CHAPTER XVIII

The more thoroughly women and girls understand paid work outside of the home, the more clearly they recognize that work in the home is of high standing, intellectually, artistically and spiritually. The most able women in outside work are constantly looking back to the home, hoping that they may be able to introduce into home life and management much that they have learned in other pursuits.

One of these women whose name is associated with a famous business success, in writing of her own work recently said: "I believe that work which is most commonly thought drudgery can be made attractive and beautiful if it is approached in the right spirit, and I feel more than that—that until all women are awake to this, and really enjoy their work—whether it is running a home and bringing up their children, or being out in the world in business—they will never be as efficient as men are in their field."

We should be careful then to know how a girl should equip herself for the home employments. If she will look back to chapter five, "What Every Girl Needs to Know," she will find that in order to develop into a young woman able to meet the problems, work, responsibilities and joys of life, she should know how to keep herself and other people well. To keep herself well, she should understand the values of food and how to prepare food; she should know how to dress, which includes knowing how to make and mend clothes; and she should know how to rest. In order to keep other people well, she must know what food should be given to babies, to people at work, both men and women, and to old people. She should also be able to judge whether they are properly clothed and cared for. If possible, every girl should have some knowledge of nursing. She may not be a trained nurse, but she should have some of the knowledge and skill of the trained nurse.

One of the finest of the home employments is this great work of caring for people and keeping them well. One of the functions of a home is to preserve the health of its inmates.

Fortunately, any girl who wants to learn the art and science of home making may learn at home or in school, or she may go to special classes where all these domestic subjects are taught. There is hardly any study which is more delightful, because one has the pleasure of working with one's hands as well as studying. A girl who is a good cook, and knows how to cut out clothes and sew them, has a good part of the knowledge of the home-maker.

What else does the girl need to know before she can feel that she is properly trained to have charge of a home? The girl should be prepared to find that home-making requires a varied and very interesting training. The best home-maker needs a thorough knowledge of household accounting. The business girl understands that the factory, the store and the office can not be managed successfully unless the manager understands all about the bookkeeping of his business, for the books of the business should show the exact condition of the enterprise. The home is not a business and yet it requires some knowledge of business.

Much of her own happiness and usefulness and the happiness and usefulness of others will depend on her knowledge and ability to handle an income. She should read the best books and magazines on household management. If the girl has no books of her own she should ask for advice and help at the public library.

The home maker has many interests and an endless variety of duties. She needs to study—and if need be to take some action to try to control—the sources of food supply for her household. She must decide what manufacturing work should be done in the house. Are bread and cake to be baked at home? What preserving and canning are to be undertaken? How much clothing is to be made in the house, either with or without help? In every case the decision has to be made according to individual requirements. It may pay one home maker to bake her own bread; in the case of another, her time and strength may be needed in other ways. The problems of mending, and of taking proper care of household furnishings, are part of the duty of the home maker. She should also be an expert buyer, and should be able to judge of the quality and price of fabrics and of their suitability. If she employs a houseworker, she must be able to plan the work of her helper. It is important that the home maker should be fair to everyone whom she employs. Wages, hours, food and shelter, treatment and standing, should all be of the best character that she can give. The very nature of a home is based on right human relations. Nothing that is unjust or unkind should be tolerated in the management of the home or its relationships. The home is not managed for profit, but for human well-being. This fact alone places the work of the home maker among the first and best employments.

By far the most important function of the home is the care and training of children. No girl or woman can have too great a talent, or too careful a training, or too fine a personality, to devote all she has to the care of little children. It is a very wrong thing for anyone to undertake ignorantly, or to fail to be interested in, the best care of the health and feeding of infants and their early training. All girls who have had anything to do with the care of babies know how very delightful babies are, and how worth while it is to take care of them and to win their affection.

The twentieth century girl has to deal with two aspects of home-making, one of which is an old aspect revived, while the other is a principle new in its application to the work of the home. We have been taught by the stern necessity of the Great War the importance of the food supply of the world and the household. Every woman who is a home maker should have, if possible, a small garden in which to grow vegetables. Even if she lives in an apartment, she may arrange to have a garden allotment in co-operation with others. Gardening is one of the oldest of the home maker's employments.

The principle which is new in its application to the work of the home is co-operation. So far home makers have carried on their affairs independently, each woman very largely by herself. Suppose a group of ten women, practical, experienced home makers, with sufficient business sense to recognize fair business dealing, were to decide to arrange for some of their home making work in partnership. A great deal of the household buying of coal, bread, flour, canned goods (when buying canned goods is advisable), sugar, and other groceries, meat, poultry, butter, eggs, etc., might be carried on to great advantage in partnership. Canning, preserving and baking might be undertaken by one or two of the members of the group, or a professional worker might be engaged to do this work for the ten members. The actual expenses should be shared fairly and a considerable saving would be effected when the output was distributed amongst the members. In the same way, the co-operative group might arrange for household help. One skilled houseworker might assist with the work of three or four households. Washing, ironing, cleaning, dusting, mending, dressmaking, sewing, shopping, and the care of the telephone, could be carried on either partly or wholly by members of the group in return for other service, or by paid helpers who in every case should be reliable experts.

The principle on which successful co-operative work is based is the forming of a small group of well-known and trusted individuals to carry on work either in production, or buying and selling, or in both, with the sharing of expenses and the elimination of commission and secondary profits. Co-operation is admirably adapted to the work of home-making. The girls of the twentieth century, with courage, cleverness and enterprise, may bring a new blessing to the work of the home through the use of co-operation.

While the home-maker recognizes that her first interest is the work and the life of the home, she must also be interested in the affairs of the day. The home is the heart and kernel of the affairs of the world. It is a mistake to try to get rid of the work of the home; the right way is to enjoy it; just as a doctor, an actor, a writer, a manufacturer or a merchant enjoys his or her work. The affairs both of the home and the world belong to the woman home-maker. We should take pattern by English and French women, for the English woman is keenly interested in political affairs and is able to discuss them with understanding, and the French woman is admired by all because she is her husband's business partner and can continue the business in his absence. A partner with responsibility is better and happier than a worker without responsibility, and of infinitely more value to the community than an idler without an intelligent interest in life.

No true home can exist without the recognition and love of spiritual interests. Home life is intended to promote the growth of kindness and mercy. The woman of the home must also help in providing recreation for her family and herself. Thus home becomes the best and happiest placein the world and is worth all we can give in time, energy and love to make it so.

Many girls who have definite gifts are specially interested in the occupations described in this chapter. As a rule, the girl with a decided talent has no difficulty in choosing the employment which she wishes to follow. But she sometimes is in doubt as to whether her ability is sufficiently great to justify her in choosing an art rather than a handicraft, or an art rather than a profession, or whether her gift should not be used in a directly practical business pursuit. One of the purposes of "The Canadian Girl at Work" is to teach the work of whatever kind may be interesting, and that the standing of the worker depends on the skill and perfection with which the work is done. Good art is found in many forms, but never except as the result of work, devotion and a gift. If the girl, in any artistic employment, helps to make the ordinary surroundings of everyday life more beautiful and more suitable she is using her gifts to advantage.

The girl who wants to write may find a suitable and enjoyable field in journalism. Some instruction in journalism is given in colleges, more often in connection with college papers than in any other way. But the usual method by which a girl is taught journalism is by working on the staff of a newspaper. Such positions are not easily found. Application may be made at newspaper offices for a regular position when one becomes vacant. While she is waiting to obtain regular work, the girl may write special articles and submit them for publication. We may take for granted that she enjoys writing, but she should be able to choose subjects on which to write. One of the first questions that an applicant for newspaper work is likely to ask is: "What shall I write about?" This question the writer must learn to answer for herself. She should know what is interesting and worth writing about. The journalist, besides enjoying writing and having some gift of expression, should be keenly interested in people, and should have enthusiasm for her work. The hours are long and the rate of payment not particularly high, but the true journalist is always in love with her work. Positions for women on newspapers are varied in character. Some women are general reporters and take assignments from the city editor. Others are in charge of a woman's page and may have one assistant or more than one, working under their direction. Some are special writers, covering a certain amount of general work and having a specialty in addition, such as music and drama, book reviewing, a page for children, fashions, market reports for women, and so on. An assistant on a woman's page may begin at ten dollars a week, and as her work increases in value she may receive twelve, fifteen or eighteen dollars a week. The woman journalist in charge of a woman's page is paid as a rule from twenty to thirty-five or forty dollars a week. Few women journalists are paid larger sums.

A number of other positions are held by women in connection with weekly newspapers, magazines and publishing offices. Salaries vary all the way from ten or twelve to thirty or forty dollars a week. The average salary for the woman journalist who has proved her ability is in the neighbourhood of twenty-five dollars a week. Many newspapers and some printing offices employ girls as copy holders. These girls begin at a weekly wage of seven, eight or nine dollars, and when they become expert, receive higher wages. The best paid positions for women proof readers are held by those who have proved their ability to compete with men expert in the trade. Women proof readers belong to the men's union and their wages are the same as those received by men.

An employment which is becoming more important for women journalists and writers is the writing of advertisements. Much advertising is addressed almost exclusively to women and women have proved that they can do work of this description to great advantage. Salaries are high as compared with salaries in other women's employments. The work is difficult and requires a distinct gift, besides a knowledge of how to write and of what is being written about. The woman who is doing advertising writing needs accurate knowledge of a number of special fields, such as fashions, the history of costume, period furniture, and so on.

Work for the girl who is gifted with an unusually fine sense of colour and form is developing rapidly. To be a painter, a woman should have an outstanding gift, and it is generally necessary for her to have an independent, or at least a supplementary, income. Many young women painters add to their income by teaching, and girls who live at home are able to continue the study of painting for their own pleasure and in part for an additional income. The training of a painter is long and costly, and while the gifted girl has happiness in her work, the occupation of an artist is exacting, although it may not seem so to the public. Girls with artistic gifts may find employment in illustrating, designing, bookbinding, handwrought jewelry, woodcarving, embroidery, and in weaving from original designs. The girl who is attracted to photography may obtain instruction in a photographer's studio, but the artistic photographer will have to depend largely on herself in developing the possibilities of her work. A number of women have achieved success in artistic photography.

To work successfully in any of these occupations, the artist must be trained and should have special gifts. Training is obtained partly in schools, partly in studios at home and abroad, and from working with other artists. Some of these artistic occupations pay well; in others payment is variable and more or less uncertain.

The woman architect needs a special gift and should be trained as thoroughly as possible in draughtsmanship. Her next step should be to obtain a place as draughtswoman or general assistant in an architect's office. Promotion afterwards will depend largely on individual ability.

Architecture and houseplanning are fields of work not yet occupied to any large extent by women. Girls with gifts for work of this character should be encouraged to enter these occupations, provided they have perseverance. It is always difficult to enter a new field, but a few women are already successful architects, and the advantages which should be possessed by women in designing houses are obvious. When a woman plans a house she considers it from the standpoint of a home and takes into consideration the nature of the people who are to live in the house and also the kind of work they will do both in the home and in the outside world.

Landscape gardening has, as yet, been developed little in Canada. There are, however, a few establishments carrying on such work and in one or more a woman is a partner.

House decorating and house furnishing have also been entered on as professional occupations by women. House furnishing in particular offers a promising field for girls with the necessary training and endowment. Many girls have ability for this work, and as the employment is being developed commercially, the opportunities for girls in house furnishing should increase with some rapidity.

Payment in all these fields of artistic work depends not only on the ability and skill of the worker, but in particular on the degree in which the products of her art are planned to meet the needs and desires of a large public. The individual worker who expects her work to find its own public is far less likely to have a steady income than the worker who is employed by some large firm. If the artist or the worker in handicrafts feels that she must work alone, or if she works better by herself, then she should have either an independent income or an alternative occupation; otherwise she will need a well-developed business sense in order to handle the products of her skill to the best advantage financially.

In music, the gifted girl may be a teacher, or may appear in public as a player or singer, or she may combine teaching with public appearances. Teaching music has been systematized to a marked extent. Many young musicians who teach are engaged on the staff of the conservatory or academy where they obtained their instruction. Musicians who appear in public generally possess, along with musical ability, a more or less impressive personality. A number of teachers who have made a decided success are in receipt of good incomes. A performer or singer needs to have unusual ability to earn a large income. Women musicians not infrequently make fine accompanists and may devote themselves to this branch of their art. In general, what has been said of the remuneration in other arts applies to music. But the systematizing of the teaching of music by institutions has a tendency to steady the income of the music teacher. Training of the best kind is long and costly, but any other kind is unsatisfactory.

In order to attain standing as a professional actress a young girl should have special physical training, voice culture and a broad literary education. She should know something of singing and dancing, and she should learn how to walk well and how to speak correctly and impressively. Part of this training may be obtained at schools of dramatic expression which are often connected with conservatories of music. The people of the stage work harder than the average trained or untrained worker. Their hours are longer and they endure more discomforts. There are few spectacular successes, and still fewer genuine reputations for genius in dramatic interpretation. Seasonal unemployment is prevalent in this occupation. Salaries seem to be large, but very few are large in reality. If we reckon the number of weeks throughout the year during which payment is received, it appears that few actresses earn a good income. A young woman of decided gifts may become an individual entertainer.

Dancing has recently come more into favour as an occupation, regarded both as giving physical training for health and as an art. The teaching of art dancing is undertaken by some conservatories of music and also by individual teachers.

All work of an artistic character requires an endowment of imagination, sympathy, insight, and artistic ability. The artistic worker gives a great deal, and does not enjoy or suffer temperately. It is impossible to do good work unless the whole being is thrown into the effort. Unless the artist possesses financial, as well as artistic, ability, the pecuniary reward is likely to be uncertain. But the individual with decided gifts rightly is dissatisfied in any other occupation.

Among girls at work and at school are those whose mental capacity is developed strongly. They enjoy thinking out problems. They analyze situations, because they want to understand why some particular fact happens to be true. These girls may be executive and practical, but they are always thinkers. If possible, they should remain at school in order to continue their studies. But although a girl who is intellectual may have to go into paid employment early, there is no reason why she should not eventually find her way into work for which she is better fitted.

Employment for the intellectual girl is varied, just as the intellectual girl herself, according to her individual capacity, is fitted for a number of different occupations. Banks have long employed girls as stenographers and a number of young women have held junior clerkships. But now the work of a ledger-keeper or teller is sometimes given to a woman, and there is a prospect for the intelligent girl with capacity for financial affairs to find a position in a bank, suited to her gifts. There are a few women in accountants' offices. The number of women who act as insurance agents is increasing, and it is considered that they have special advantages in insuring other women. A small movement, therefore, has already begun to introduce women into the higher branches of business and finance. In order to be successful in financial work, a girl will need to prepare herself as carefully as possible. She should understand something of business law and should be familiar with the machinery of banking and credit. The study of economics and popular government are part of her preparation. Women who have taken a university degree in economics are already influencing the fields of work which may be entered by the girl with a good intellectual endowment.

Women lawyers are doing good work in many of the larger cities, especially in the United States. The training required is long and somewhat expensive. There is no reason why a woman lawyer who has training and the legal instinct should not be a useful and successful worker. After graduating, she may find herself confined to office work altogether. If she has greater capacities, she may have difficulty in making opportunities for using them. Occasionally she may find employment in government service in connection with laws regarding children and factory work. Work in social service has attracted the attention of some young women to the study of law. In dealing with family difficulties through a "settlement," the social worker becomes impressed with the importance of understanding what legal redress may be obtained for some just grievance, and applies herself to legal study. Work among immigrants and foreigners unable to speak English is also encouraging the study of law by young women who are social helpers. This field of employment for women is not likely to be large, but it is growing.

The woman physician is an important social force in modern life. Some medical colleges require for admission a university degree, so that the course of training may cover seven or eight years. As a rule only girls who are strongly attracted to medical work and who are specially gifted for it, undertake the study of medicine. In addition to university work and medical school training, the young woman doctor if possible should spend some time on the staff of a hospital and should take postgraduate study either before beginning private practice or shortly after. For the first few years she may hardly be able to meet her living expenses. She may, however, obtain a position as a school physician or with an insurance company. The woman physician needs strength, health, a fine nervous system, idealism, self-control, unselfishness, and knowledge of human nature. Every fine quality which she possesses will be of service in her work. Her ideals cannot be too high, but they must be balanced with common sense. She needs also to be gifted with intellectual force. Her patients should have confidence in her skill and also in her character.

Dentistry offers to women a good although restricted field of employment, and so also does pharmacy. The woman dentist needs scientific accuracy, mechanical skill and good nerves. Her training is shorter than that required by a physician and will cost less. Her first employment may be in schools. Work with children offers the woman dentist special inducements; she may find employment doing children's work for another dentist. When she opens an office of her own, she will need a thousand, fifteen hundred or two thousand dollars in order to make a successful beginning. The woman pharmacist requires to attend a college for two years and to have had experience in a drug store before she can obtain a certificate. Accuracy, skill and carefulness should make her a successful druggist. If she has business ability, she should be able in time to manage a business of her own.

Young women who have graduated in science from universities are finding openings for chemical work in a number of industries. One girl who has specialized in botany recently discovered "a growth" which was injuring the quality of paper turned out by the mills of a paper company; she was able to tell the manufacturer how he could solve his difficulty. The chemical expert is constantly increasing in industrial importance. Teaching and laboratory work, therefore, are not the only employments open to the girl with an aptitude for scientific work.

A number of able women find employment in the Civil Service. They are required to pass a Civil Service examination. College graduates hold positions in the higher grades, while many women clerks are employed as stenographers and in minor positions. The statistical office, forestry, trade and commerce and the labour department, all need expert assistants. While few of the higher offices are held by women, still women with special knowledge and ability are being employed in increasing numbers by the government.

The income earned by professional women is likely to be comparatively small at first. These occupations are all full time employments and require the undivided attention of the worker. After some years of steady application, the professional woman is fairly certain to receive a reasonable, even a good, income. Two, three, and four thousand dollars may be regarded as incomes which may be obtained with reasonable certainty by women who are successful in their professions.

The intellectual girl should choose her work wisely. She is a good student and while she is in training it may seem to her that she will have no special difficulties of any kind to face.

When she comes to follow her occupation in everyday life, she will find that personal initiative, judgment, and executive energy in affairs are as valuable as the ability to master a problem in her study or in the laboratory. If her studies have left her isolated from human nature, she will find this want of understanding and sympathy a heavy handicap in whatever occupation she may enter. Scholarship cannot be made fruitful in everyday life unless it is used in the service of humanity.

One of the modern employments for young women of education which is increasing rapidly in its scope is to be found in social work. A broad general training and a special interest in humanitarian work are required by those who enter this occupation. The missionary and the deaconess may be regarded as forerunners in some sense to the modern social worker. Many Canadian women of the finest aspiration have become missionaries in distant lands; women physicians have accomplished work of great value as medical missionaries. The deaconess of to-day may be a graduate of such training schools for social workers as the Departments of Social Service and Social Science in the University of Toronto and McGill University. The special training of the social worker includes lectures in economics and sociology and the history of philanthropy, discussion of social problems in classes, and "field work" under the guidance of experienced workers. Positions for those who take training in social service are found in "settlements," and in connection with "Big Sister" associations, and Charity Organization Societies. Welfare departments in stores and factories indicate the growing importance in modern industry of work which has to do with social factors in employment. The trained social worker may find a position as secretary, statistician, visitor, investigator, lecturer, dietitian, nurse, or as a clerk or executive officer, in child welfare, civic improvement, or family relief work. Young women who mean to undertake such work should have, not only training, but common sense and idealism. Salaries are sometimes low, and much valuable work is contributed to social betterment enterprises by young women who live at home and are able to give their time and work free or for small remuneration. There are, however, a number of well-paid positions in connection with social service work.

Responsibility is something in which we all should share. If girls will observe people, they will see that human beings grow and become better able to work and help others through the exercise of responsibility. The girl or woman at work who feels her responsibility and is able to act on her own initiative is more valuable than the worker who always has to be told what to do. By gradually learning how to take responsibility, the girl becomes fitted to go into business for herself.

In the first place, few girls actually enter paid employment or business life with the intention of becoming independent proprietors. It is only after some years' experience of work that the idea occurs to them. A trained nurse may have been in private practice three or four years before she begins to think that she would like to own and manage a private hospital. For the properly qualified and equipped woman, this is a good business enterprise. A number of nurses are conducting excellent private hospitals. The work is exacting, the hours are long and the responsibility is heavy. But any girl who thinks of going into business for herself should know at once that all these conditions are true of every independent business that is worth while.

The business woman requires a precise technical and financial knowledge of the business which she means to enter, and she needs as well originality, a fund of ideas, courage, initiative, imagination, that feeling of capacity for responsibility and enterprise which is like love of adventure, judgment, nerve and character. She should not be too excitable and yet she ought to be keen. She should not be easily disturbed and she ought to be a steady worker. Above all, she requires to be able to deal with people, both customers and employees.

Instances of women who have been successful in business enterprises may be quoted which do not seem to conform to the requirements specified. But if they are examined, these instances will show that the women in question have fulfilled the conditions of success almost exactly as described. A woman has succeeded, for instance, in managing her own country inn. She was in a totally different employment before she started this successful enterprise. But she had already bought, built on, and sold with a margin of profit, three or four other properties. She had learned how to buy land to advantage in the neighbourhood of a city. She bought her present property, choosing a few acres which were already in fruit or in use for growing vegetables. There was an attractive, large, old-fashioned farm house on the premises, the property was near a railway station and situated on a road constantly used by motorists. Other enterprises of the same kind were studied by her. The food provided was made a specialty. Every expense which could be lessened in connection with the property was considered. A flock of poultry was kept. The fruit was either sold or put down for winter use in the inn.

In almost every instance the successful woman of business enters on her new enterprise in a small way. A girl begins by making and delivering lunches to the staff of a large office building. Later she adds other buildings to her list. She sells cakes, sandwiches and preserves from her own home. Having saved some capital, she embarks on a down-town tea room. Every detail of her business is planned as it expands and the management is entirely in her own hands. The successful management of a large business would have been impossible for an inexperienced girl, but it comes easily to the young business woman.

In the same way a nurse began a business preparing supplies for doctors. Soon she added invalid cookery to her other work. Her venture developed into a business partly catering, partly a dining club, and in part a depot for surgical dressings and home made cooking for invalids. Another woman has inherited a large catering business from her father. It was a considerable business when she became manager, but she had gone to work with her father as soon as she left school. Still another woman has established a system of hairdressing businesses. She began with one room in one city. Her business has been extended to over forty cities. No chance good fortune can account for successes such as these described. Managing ability, foresight and character are responsible for a great part of the achievement. The woman in each case made the discovery that the best commodity of its kind offered to the public in the right way must bring success, if the business enterprise itself is well managed.

Examples of the wise judgment of women in business are found in every large community. A girl who makes good marmalade for home consumption began to make and sell this product in a small way. She is now part owner of a large business. A woman who went into a factory as an office helper proved to have a gift for designing dresses. After spending a number of years in the employ of the firm with which she began work, she has gone into partnership with a woman dressmaker in a small specialized factory. A large wholesale fish business is owned and managed by a woman, whose knowledge of the business, including sources of supply and distribution, is entirely adequate.

Women who own and manage business enterprises when they succeed often do so because of their womanly qualities. There is no conflict between capable thorough work and womanliness. The normal woman has always a capable and helpful side to her character. She generally retains in affairs her gentleness, considerateness, and patience in dealing with all sorts of people. No quality is more important in business than a natural ability to understand and sympathize. A woman's ideas may be original and her knowledge of business details exact, but it is her power to work with others and to make the best of them which is the highest part of her business ability. Many of the businesses owned and managed successfully by women are connected with food, clothing, health, physical, mental and moral training, and personal well-being. The woman's advantage in business has to do most frequently with perfection in detail, personal supervision, knowledge of the highest home standards, and with making her commodity a little the best on the market. The best women in business excel in making conditions for their employees ideal. They plan to give their workers opportunities for education and training, and sometimes help them to start in business for themselves.

One of the best known doctors in the country has chosen a special trained nurse to act as his anesthetist, that is, she accompanies him and assists in giving his patient the anesthetic when he is about to perform an operation. This girl when she entered the training school of a hospital had no idea that she would specialize in this way as an assistant to a famous surgeon. Her work is but one of the many examples of the usefulness of the trained woman worker. Varied opportunities in employment may be discovered by girls who are in earnest in finding the best work they can do.

A number of the new employments for women are connected with food, clothing and home making. The woman who fits herself to be a food expert may make a good income as a writer or lecturer, provided she has the necessary gifts as well as knowledge and skill. A food expert is sometimes employed in large departmental stores. Such a specialist is often found in charge of the dining-room of college residences. Dietitians are a necessary part of the staff of a hospital. The woman who qualifies as an expert on food is entering an occupation which is being recognized as of the first importance.

A visiting household expert who is competent to advise in the arrangement of household work and who is skilled in household accounting is a new worker in the oldest occupation for women. A food demonstrator is sometimes sent out by the government to teach canning, preserving and drying, and to explain new household processes. Women experts in poultry keeping and vegetable growing are also in government service. Women specialists have made a study of public marketing. Many women have made a success of the business of catering, of tea and lunch rooms, and of food specialties such as mushroom growing, raising squabs, preserving, pickling, and spicing fruits. In hotels, there are women managers, chaperones, hostesses and matrons. The old-fashioned boarding house is still a useful institution, and the girl who will undertake to keep house for a group of professional women on a co-operative plan is a modern worker likely to find remunerative employment. Any woman who has the capital to establish a well-arranged, well-organized home where expensive, high-class board may be obtained, in a city, or in the neighbourhood of a university, is certain to attract as many clients as she can accommodate.

Clothing and house furnishing offer fields of new work for women. The expert shopper in these departments is already in demand. An adviser in dress for women has made her appearance as a paid worker. Many women could save time, trouble and money if they could go to an expert for consultation about their clothes. A girl who is a specially good shopper should be able to build up a business among her friends.

Some women have made a success of high class laundry work. Girls who will undertake fine washing and mending of delicate fabrics are in demand. There is a greater need for the expert who will take classes in health exercises for women. Teachers trained in the Swedish gymnasium system are likely to find employment. Others are required for children who need special care. Courses of training are already planned for teachers of this description, and the occupation is likely to develop considerably. Social work is constantly requiring helpers in new departments. Investigators, secretaries, statisticians, lecturers, health workers of various kinds, are employed by social organizations. Welfare workers have made their appearance in factories. Employment departments of factories and shops are offering work to the woman who is an expert in employment. Others are in the service of civic and government employment bureaus. The vocational adviser is to be found in colleges and is employed by organizations of a benevolent character.

Rent collecting as an occupation for women was begun in Great Britain by Miss Octavia Hill. A woman in this country with capital invested in an office building, who has had business experience, manages her own building and collects the rents. Other women are employed as managers and agents for apartment houses. The real estate business has been entered by women who sell real estate, and accompany prospective tenants to houses and apartments. Other somewhat unusual employments for women are publicity writing in various commercial and public campaigns, and lecturing on various phases of modern life. Women are also commercial travellers, conductors of entertainments, pageant managers, window decorators, brokers and financial advisers, theatrical managers and producers of plays. They find employment as civil engineers and in research work of various kinds. Women have succeeded as conductors of foreign tours, and as lecturers on current events for women's clubs.

Some of these occupations may appear out of the way, and even romantic, to the girl who is choosing her work, or who is already at work in some paid employment. But in every case, the pioneer worker needs special training and experience. New work requires more originality, perseverance, and if possible better preparation than may be necessary in standard employments.

In conclusion, a word may be said to the girl or woman who has been at work for some years. She should take stock at intervals of the work she is doing, and of her prospects and possibilities. Let her devote some clear thinking as to whether her work could not be re-arranged to the advantage of her employer and herself. Purely routine work is scarcely ever as well done as it might be. She should ask herself, "Can I improve my work? Is there any new line in which I can develop? What special knowledge and skill have I? Am I using all the capacity I have? Does my work need to be changed or re-organized?" The girl or woman at work should not be satisfied with a superficial answer to these questions. It is generally possible to improve one's own work, by thinking about it carefully and by trying.

The weekly wage on which some girls live comfortably will give others only the bare necessaries of life, and sometimes not even that.

The girl's real wages are what she is able to get for the sum of money she is paid in exchange for her work. Before she can judge whether her wage is good or poor, she must know how much her board and lodging will cost, the cost of clothes, and the total amount of her other expenses. She should know what additional advantages there are in the place where she is working. If there are disadvantages, she should consider them also before she can tell whether the wage offered is a good or a poor wage. Local prices, and the difference in the cost of living between one place and another, must be learned by the girl at work before she can estimate the value of her wages.

During the time when she is becoming skilled in her occupation it is difficult for the girl at work to support herself entirely. If she is living at home, her family will help her. But she should always remember the girl who is not living at home, and should feel that it is her duty not to lower this girl's wages below a living standard. Every girl at work should make an effort to know what a living wage is in the place—town, city or country—where she is employed. Wages for skilled workers should be of a good standard, that is, the wage paid should be sufficient to make the worker efficient and comfortable. Even the beginner should have a living wage.

Prices of food, clothing and board, and the other expenses which one has to meet, are different in town, city and country. When the girl wage-earner changes from the place in which she lives, she should find out beforehand as accurately as possible how much she will need to live on in the place to which she may be thinking of going.

If we do not think accurately and carefully about what we earn and what we spend, we shall likely always remain undeveloped in judgment and character, and shall not be able to take the responsibility which should come to every mature person.

A girl worker in one employment may necessarily have a different scale of expenses from a girl at work in another occupation. For instance, it costs the average stenographer more to keep up her standard of efficiency than it does the average girl in a factory. The stenographer also has to spend more time and money in preparing for her occupation. A girl in a factory who is earning twelve dollars a week is better off financially, therefore, than the stenographer earning twelve a week. A woman physician may have a yearly income of two or three thousand dollars. A teacher who has an income of fifteen hundred dollars a year may be better off financially. The physician has to pay the rent and upkeep of her office; she must have someone to answer her telephone and to take messages; she may need a conveyance so that she can get about to her patients. Her training and the equipment she uses in her work are more varied and expensive as a rule than those which are required by a teacher.

We should remember that while what we earn is important, there are other considerations as important. The joy of the worker in her work is the first consideration. The born teacher, like the born doctor, is happier in her own employment. An income is a necessary possession, but it does not give that happiness which work alone can give. Very few of us work for money altogether, while many of us work to earn a living, which is a different thing. To be self-supporting through work which we enjoy is one of the greatest blessings of our existence.

It is impossible to state an amount which will represent accurately a living wage for girls who are beginning work in all the towns, cities or country districts of Canada. At present a living wage in a city may be nine, ten, eleven or twelve dollars a week; in places outside cities it may vary as greatly. Girls at work should look for an employer who recognizes reasonable standards and pays such wages as far as possible. The more loyal girls are to such employers the better working conditions will be for everyone.

Skilled and highly trained workers require, and receive, wages far above the sums mentioned in the preceding paragraph.

The girl should estimate the value of her yearly income. This is important. She may be a milliner and have steady employment for only thirty or thirty-five weeks in the year. If she is paid a weekly wage of twelve dollars, her yearly income will amount to three hundred and sixty or four hundred and twenty dollars. She must find some other occupation for the rest of her time or her total income will amount to three hundred and sixty dollars, or four hundred and twenty dollars and no more.

The trained nurse who is paid twenty-five or thirty dollars a week when she is on a case, will make a mistake if she forgets that she will not be able to work without intermission throughout the year. She may be engaged in her employment only forty weeks in the year. Nurses may earn no more than eight or nine hundred dollars in twelve months. Even the most capable factory worker does not earn her highest wage every week in the year. She should be careful to reckon her income by the year, not by the week.

The girl at work exchanges her yearly income for food, shelter, clothing and a number of other requirements, such as doctor's and dentist's fees, carfare, and washing, holidays, recreation, savings, etc. If she earns twelve dollars every week in the year her income will be six hundred and twenty-four dollars. Out of this she may pay five dollars each week for board, or two hundred and sixty dollars a year. If she spends between one hundred and twenty-five dollars and one hundred and fifty dollars for her clothes in the year, she will have about two hundred dollars for other needs.

What she uses her money for gives to the girl the real meaning of her wages. Her income means food, clothing, and a house to live in. Besides that her income means many small expenses, a little holiday and recreation, a little kindness to someone, church collection, a gift to someone who is in need, some small pleasure for the girl herself. It should also mean a savings account. Something will be said about saving in the next chapter. But here it may be said that if we spend everything we have from day to day, we are left with little choice in spending. Choice in spending is a test of the girl's character. We may choose to spend our spare money for candy. But if we do we shall probably not be able to buy a volume of poetry which we should love to keep and treasure. We may need a warm coat, but the money we might have had for it we spent for a second expensive blouse when we had one pretty blouse already. It was money we had saved which helped us to go to a course of lessons in gymnastics, and that course may have cured a tendency to headache.

The average girl hopes that her wages will increase, and this is right. An employer once said of the amount that he was willing to pay his most useful employees: "I feel that if a girl is not able to make a good bargain with me for her work, she will not be able to make a good bargain for me with others." The best and surest way for the girl to increase her wages is to think out some plan for increasing the value of her work, and then if necessary to say to her employer that she has been able to make her work more valuable.

A word of warning about wages may not come amiss here. If our wages are too low, the best way to go about raising them is to act ourselves, not to expect others to act for us. The best results are likely to be obtained by giving your employer some increased advantage, and by seeing at the same time that he gives you an equal advantage in your income. But never feel ill-used, because that lessens your happiness and your power to help yourself. Remember it is your own difficulty and you are the person to find the way out.

There is only one way by means of which we may know accurately how we are spending our wages. To know this we must keep accounts. Perhaps the girl has an impression that accounting is dull and troublesome. But this impression, if she has it, is a mistaken one.

This chapter on Spending, Saving and Investing is not written to keep the girl from having what she wants. It is written to help her to make the most of her wages, so that she will get the most use and pleasure from her spending. A pretty blouse does not make up for the prettier colour that ought to be in the girl's cheeks; it rather makes one notice more readily that the girl herself is not looking her best. To be well dressed and well cared for, to make the best of herself, a girl should learn to keep accounts and to plan her expenditures carefully. She has often seen a man poring over his business books, because he knows that by doing so with good judgment he can improve his methods. Similarly, the time a girl gives to the study of her accounts will also be to her advantage.

One business woman who has made a study of her expenditure has the following list of headings for her private account book: Board and lodging; clothes; laundry; dentist and doctor; car tickets and stamps; contribution to family life; books, magazines and papers; church and benevolence; gifts and entertainment of friends; holidays and travel; recreation, candy, music, and the theatre; study; clubs and societies; miscellaneous; taxes; saving and investment. The girl at work can usefully make a study of these headings since they, or others of the same character, are used by women in business who desire to lead normal, generous and helpful lives. The business woman just mentioned says that the money she has for her income would give her no satisfaction if she had not people of her own to love and if she were not helping to take care of them. From this statement any girl will understand the meaning of the heading "contribution to family life" in this business woman's accounts.

The girl at work, however, can begin her accounts in a much simpler form than the foregoing. The list of headings given above have been evolved to fit the life of a woman who has been at work for a number of years. A girl's first accounts may be as follows: Board and lodging; clothing; recreation and holidays; dentist and doctor; church and charity; savings; miscellaneous.

Mrs. Ellen Richards, whose work in teaching people how to live wisely is making her name more famous every year, gives in one of her books a division of a family income which every girl should study and try to understand: Food; clothes; rent or housing; light, heat and wages (operating expenses for the house); miscellaneous, including books, education, church, charity, savings, life insurance, doctor, dentist, travel and pleasure. Various divisions by percentages have been made of the family income. The one chosen by Mrs. Richards is based on an income of $1,000 a year. The percentages are 30 per cent. for food; 20 per cent. for rent; 15 per cent. for clothing; 10 per cent. for operating expenses; and 25 per cent. for miscellaneous.

It will be seen that there is a great deal for a girl to learn about the spending of money. She will readily understand that it is impossible for her to use her wages or income to the best advantage unless she knows what she is spending it for, and in what proportions. Every girl should make a division of income fitted to her own needs.

It is not always possible to follow the percentages which Mrs. Richards recommends, but it is possible and wise for every girl to know what are regarded as proper divisions for a family income, and to plan her own expenditures with such percentages as a guide.

Sometimes girls are called "fortunate" or "lucky" because their affairs seem to turn out well. In reality, these girls have planned carefully and have carried out their plans faithfully. A well managed life is not an accident, or a piece of luck; it is the result of careful planning, and persistent application.

The girl who saves has a freedom of action unknown to the girl who has never had a bank account. We all find a compelling necessity to spend money for food, shelter, clothing, carfare and other incidentals. But when these wants are satisfied, the wise girl puts by a certain part of her income. Then she can begin to exercise a power of choice. She may take some training which will help her to get a better position, she may learn a new occupation, or she may study music or designing. Possibly she needs a rest and change; if she has money saved, she may rest for a few weeks. If she has spent all her money, she must continue at work. Then, too, she should guard herself by the possession of a bank account against sickness, and being out of work. Even a small sum saved every week enables a girl to feel strong and self-reliant. The habit of saving calls for self-control, far-sightedness and imagination.

Girls invest their savings in various ways. A girl may help her people to buy a house, sometimes with a garden attached. This is a good investment in most circumstances. The girl should take an interest in the garden and help to grow vegetables and flowers. Possibly the garden lot may be large enough for poultry as well as vegetables. Or the girl's family may live outside the city, in which case a good part of the food for the household may be produced in the garden. It was one of the glories of Belgium before the war that many of her wage-earners lived in the country and grew a good part of their own food. They kept hens and pigs; and there was almost no unemployment or destitution in Belgium.

The girl who saves generally begins with a bank account and should learn to understand banking. The Canadian Government has an advantageous system of annuities which offers young investors an excellent return for them money. Girls and boys alike should study these annuities. Life insurance is a helpful form of investment for those who have dependents. The girl at work should not put her savings into speculative investments. Business men of the best standing say it is pathetic to see the waste of girls' savings in unwise investments. One of the best investments a girl can make is to continue her education.

Health has more to do with our successful employment than most of us have yet realized. To prove that this is true a woman who is an employment expert told the following story:

"The other night I was sitting in my office waiting for a girl who could not come to see me in the daytime. The manager of a business house who was interested in the girl had asked me if I would advise her how to change her work from one employment which she liked fairly well to another in which she was greatly interested. I had formed no particular idea of what the girl would be like. My day had been full and I had had no time to consider her case, knowing only that she wanted to change her work, and that she was a girl who was already earning her living.

"She came in, looked at me with a straight, steady glance and offered me her hand with a simplicity which took no note of the fact that an older person is supposed usually to make the first advance. The fact that we shook hands gave me an opportunity to notice that her hand was neither nervous nor tremulous. The quality of her handclasp can be summed up in saying that it was reassuring and agreeable. I wonder if most people know how all these points are noticed by employment experts and employers. The way in which the girl looked at me and the way in which she shook hands told me that she was physically and mentally in good condition.

"She was about five feet ten, and unusually well built and well developed. She was dressed in noticeably good taste. She was a rather large woman, or rather girl, for she was only a child in years. She was not what anyone would call 'a beauty,' but she was so splendidly well and carried herself so finely that she made an excellent impression. I do not know when I have been so much attracted by anyone. Almost any employer would have given her a position if he had had one vacant which she could fill. I wish all girls could realize what an advantage it is to be well physically and mentally and to look as well as this girl did.

"When I came to question her I found that her story was unusual from the point of view of employment. I thought from her appearance that she might be eighteen or nineteen. But to my astonishment she told me that she was fifteen and that she had been earning her living for nearly a year. She was a stenographer and had had three years' training in a high school of commerce. Her father had died and she was helping to support her mother. Several factors were against her satisfactory employment. She was under age and she had not completed her school course when she went to work. From these two facts it would have been natural to suppose that she would obtain a poor position, both in the character of the work required and in payment. She was earning fifteen dollars a week, a rate of payment three or four dollars a week higher than the average wage paid beginners in the city where she was employed. It was her splendid health, her look of substantial character and her good manner which had won this girl employment when another girl of fifteen, less healthy and less developed, might have failed to find any satisfactory position at all."

A time is likely to come in the world's history when the laws of right living are so well understood that poor health will be regarded as blameworthy. In a number of cases we must regard it as blameworthy now. To be in the company of a radiantly healthy person is a cheerful blessing. Let us make up our minds to be this kind of blessing to our friends.

Happily we can do a great deal to make ourselves healthy. We need to eat wisely, to dress properly and to rest well. Every girl should learn to regulate these things wisely for herself. Other people can only help to make us healthy, but the real work of being healthy we must do for ourselves, and this means daily attention and daily care. A famous doctor said once that the average baby is meant to live; all the baby asks is to be given a good chance. In the same way the average human being is meant to be healthy. Health depends—the statement is so important that it will bear repeating—on care in eating and resting and on proper clothing. Health depends also on cleanliness, inside the body and out; this means cleanliness in every respect. A daily bath and proper attention to one's body are essential to health.

The girl should learn as soon as possible that her health as well as her appearance will depend on her taking daily exercise. She may suppose that exercise is a dull tiresome thing which she is told by other people to take, but which in itself has no interest for her. Here, as in other things, the girl must learn to be her own captain, her own commanding officer. She should give herself orders to take daily exercise. If any of us needs a lesson in keeping well and beautiful, we can get that lesson from our little friends the birds. Every creature, wild and tame, winged and four-footed, takes the most scrupulous care of its physical condition. They clean, stretch, brush, polish, until every feather or hair, until every muscle and sinew is in fit condition.

We should think of our bodies as fine instruments which are given into our keeping. The human body is the finest and most wonderful instrument in the world, and it is sad and amazing how often we fail to take the most ordinary care of it. There are different systems of exercise, and the girl should find one that will bring all her muscles properly into play. Five or ten minutes' exercise a day is all that is required. There are many muscles which are not used in walking or ordinary play, and if these muscles are not exercised regularly then that fine instrument your body will get out of good condition and will not show correct and beautiful lines. A girl should train herself to stand properly. A simple test by which she can tell if she is holding herself rightly is to walk a few steps on tiptoe. In order to do this she must hold herself correctly. To have a good body, well shaped and in right proportion, it is necessary to hold one's self correctly all the time. Habits such as these are not acquired all at once. It is only by persistence day by day that the girl will learn to walk and to stand properly and will find that her body is becoming lithe, strong and healthy, an instrument which it is a joy to use and which will make her appearance as attractive as it ought to be.

When anything goes wrong which we do not understand, it is generally necessary to consult a physician. Special care should be taken to see a good doctor or dentist, if anything is wrong with eyes or teeth.

Other aids to health and happiness are sunshine and fresh air, drinking plenty of good water, useful work, good temper, and good times. To be healthy and happy we must also give affection and kind help to other people.

Like everyone else, the girl at work needs holidays. Two weeks in the year is a usual allowance; but three weeks are better than two. After the girl has become a responsible and important worker, she will find two holidays in the year a good investment for health, a short holiday and a longer one of three or four weeks.

To be angry, bad tempered and to think unkindly are all harmful to one's health and destroy a great part of one's happiness. No one can be a successful worker of a high type who is habitually jealous or bad-tempered. Good thoughts are an aid to both health and happiness. In the same way one needs what are called "good times." Many girls love walks in the country with a number of companions. Learning to know birds and flowers by sight, and keeping a record of those found, and when and where they were found, is an enjoyable pursuit of endless interest. Learn to keep and cherish all the festivals of the year—Christmas, New Year's, Thanksgiving, and other holidays. Charades and plays, games and dancing, picnics and excursions, may be made enjoyable and delightful and should help to keep girls healthy as well as happy if they are planned with good sense and restricted to suitable times and places.

Anyone who has developed a love for reading possesses resources for self-improvement and enjoyment which are almost limitless. This love for reading a girl may acquire when she is young, or she may develop it at any time. It is worth while taking some trouble to learn to read well.

Reading for the girl at work should include newspapers and magazines as well as books. She should learn how to read newspapers, because as a great journalist said once, "A newspaper is a sign post telling the traveller which road he ought to take." In this sense we are all travellers and every worker needs to read his sign post which is a newspaper. To each girl some parts of a newspaper are more important than others; much depends on her occupation and on her relations to life. The business man reads the newspaper to find out what is happening that will affect his business. The girl at work should read what we call foreign news, that is, news about countries other than our own, and she should read also about important happenings in our own country. We ought to read the newspaper carefully so that we may be in touch with the rest of the world. We should read important local news, that is, news of our own neighbourhood. We cannot understand our neighbourhood unless we know what is going on in it. A new library may have been opened, a new church or picture gallery. Some worth while person may be speaking whom we may go to hear. There may be trouble in the community which we can help to put right. The person who is really living in touch with progress must give some time to daily newspapers.

But there is a good deal in a newspaper which one does not need to read. A newspaper is a report of daily happenings, sometimes even of rumours. These should be published, so that the truth may be arrived at, but the girl at work should find the parts of the newspaper which are her special concern and should not give much time to the rest of the paper. She should learn to distinguish facts from rumours and opinions. The girl who is learning discrimination in buying will find some of the advertisements useful reading.

Magazines are more like books than newspapers. Sometimes they are not so useful as newspapers. But they are often entertaining, and good entertainment is a fine thing. There are magazines which make a special feature of publishing articles on what is new in art, science, music, politics, etc. A number of good magazines are devoted especially to the interests ofwomen. The girl should not attempt to buy many magazines. A great many of them are alike. She should find one that meets her needs, and sometimes she should vary her choice.

It is important that she should see some of the best publications which have to do with her own line of work. If the girl is working at home she should read about home questions. Admirable new publications are being issued on all kinds of household matters. If a girl is a saleswoman or stenographer, she should see what is being written on these subjects. It is a mistake for any worker not to make herself familiar with what other workers in her own occupation are doing.

Besides reading for our work, we have minds and souls to keep and cultivate. Reading of the right kind is a great help in encouraging the growth of mind and soul. Books, when they are good of their kind, and when read in the right way, teach us; give us rest, change and variety; entertain and amuse us; and are a refuge and consolation.

We can learn a great deal from a good book of fiction. One writer has said that she obtained the greater part of her education from reading novels. Stories explain to us the endless varieties of human nature. We learn to know people from reading good novels, and after a while we are able to criticize the characters in the stories from the people we know ourselves. Then we can tell whether the novel is true to nature, or whether it is only a poor mistaken interpretation of life. Many novels have to do with famous places as well as famous people. It would be a great loss if we had to give up all the good novels in the world. The best novels help us to understand how wonderfully important life is.

Other realms of knowledge and delight are found in biography and history. Scarcely too much can be said in praise of good biography. The girl should ask at home or in a library for an interesting life of some famous person. Perhaps she is specially attracted to a hero or heroine of history, to some famous writer, artist or musician. In any case, she may ask the librarian to advise her which biography to read first. While reading famous histories, such as Greene's Short History of England, she should not fail to read the history connected with her own neighbourhood. World history and the history of countries other than our own are also important.

Besides fiction, biography and history, the girl is likely to find herself longing to read some of the great poetry of the world. Here again she may ask the advice of the librarian. We can hardly know the full beauty of God's world until we have read some of the writings of the great poets. The girl who is really fond of reading will enjoy essays and the letters of famous people. Girls who love art and music will find good books on such subjects. Almost anything one can imagine has been written about in a book.

While she should read well and wisely, the girl should not turn into a bookworm. Unless our reading fits us for better thought and better action, we should examine into what we are reading and change it for something better. Reading should never be a hindrance to work, but a help. Nor should we put reading in the place of people. It is a poor plan for any girl to prefer books habitually to intercourse with her friends.

A number of fine books deal with social and economic questions. These subjects appear also in many novels. The girl who wants to see conditions improved for the sick, the poor, and the unfortunate may again ask advice from the librarian. The biography of a woman like Miss Nightingale, or such a book as Ruskin's "Sesame and Lilies," will interest girls of this class.

A few rules will help us in our reading. Whatever book we read should be a good book of its class. Suppose we want to read a light and entertaining book for amusement and relaxation, then it should be good entertainment, well written, well planned, delightfully easy and gay in style. Do not read books which make you wish that you had not read them. Shun books which make one feel that life is not worth living. We can always judge the character of a book by the importance it gives to life. A book that has a great vision of life is a great book. In the same way we should not read books that make us think poorly of people. The finer the book the more clearly it shows how worth while every individual is. Any book that separates us, or turns us away, from the highest, happiest things is not worth the time which we might spend in reading it. There is something wrong with a book which leaves us indolent and listless. Books that we should choose, therefore, are those which make us feel that life is worth living, that people are worth while, and which keep us in love with the highest things in life.


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