeal to a higher power Mrs. Mavick had some difficulty in restraining her surprise and indignation at what she considered her child's stubbornness. But she conquered the inclination, and simply looked sad and appealing when she said:

“Yes, yes, you must decide for yourself. You must not consider your mother as I did mine.”

This cruel remark cut the girl to the heart. The world seemed to whirl around her, right and wrong and duty in a confused maze. Was she, then, such a monster of ingratitude? She half rose to throw herself at her mother's feet, upon her mother's mercy. And at the moment it was not her reason but her heart that saved her. In the moral confusion rose the image of Philip. Suppose she should gain the whole world and lose him! And it was love, simple, trusting love, that put courage into her sinking heart.

“Mother, it is very hard. I love you; I could die for you. I am so forlorn. But I cannot, I dare not, do such a thing, such a dreadful thing!”

She spoke brokenly, excitedly, she shuddered as she said the last words, and her eyes were full of tears as she bent down and kissed her mother.

When she had gone, Mrs. Mavick sat long in her chair, motionless between bewilderment and rage. In her heart she was saying, “The obstinate, foolish girl must be brought to reason!”

A servant entered with a telegram. Mrs. Mavick took it, and held it listlessly while the servant waited. “You can sign.” After the door closed—she was still thinking of Evelyn—she waited a moment before she tore the envelope, and with no eagerness unfolded the official yellow paper. And then she read:

“I have made an assignment. T. M.”

“I have made an assignment. T. M.”

A half-hour afterwards when a maid entered the room she found Mrs. Mavick still seated in the armchair, her hands powerless at her side, her eyes staring into space, her face haggard and old.

The action of Thomas Mavick in giving up the fight was as unexpected in New York as it was in Newport. It was a shock even to those familiar with the Street. It was known that he was in trouble, but he had been in trouble before. It was known that there had been sacrifices, efforts at extension, efforts at compromise, but the general public fancied that the Mavick fortune had a core too solid to be washed away by any storm. Only a very few people knew—such old hands as Uncle Jerry Hollowell, and such inquisitive bandits as Murad Ault—that the house of Mavick was a house of cards, and that it might go down when the belief was destroyed that it was of granite.

The failure was not an ordinary sensation, and, according to the excellent practices and differing humors of the daily newspapers, it was made the most of, until the time came for the heavy weeklies to handle it in its moral aspects as an illustration of modern civilization. On the first morning there was substantial unanimity in assuming the totality of the disaster, and the most ingenious artists in headlines vied with each other in startling effects: “Crash in Wall Street.” “Mavick Runs Up the White Flag.” “King of Wall Street Called Down.” “Ault Takes the Pot.” “Dangerous to Dukes.” “Mavick Bankrupt.” “The House of Mavick a Ruin.” “Dukes and Drakes.” “The Sea Goes Over Him.”

This, however, was only the beginning. The sensation must be prolonged. The next day there were attenuating circumstances.

It might be only a temporary embarrassment. The assets were vastly greater than the liabilities. There was talk in financial circles of an adjustment. With time the house could go on. The next day it was made a reproach to the house that such deceptive hopes were put upon the public. Journalistic enterprise had discovered that the extent of the liabilities had been concealed. This attempt to deceive the public, these defenders of the public interest would expose. The next day the wind blew from another direction. The alarmists were rebuked. The creditors were disposed to be lenient. Doubtful securities were likely to realize more than was expected. The assignees were sharply scored for not taking the newspapers into their confidence.

And so for ten days the failure went on in the newspapers, backward and forward, now hopeless, now relieved, now sunk in endless complications, and fallen into the hands of the lawyers who could be trusted with the most equitable distribution of the property involved, until the reading public were glad to turn, with the same eager zest, to the case of the actress who was found dead in a hotel in Jersey City. She was attended only by her pet poodle, in whose collar was embedded a jewel of great price. This jewel was traced to a New York establishment, whence it had disappeared under circumstances that pointed to the criminality of a scion of a well-known family—an exposure which would shake society to its foundations.

Meantime affairs took their usual course. The downfall of Mavick is too well known in the Street to need explanation here. For a time it was hoped that sacrifices of great interests would leave a modest little fortune, but under the pressure of liquidation these hopes melted away. If anything could be saved it would be only comparatively valueless securities and embarrassed bits of property that usually are only a delusion and a source of infinite worry to a bankrupt. It seemed incredible that such a vast fortune should so disappear; but there were wise men who, so they declared, had always predicted this disaster. For some years after Henderson's death the fortune had appeared to expand marvelously. It was, however, expanded, and not solidified. It had been risked in many gigantic speculations (such as the Argentine), and it had been liable to collapse at any time if its central credit was doubted. Mavick's combinations were splendidly conceived, but he lacked the power of coordination. And great as were his admitted abilities, he had never inspired confidence.

“And, besides,” said Uncle Jerry, philosophizing about it in his homely way, “there's that little devil of a Carmen, the most fascinating woman I ever knew—it would take the Bank of England to run her. Why, when I see that Golden House going up, I said I'd give 'em five years to balloon in it. I was mistaken. They've floated it about eighteen. Some folks are lucky—up to a certain point.”

Grave history gives but a paragraph to a personal celebrity of this sort. When a ship goes down in a tempest off the New England coast, there is a brief period of public shock and sympathy, and then the world passes on to other accidents and pleasures; but for months relics of the great vessel float ashore on lonely headlands or are cast up on sandy beaches, and for years, in many a home made forlorn by the shipwreck, are aching hearts and an ever-present calamity.

The disaster of the house of Mavick was not accepted without a struggle, lasting long after the public interest in the spectacle had abated—a struggle to save the ship and then to pick up some debris from the great wreck. The most pathetic sight in the business world is that of a bankrupt, old and broken, pursuing with always deluded expectations the remnants of his fortune, striving to make new combinations, involved in lawsuits, alternately despairing, alternately hopeful in the chaos of his affairs. This was the fate of Thomas Mavick.

The news was all over Newport in a few hours after it had stricken down Mrs. Mavick. The newspaper details the morning after were read with that eager interest that the misfortunes of neighbors always excite. After her first stupor, Mrs. Mavick refused to believe it. It could not be, and her spirit of resistance rose with the frantic messages she sent to her husband. Alas, the cold fact of the assignment remained. Still her courage was not quite beaten down. The suspension could only be temporary. She would not have it otherwise. Two days she showed herself as usual in Newport, and carried herself bravely. The sympathy looked or expressed was wormwood to her, but she met it with a reassuring smile. To be sure it was very hard to bear such a blow, the result of a stock intrigue, but it would soon pass over—it was a temporary embarrassment—that she said everywhere.

She had not, however, told the news to Evelyn with any such smiling confidence. There was still rage in her heart against her daughter, as if her obstinacy had some connection with this blow of fate, and she did not soften the announcement. She expected to sting her, and she did astonish and she did grieve her, for the breaking-up of her world could not do otherwise; but it was for her mother and not for herself that Evelyn showed emotion. If their fortune was gone, then the obstacle was removed that separated her from Philip. The world well lost! This flashed through her mind before she had fairly grasped the extent of the fatality, and it blunted her appreciation of it as an unmixed ruin.

“Poor mamma!” was what she said.

“Poor me!” cried Mrs. Mavick, looking with amazement at her daughter, “don't you understand that our life is all ruined?”

“Yes, that part of it, but we are left. It might have been so much worse.”

“Worse? You have no more feeling than a chip. You are a beggar! That is all. What do you mean by worse?”

“If father had done anything dishonorable!” suggested the girl, timidly, a little scared by her mother's outburst.

“Evelyn, you are a fool!”

And perhaps she was, with such preposterous notions of what is really valuable in life. There could be no doubt of it from Mrs. Mavick's point of view.

If Evelyn's conduct exasperated her, the non-appearance of Lord Montague after the publication of the news seriously alarmed her. No doubt he was shocked, but she could explain it to him, and perhaps he was too much interested in Evelyn to be thrown off by this misfortune. The third day she wrote him a note, a familiar, almost affectionate note, chiding him for deserting them in their trouble. She assured him that the news was greatly exaggerated, the embarrassment was only temporary, such things were always happening in the Street. “You know,” she said, playfully, “it is our American way to be up in a minute when we seem to be down.” She asked him to call, for she had something that was important to tell him, and, besides, she needed his counsel as a friend of the house. The note was despatched by a messenger.

In an hour it was returned, unopened, with a verbal message from his host, saying that Lord Montague had received important news from London, and that he had left town the day before.

“Coward!” muttered the enraged woman, with closed teeth. “Men are all cowards, put them to the test.”

The energetic woman judged from a too narrow basis. Because Mavick was weak—and she had always secretly despised him for yielding to her—weak as compared with her own indomitable spirit, she generalized wildly. Her opinion of men would have been modified if she had come in contact with Murad Ault.

To one man in New York besides Mr. Ault the failure did not seem a personal calamity. When Philip saw in the steamer departures the name of Lord Montague, his spirits rose in spite of the thought that the heiress was no longer an heiress. The sky lifted, there was a promise of fair weather, the storm, for him, had indeed cleared the air.

“Dear Philip,” wrote Miss McDonald, “it is really dreadful news, but I cannot be so very downhearted. It is the least of calamities that could happen to my dear child. Didn't I tell you that it is always darkest just before the dawn?”

And Philip needed the hope of the dawn. Trial is good for any one, but hopeless suffering for none. Philip had not been without hope, but it was a visionary indulgence, against all evidence. It was the hope of youth, not of reason. He stuck to his business doggedly, he stuck to his writing doggedly, but over all his mind was a cloud, an oppression not favorable to creative effort—that is, creative effort sweet and not cynical, sunny and not morbid.

And yet, who shall say that this very experience, this oppression of circumstance, was not the thing needed for the development of the best that was in him? Thrown back upon himself and denied an airy soaring in the heights of a prosperous fancy, he had come to know himself and his limitations. And in the year he had learned a great deal about his art. For one thing he had come to the ground. He was looking more at life as it is. His experience at the publishers had taught him one important truth, and that is that a big subject does not make a big writer, that all that any mind can contribute to the general thought of the world in literature is what is in itself, and if there is nothing in himself it is vain for the writer to go far afield for a theme. He had seen the young artists, fretting for want of subjects, wandering the world over in search of an object fitted to their genius, setting up their easels in front of the marvels of nature and of art, in the expectation that genius would descend upon them.

If they could find something big enough to paint! And he had seen, in exhibition after exhibition, that the artist who cannot paint a rail-fence cannot paint a pyramid. A man does not become a good rider by mounting an elephant; ten to one a donkey would suit him better. Philip had begun to see that the life around him had elements enough of the comic and the tragic to give full play to all his powers.

He began to observe human beings as he had never done before. There were only two questions, and they are at the bottom of all creative literature—could he see them, could he make others see them?

This was all as true before the Mavick failure as after; but, before, what was the use of effort? Now there was every inducement to effort. Ambition to succeed had taken on him the hold of necessity. And with a free mind as to the obstacles that lay between him and the realization of the great dream of his life, the winning of the one woman who could make his life complete, Philip set to work with an earnestness and a clearness of vision that had never been given him before.

In the wreck of the Mavick estate, in its distribution, there are one or two things of interest to the general reader. One of these was the fate of the Golden House, as it was called. Mrs. Mavick had hurried back to her town house, determined to save it at all hazard. The impossibility of this was, however, soon apparent even to her intrepid spirit. She would either sacrifice all else to save it, or—dark thoughts of ending it in a conflagration entered her mind. This was only her first temper. But to keep the house without a vast fortune to sustain it was an impossibility, and, as it was the most conspicuous of Mavick's visible possessions, perhaps the surrender of it, which she could not prevent, would save certain odds and ends here and there. Whether she liked it or not, the woman learned for once that her will had little to do with the course of events.

Its destination was gall and wormwood both to Carmen and her husband. For it fell into the hands of Murad Ault. He coveted it as the most striking symbol of the position he had conquered in the metropolis. Its semi-barbaric splendor appealed also to his passion for display. And it was notable that the taste of the rude lad of poverty—this uncultivated offspring of a wandering gypsy and herb—collector—perhaps she had ancient and noble blood in her veins—should be the same for material ostentation and luxury as that of the cultivated, fastidious Mavick and his worldly-minded wife. So persistent is the instinct of barbarism in our modern civilization.

When Ault told his wife what he had done, that sweet, domestic, and sensible woman was very far from being elated.

“I am almost sorry,” she said.

“Sorry for what?” asked Mr. Ault, gently, but greatly surprised.

“For the Mavicks. I don't mean for Mrs. Mavick—I hear she is a worldly and revengeful woman—but for the girl. It must be dreadful to turn her out of all the surroundings of her happy life. And I hear she is as good as she is lovely. Think what it would be for our own girls.”

“But it can't be helped,” said Ault, persuasively. “The house had to be sold, and it makes no difference who has it, so far as the girl is concerned.”

“And don't you fear a little for our own girls, launching out that way?”

“You are afraid they will get lost in that big house?” And Mr. Ault laughed. “It isn't a bit too big or too good for them. At any rate, my dear, in they go, and you must get ready to move. The house will be empty in a week.”

“Murad,” and Mrs. Ault spoke as if she were not thinking of the change for herself, “there is one thing I wish you would do for me, dear.”

“What is that?”

“Go to Mr. Mavick, or to Mrs. Mavick, or the assignees or whoever, and have the daughter—yes, and her mother—free to take away anything they want, anything dear to them by long association. Will you?”

“I don't see how. Mavick wouldn't do it for us, and I guess he is too proud to accept anything from me. I don't owe him anything. And then the property is in the assignment. Whatever is there I bought with the house.”

“I should be so much happier if you could do something about it.”

“Well, it don't matter much. I guess the assignees can make Mrs. Mavick believe easy enough that certain things belong to her. But I would not do it for any other living being but you.”

“By-the-way,” he added, “there is another bit of property that I didn't take, the Newport palace.”

“I should have dreaded that more than the other.”

“So I thought. And I have another plan. It's long been in my mind, and we will carry it out next summer. There is a little plateau on the side of the East Mountain in Rivervale, where there used to stand a shack of a cabin, with a wild sort of garden-patch about it, a tumble-down root fence, all in the midst of brush and briers. Lord, what a habitation it was! But such a view—rivers, mountains, meadows, and orchards in the distance! That is where I lived with my mother. What a life! I hated everything, everybody but her.”

Mr. Ault paused, his strong, dark face working with passion, as the memory of his outlawed boyhood revived. Is it possible that this pirate of the Street had a bit of sentiment at the bottom of his heart? After a moment he continued:

“That was the spot to which my mother took me when I was knee-high. I've bought it, bought the whole hillside. Next summer we will put up a house there, not a very big house, just a long, low sort of a Moorish pavilion, the architect calls it. I wish she could see it.”

Mrs. Ault rose, with tears in her gentle eyes, stood by her husband's chair a moment, ran her fingers through his heavy black locks, bent down and kissed him, and went away without a word.

There was another bit of property that was not included in the wreck. It belonged to Mrs. Mavick. This was a little house in Irving Place, in which Carmen Eschelle lived with her mother, in the days before the death of Henderson's first wife, not very happy days for that wife. Carmen had a fancy for keeping it after her marriage. Not from any sentiment, she told Mr. Mavick on the occasion of her second marriage, oh, no, but somehow it seemed to her, in all her vast possessions left to her by Henderson, the only real estate she had. It was the only thing that had not passed into the absolute possession and control of Mavick. The great town house, with all the rest, stood in Mavick's name. What secret influence had he over her that made her submit to such a foolish surrender?

It was in this little house that the reduced family stowed itself after the downfall. The little house, had it been sentient, would have been astonished at the entrance into it of the furniture and the remnants of luxurious living that Mrs. Mavick was persuaded belonged to her personally. These reminders of former days were, after all, a mockery in the narrow quarters and the pinched economy of the bankrupt. Yet they were, for a time useful in preserving to Mrs. Mavick a measure of self-respect, her self-respect having always been based upon what she had and not what she was. In truth, the change of lot was harder for Mrs. Mavick than for Evelyn, since the world in which the latter lived had not been destroyed. She still had her books, she still had a great love in her heart, and hope, almost now a sure hope, that her love would blossom into a great happiness.

But where was Philip? In all this time why did he make no sign? At moments a great fear came over her. She was so ignorant of life. Could he know what misery she was in, the daily witness of her father's broken condition, of her mother's uncertain temper?


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