VIII

And yet there was another side to this whole matter which had haunted Mr. Prentiss much of late, and which was in his thoughts to-night as he sat smoking his cigar after dinner. He had dined sumptuously. Cool oysters, soup of mushrooms, fish smothered in a luscious sauce, cutlets of venison with French beans, little pyramids ofpaté de foie grasencased in jelly, butter-ball ducks with a salad richly dressed, and a confection of fruit, cream, and pastry, which was evidently a gastronomic specialty of Mrs. Wilson's French cook. He had tasted everything; he had drunk two glasses of champagne, and been pleasantly aware that the cup of black coffee, served after dinner, was an entrancing concoction which his own kitchen did not afford; and he felt that his repast had done him good. It was for him an occasion. Obviously it was for Mrs. Wilson an every-day affair. Moreover, this rich, delicious dinner, served by noiseless servants on choice china, was in harmony with the rest of the magnificent establishment, in harmony with the artistic scheme of color, the soft lustrous draperies, the striking pictures and other masterpieces of art purchased for large sums abroad, and Mrs. Wilson's beautiful toilette and exquisite personality. Here was luxury triumphant and compelling, yet unappeased and seeking fresh opportunities for æsthetic delight; as witness a Millet, an inlaid table, and a Japanese idol in the room in which he sat, all new since he had dined there last.

What a vivid contrast all this to the cheerless often squalid homes which he was accustomed to visit as a rector of Christ's church! The thought which haunted him was that one result of the city's marvellous growth and development had been the accentuation of the distinctions between rich and poor, between class and class in a community where, until lately, there had been theoretically no classes. To be sure he had Mr. Carleton Howard's assertion that there was no country in the world where the poor man was so well off. This was very likely true, but it did not affect the proposition that the rich were daily growing richer and more self-indulgent. What was to be the limit—the outcome of this renaissance of beauty and comfort, which he had welcomed? Had not the æsthetic reaction almost reached the point where, both as a priest of God and as a good American, it behooved him to cry halt against luxury and extravagance? He frowned at this last reflection for the reason that he was painfully aware that he had fulminated against this sort of thing from the pulpit for years, formerly as part of the clerical formula championing the cause of the spirit against the flesh, and latterly because the Aladdin-like growth of great fortunes all over the land, and conspicuously in his own community, had often suggested the comparison between the passage of a camel through the eye of a needle and the rich man's entrance into the kingdom of heaven as an appropriate text. He had spoken with fervor and sincerity concerning the responsibilities of those having great possessions, and sometimes with living pictures in his mind. Neither Mrs. Wilson nor her brother had ever been among those for whom these admonitions were intended. They had opened their purse-strings liberally to every meritorious cause. The goodly size of their cheques was to him a constant source both of satisfaction and astonishment—astonishment at the new possibilities open to those interested in God's kingdom.

Yet, though he put from him as ungenerous and unnecessary any positive criticism of his hostess, in the teeth of her many benefactions and her personal activity in social undertakings, he could not help realizing that, in spite of his utterances, the evil which he deprecated was proceeding at a pace which suggested the course of wild-fire. And the worst of it was that he—the church—was so helpless. Great fortunes had been accumulated with a zeal which suggested the inevitable march of destiny—a law which seemed almost to mock the spirit of Christ—and, even while he was musing, the city had become a theatre of industrial contrasts, with the pomp and pride of life in the centre of the stage and poverty and distress in the ample background. There recurred to him the traditional image of the curate of his faith—the Church of England—cringing before or patronized by the titled worshippers of Mammon. This, at least, he could resent as impossible in his case—he had never hesitated to speak his mind to any of his parishioners, however important—still, the reminder was disconcerting and a challenge to his conscience. Nor was the reflection that this wave of luxury, this more and more exacting reverence for material comforts, was a part of the movement of the century, and was common to all civilized countries, a solace. He was an American, but first of all, he was a servant of the church, and the church was the beacon of civilization. Was she doing her work, if these terrible inequalities were to continue? What was to be the outcome of this zest for luxurious personal comfort?

To what extent the church ought to take part in the economic regeneration of the world was one of the questions which Mr. Prentiss had always found perplexing. He was well aware that his parishioners as a body were not fond of hearing him preach on what they called secular subjects. So long as he confined himself to enumerating spiritual truths, they were not averse to his illustrating his stigmas upon sin by generalizations from current worldly abuses; but he knew that many shook their heads and declared that the cobbler should stick to his last when he ventured to discourse on political topics or the relations of labor and capital. Mr. Prentiss was not aware, however, that some of this prejudice proceeded from the circumstance that he was apt to lose his head on such occasions; but, on the other hand, much of it was genuine disinclination for advice from the pulpit on subjects which, to quote the women parishioners, were not spiritual, and, to quote the men, were none of his business. His congregation was almost entirely composed of pew owners, people with vested rights, among which appeared to be the right not to be harrowed by socialistic doctrines. They were ready to help the poor in any way which he would suggest, and they had supplied him with a mission church where he could reach the ignorant and needy more effectively, but they argued that he had better leave to the politicians all suggestions tending to disturb the existing industrial order.

Mr. Prentiss sometimes sighed over these limitations, but he had become used to them, and in a measure, with advancing years, he had, in his endeavor to be a man of the world in order to remain a more useful Christian, accepted the doctrine that he had no plan to substitute for the present economic system, and that he must make the best of the existing situation. So, in practical, daily life, he exhorted the rich to give their money and themselves to the advancement of their fellow men, and the poor to shun vice and bear their privations with patience, while he held forth the promise of the church of an existence hereafter for the pure in heart where all the seeming inconsistencies of this mortal life would be explained and justified. Not being endowed with much sense of humor, Mr. Prentiss, as he waxed in years, and St. Stephen's became the fashionable church of the city, had found less and less difficulty in accommodating himself to this point of view, and in devoting all his ardor to reclaiming souls for Christ. After all, was not his mission to help men and women as he found them? First of all to minister to their souls, and in the name of Christianity to lift them from the slough of human suffering and misfortune that he might expound to them the loving mercies of the Lord? The things of the earth were not the things of the spirit, and he was more tenacious than in his youth of the prerogatives of the church as an institution controlling human consciences by standards of its own, founded on the teachings of the Prince of Peace. Nevertheless, being reasonably clear-headed and fearless, he was not without the suspicion at times that this reasoning was mystical, and in the face of facts he had every now and then his unpleasant quarters of an hour.

This was one of them to-night. His hostess, when the dinner was over, had left him to a cigar and his own devices in the library. He was to join her presently and be shown her daughter's wedding presents. He had been invited to dine in order that he might see them, but Mrs. Wilson and he both knew that this was an excuse for a quiet evening together in which they might compare notes concerning their mutual interests. Reaching out to knock off the ash of his cigar into a dainty porcelain wheelbarrow, he noticed a new photograph on the mantel-piece and rose to examine it. He recognized it as one of Clarence Waldo, the New Yorker to whom Miss Lucille Wilson was betrothed. The sight of this young man's countenance did not serve to restore Mr. Prentiss's serenity. On the contrary, he stood gazing at the photograph with an expression which suggested that his soul was still perturbed. The face was that of a man of twenty-seven or eight with delicate features—thin lips, a long nose and an indefinable haughtiness of expression which was made up of weariness and disdain. He had large eyes which lacked lustre, and his sparse hair gave the effect of having been carefully brushed. The clergyman had met him only a few times, and Mr. Prentiss had never forgotten the first occasion, which was at Lucille's coming-out ball three years before. He had happened to find himself in Mr. Waldo's path when the young man was in the act of carrying everything before him with a plate of salad for his partner, and he had never forgotten the cold impertinence of the New Yorker's stare. Paul Howard, Lucille's cousin, who witnessed the encounter, said afterward that Clarence had given Mr. Prentiss the dead eye, which was a telling description of the stoniness of the fashionable New Yorker's gaze. Mr. Prentiss had never heard this diagnosis, but he had remembered the episode. He regarded it, however, merely as additional evidence of the lack of reverence on the part of the young men of the day—and the young women, too, for the matter of that—not merely for sacred things, but for everything and everybody which were in their way or did not happen to appeal to their fancy. But though he considered this absence of social politeness as one of the cardinal failings of the age, his present thoughts regarding Lucille's future husband were not concerned with it.

Since the engagement had been announced four months ago he had been making inquiries, and the information which he had received was in his mind and troubled his soul as a corollary of the other problems which had just been haunting him. It was not of a character to justify him in forbidding the bans—not even in remonstrating with Mrs. Wilson, unless she were to ask his advice or provide him with an opportunity. But he deplored sincerely that this young man was to marry his friend's daughter. Was this to be the outcome, the crowning of the wealth of love and solicitude which had been lavished on this only child—a child brought up in his church? Was it for this that Lucille had been made the central figure of costly entertainments for the last three years, in the hope that she might make a brilliant match? Decidedly, it was a puzzling world, and circumstances seemed to be conspiring to cloud his horizon and disturb his digestion at a time when he ought to be enjoying himself and taking his ease.

"What does he offer her?" he said to himself. "Twelve months of sporting life—American sporting life. A superb stable, a four-in-hand coach and steam yacht, polo, golf, the horse show, cards, six months every third year in Europe, their summers at Newport, their winters at Palm Beach. The fortune which she will bring him will enable them to live in the lap of luxury all the year round, and he will teach her to regard those who are not rich and who do not imitate their manner of life as beneath their notice. I know the kind—I know the kind."

Soft footsteps interrupted his mental soliloquy. "No, thank you," he exclaimed in a tone which was almost militant to the waiters who approached him with a tray. Mr. Prentiss supposed that another form of stimulant was being offered him, for Madeira, liqueurs and coffee had been successively brought in and solemnly presented to him by the two men servants, one of whom seemed to him as superfluous as a plumber's helper. Then as his gaze, which had been inward, appreciated that the silver gilt tumbler contained apollinaris water, he called them back and emptied the glass. He had finished his cigar and it was time to rejoin his hostess.

Mr. Prentiss continued his monologue on his way to the drawing-room. He imagined himself saying to Mrs. Wilson, "You know that I believe in toleration, and that I would not set or preach an ascetic standard of life. I believe—my church believes—that it is not profitable to the human soul to mortify the flesh in every-day life or refuse to enjoy the comforts of civilization. But the set of people to which this young man belongs are cumberers of the soil and a menace to society. It is not merely a question of taste, but of Christian morals. We have nothing to do with other nations; our concern is with the social life of this nation and whether we are to foster and encourage a pleasure-loving, self-indulgent, and purposeless leisure class."

Yet though his thoughts thus shaped themselves in fervent words, he was conscious that in the absence of a cue his lips must remain sealed. There was a limit imposed by society on the priestly office which he could not overstep without appearing officious, and thus weakening his influence. Were it a case of notorious dissipation or some palpable fault or blemish, it would be his duty to speak. But he had no such data at his command. Clarence Waldo was simply a fastidious idler, pretentious, and indifferent to the vital interests of life. It could not even be charged that he was marrying Lucille for her money, as he had a competency of his own. They would be able to buy all the dogs and horses in the country if they saw fit. But his own tongue was tied. To all appearances Mrs. Wilson was content. At the time she had announced her daughter's engagement to him, she had said, in response to his earnest inquiry if she were satisfied—said it with a blithe smile, as though, on the whole, the best had happened—"I should have been glad of course, if Lucille had chosen a man of conspicuous talent, a future United States Senator or successful artist or author. If she had loved her lord, I should not have objected to a title, because, after all, even to a free-born American, there is a certain compensation in becoming the mother of dukes and regenerating an ancient line. But Clarence is well connected, and the child is in love with him. So long as she is happy, that is the essential thing."

Since then he had become better informed as to the young man's tendencies. But if Lucille was in love with him and her mother acquiescent, what was there to do? The church could not interfere beyond a certain point without giving offence.

Mrs. Wilson was not in the drawing-room, but Mr. Prentiss caught a glimpse of her at her desk in a smaller room which led out of it. She called to him that she was answering a note and would join him presently. The clergyman seated himself and picking up from a low teak table beside him a paper-cutter fashioned on a Japanese sword hilt he compressed his fingers on the handle as an outlet to his perplexity. Had he been walking in the fields, he would have cut off the heads of the dandelions with his cane. Marriage was a sacrament, the most solemn undertaking in life, yet how impossible it was to regulate matrimony for others. He glanced around the room admiringly. Already the musical notes of his hostess's voice had served to dissipate partially the miasma of doubt which had been assailing him. This main apartment was one of a series of drawing-rooms, each furnished with an exquisite magnificence suggestive of the salons of France in the days of Louis XIV, save that there was a superabundance of artistic furnishings; hence the sight was confused by the array of costly tapestries, marbles, bronzes, china, and gilt or otherwise illuminated ornaments which almost contended for space with one another, though the rooms were of large proportions. One feature of Benham's renaissance was the ambition to outdo the past in size and gorgeousness, but Mrs. Wilson's advisers had been animated also by the desire for artistic success, and it was only in its wealth of material that their and her—for she had been the leading spirit after all—performance was open to criticism. Here in Benham, where twenty years before the horse-hair sofa was still an object of admiring regard in the homes of the well-to-do, the desert had blossomed with the rose, and a veritable palace had been established. And, as Mr. Prentiss reflected, joining his finger-tips across his waist-band, all this lavish expenditure meant the return by the rich of accumulated wealth into circulation for the benefit of those who labored for their bread, which was another of Mr. Carleton Howard's telling truths.

The swift, animated, but noiseless glide of Mrs. Wilson into the room and onto a sofa, from which she flashed at him a gracious, electric look of attention with the words, "And now, my friend, I am entirely at your disposal. It was a note which had to be answered at once"—restored Mr. Prentiss's serenity. She was one of those pleasant persons in whose presence the world seems justified. When she entered a room people were apt to pay tribute by a pause in whatever they were doing, and she became the focus of attention. The effect of her graceful energy was largely responsible for this, suggesting the forceful but silent sweep of a ship. She had lost the figure and the countenance of youth, but though her abundant crinkly hair was grizzled no one ever thought of her age except to observe that she was handsomer than as a younger woman. She had never been a beauty; she was now a distinguished looking, comely, and effective matron. She was tall and rather willowy, but not thin, with a proud, resolutely carried head, an agreeable straight nose, short rather than long (her best feature) a spirited, sympathetic smile, eyes fundamentally gray, which changed as her thoughts changed, and ingratiating but elegant manners. Her face, notably the cheeks and lips, was a trifle full, suggesting dimples, and possibly to the critical a too-manifest desire to please. Her obvious pose—which, though deliberate was entirely genuine—was to be exquisite, sympathetic, and intellectual, and for the expression of this range of qualities she had serviceable allies in her musical voice, a bewitching way of showing just enough of her teeth, when she became vivacious, and her ornamental clothes, which always suited her. On this evening she wore an old-gold gown with jet and lace accompaniments, an aigrette of crimson gauze with which the plumage of her fan was in harmony, a band of magnificent pearls around her neck, and on her breast, though such ornaments were not strictly in fashion, a large brooch of fine workmanship containing a miniature of two children of tender age. Of these children one had died shortly after the miniature was painted, the other was her daughter Lucille. Her soul was dedicated to two interests, her joy and ambition as a mother, and to the cause of social human progress.

Mrs. Wilson had been for fifteen years a widow, and, though her husband held a hallowed place in her heart, even she was conscious that the broad scope of her present life dated from the period when, seeking a refuge from her own grief and loneliness, she had welcomed diverse social employment. Her husband, Randolph, a hero and a colonel of the Civil War, had claimed her on his return as a bride. They were ardent lovers, and they had never ceased to be so, certainly not in theory. Some of Mrs. Wilson's knowing friends were fond of insinuating, when the humor for gossip prevailed, that he had died just in time, which was their way of intimating that she had outgrown him. But these dissectors of hearts did not perhaps sufficiently remember that her own blossoming forth into the woman she now was had been subsequent to her husband's death. Nor did they take sufficiently into account the bewildering course of events which had attended her progress. Colonel Wilson, a man of small means at the time of their marriage, had become her brother's partner. The properties in which he was interested at the time of his death had subsequently proved so valuable that she had found herself presently the possessor of a million, a sum which had quadrupled in the keeping of her brother, Carleton Howard, one of the most powerful financiers in the country. Opportunity surely had waited on her widening aspirations, enabling her finally to establish herself in this magnificent home surrounded by all the æsthetic attractions and many of the treasures of modern civilization.

Probably Mrs. Wilson herself had never sought to analyze the past by the light of the present, realizing, as we all do, that life unbeknown to us has halting-places which become, as we look back, the dividing lines between what are almost separate existences. Though at her husband's death she had made no resolutions regarding the future, she had never felt the impulse to marry again, so engrossing were the concerns of motherhood and social responsibility.

"You spoke at dinner of wishing my assistance in some case in which you are interested. Will you tell me about it now before we look at the presents?" Mrs. Wilson continued with smiling interest.

"Ah, yes." Mr. Prentiss was glad to have this recalled to his mind. There was no chance here for doubt or perplexity. "It is rather out of the usual run of charity cases. The personality of the woman, I mean. The circumstance that her husband has run away and left her penniless, with two young children to support is, alas! only too common."

"Poor thing! How can I be of service?"

"The woman—her name is Mrs. Stuart—notwithstanding her disastrous marriage, seems to me distinctly superior. She came to Benham some six or seven years ago, and I knew her a little at St. Stephen's before she was a wife. Indeed, I married them, and made some inquiries at the time concerning the husband's circumstances, but learned nothing to his discredit. She has found him to be a godless, unscrupulous person with drinking habits, and recently he has deserted her on the grandiose plea that they would be happier apart. She will be happier; I am sure of that; but I have been exercised as to how to enable her to become self-supporting. She is called to higher usefulness than scrubbing or plain sewing, but though I have discerned in her capabilities and refinement, she is not at present equipped for any active employment."

"Which only tends to show, my friend, that every woman"—Mrs. Wilson paused an instant—"every woman who has not independent means of her own, I mean, should be educated to be self-supporting—should have some definite bread-winning occupation which would render her independent of the man she marries in case he dies or misbehaves. I was thinking the other day that a society formed to advocate this doctrine before clubs of girls as a condition of marriage would prove efficacious."

Mr. Prentiss nodded. "It is certainly the duty of Christian society to provide additional safeguards against the consequences of improvident wedlock. In this particular instance, the young woman plighted her troth while she was studying to become a kindergarten teacher. She was a country doctor's daughter, and is gentle and refined, as well as intelligent in appearance—one of those lithe, tense American personalities in which the spirit appears to burn at the expense of the body, but which, like the willow, bend but do not break under the stress of life."

"She sounds interesting, and I do not see that she has been to blame. We must raise a fund for her. With how large a subscription shall I head the list?" Though Mrs. Wilson gave freely on merely charitable grounds, she gave with more enthusiasm when the objects of her bounty had not offended her sense of the social fitness of things.

The clergyman put out his hand. "That wouldn't do exactly, I think. She is not too proud to let us help her for a few weeks with coal and groceries until she can earn for herself. She realizes that she must be sensible, if only for the children's sake. She has an independent simplicity of nature and clearness of perception which would stand in the way, I fear, of her accepting a donation such as you have in mind; though I should dearly love to allow you to pay off the encumbrances on their house, which, owing to her husband's rascalities have eaten up her little home—her patrimony. But I am sure she would refuse."

"I see. We should think less of her if she allowed herself to be pauperized, much as I should enjoy giving her a deed of her home free and clear—the mere thought of it causes me a thrill of pleasure. But the worst of such tragedies is that we are most powerless to aid those who are most deserving." Mrs. Wilson leaned back among her cushions, and, drawing a pale pink rose from a bunch in a vase at her elbow, laid it along her cheek and inhaled its fragrance. "If she were an undiscerning, common spirit with workaday sensibilities, as so many of them are, she would not refuse, but—half the pleasure of giving would be lost. It is a privilege and the fashion to be charitable, but so much of our charity consists in filling the mouths and clothing the bodies of the wretched who will never be appreciably different or strive to be different from what they are."

"The poor we have always with us," murmured the clergyman.

"Always. The shiftless, dirty, unaspiring, unæsthetic poor. The dregs and lees of human endeavor. We must feed and clothe them, of course, and help them to help themselves, but sometimes I forget the pathos of it all in the ugliness and squalor. Consequently, when the chance to do real good comes, it is a pity not to be able to lift the burden completely. What, then, can I do for this young person?"

"I have thought over her case for the last forty-eight hours, and have come to the conclusion that, as she has no special training, her best chance for employment is to learn short-hand and to use the typewriter. I understand that women proficient in this vocation can usually secure steady work at a fair wage. Though Mrs. Stuart would be unwilling to accept a direct gift of money, I feel confident that she would not refuse to let us put her in the position to become self-supporting—that is, defray the cost of the lessons necessary to make her a competent stenographer or office clerk. And I thought you might be glad to pay for these lessons—a matter of six months or so."

Mr. Prentiss had taken up the paper-cutter again, and he passed the flat of the metal blade across his palm as though he were smoothing out his plan as well as the creases.

"Gladly," she responded. "For as long as you desire. And, perhaps, when she has learned what is necessary, my brother may know of some opening for her down-town."

"Very likely," answered Mr. Prentiss, with resonant acquiescence. "The same thought had occurred to me."

"And, in the meantime, since you tell me that she is competent and refined, my secretary, who will have her hands full with the details of the wedding, may be able to give her occasional errands to do. You may tell her to call when her plans are adjusted and to ask for me."

"Excellent. And we shall both be your debtors."

Mrs. Wilson smiled graciously, showing the dimples in her cheeks. The demands made upon her for pecuniary aid were of daily, it might be said hourly, occurrence. Whoever in Benham was in search of money applied to her, and the post brought her solicitations from all sorts of people, among whom were the undeserving or importunate, as well as the needy or humanitarian. As lady bountiful, she purposed to exercise intelligent discrimination in her charities, and she accepted thanks as a tribute to that quality.

"Come," she said, rising, "I will show you the presents. Only think, four hundred of them, and so many beautiful things! People have been so kind. Several of my brother's friends in New York have sent most exquisite tokens—a necklace of diamonds and pearls from Mr. Fenton the banker, a gold dessert service from his railroad ally, Mr. Kennard."

She led the way from the drawing-room suite into the hall, where electricity in artistic guises illuminated the broad panellings, a splendid Terriers and three or four bronze or marble statuaries of rare merit, and up the stair-case to the next floor into what was known as the morning-room—an apartment where Mrs. Wilson conducted her affairs and did her reading and thinking. This was a combination of study and æsthetic boudoir. There were seductive sofas and quaint capacious chairs supplied with brightly colored cushions, and dainty draperies, all in silken stuffs of patterns reminiscent of the Orient. Art, in its most delicate and spiritual forms, breathed from every object of furniture or decoration; from the small pictures—some in oils, some in water-colors—which merited and often demanded the closest scrutiny; from the few vases of entrancing shape and hue, from the interesting photographs in beautiful frames, from the curious and rare memorials of travel and wise choice of what cunning fingers had wrought with infinite labor. As in the rest of the house, there was still too much wealth of material, too much scintillation and conglomeration of color, but the intent had been—and not without success—to produce a more subtle atmosphere than prevailed outside, as of an inner temple. Prominent in one angle stood Mrs. Wilson's desk, rose-wood, inlaid with poetic gilt tracery, and littered with the correspondence of a busy woman. Books and other articles of daily use lying here and there without effort at order gave to the room the air of being the intimate abode of a human soul. Opening out of this was a private music-room, which was used by Mrs. Wilson and her daughter in preference to the large music-room on the street floor intended for musical parties and dances. Here were the wedding presents, a dazzling array of gold, silver, jewels, glass, china, and ornamental knick-knacks, tastefully arranged on tables introduced for the purpose. As they entered an attendant withdrew into the hall.

"We have thought it more prudent to have a watchman on guard by night and day," explained Mrs. Wilson; "for I suppose it is true, as one of those ridiculous newspaper items asserts, that these gifts represent at least one hundred thousand dollars. By the way," she continued, with a gentle sigh, "it is so difficult to know what attitude to adopt with the newspaper people. If one refuses them the house, their sensibilities are hurt and they are liable to invent falsehoods or write disagreeable paragraphs. If they are allowed to inspect everything, they publish details which make one's heart sick, and make one appear a vain fool. How is a person in my position to be courteous toward the power of the press and yet to maintain the right to privacy? Is not this superb?" she added, holding up a crest of diamonds in the form of a tiara. "My brother's present to Lucille."

"Beautiful—beautiful, indeed," murmured the clergyman. The sight of all these costly things was bewildering to his mind as well as to his eyes. "Ah, the press—the press, it is a problem, indeed. We would seem to have the right to individual privacy, would we not? And yet in this age of ours, pressure is so often used upon us to thrust our wares into the shop-windows—as in my case, sermons for newspapers of the most sensational class—on the plea of a wider usefulness, a closer touch with the wilderness of souls, that it is difficult to know where the rights of the public end as to what one has. What would seem to be vanity may often be only another form of philanthropy. And yet——"

"And yet," interposed Mrs. Wilson, as she singled out an enchanting fan of gold and ivory and the most exquisite lace and spread it for his inspection, "why should I pander to the vulgar curiosity of the public? It is none of their business."

"In a matter of this kind I quite agree with you. If they could see all these beautiful things, there might be some sense in it; but that would be out of the question, of course."

"That will be the next step; our houses thrown open to the madding crowd. Six newspapers—two from New York—applied recently for leave to see the presents. I intended to refuse firmly, but to my astonishment Lucille seemed disappointed. It never occurred to me that she would not hate the publicity. She gave a little shriek and said, 'Mamma, how dreadful!' and then added in the next breath, 'Everybody does it, and, as something is sure to be printed, might it not be better to make certain that it's correct?' A day or two later she was photographed in her tiara, and from what has transpired since I fear that the idea of publicity was not foreign to her thought. My child, Mr. Prentiss! Only think of it! One can never quite understand the point of view of the rising generation. I consulted Carleton, and he grew successively irate, contemplative, philosophical, and weak-kneed. In short, a week ago a reportorial woman, with the social appetite of a hyena and the keen-eyed industry of a ferret, passed the forenoon in the house and went away with a photograph of Lucille in the tiara. And what is worst of all, in spite of my humiliation at the whole proceeding, I am decidedly curious to see what she has written."

The sound of voices in the morning-room broke in upon this confession. "Ah, here you are, Aunt Miriam! I have brought you an artistic masterpiece with a felicitous biography of the distinguished heroine. Behold and admire!"

The speaker was Paul Howard, Mrs. Wilson's nephew. He advanced from the doorway with radiant, teasing face, holding out a newspaper at which he pointed delightedly. At his heels followed Lucille and Clarence Waldo, she protesting, yet betraying by her laughing confusion that her indignation was half-hearted; he stalking with self-important gravity save for a thin smile, the limit of his deliberate contributions to the gayety of nations unless under the influence of alcoholic conviviality. At men's gatherings there was a stage in the proceedings when Clarence Waldo became decorously mellow and condescended—indeed, expected to be asked—to sing one of three or four quasi-humorous ditties at his command, a function which he seemed to regard as an important social contribution and for which he practised in secret. Also, after luncheon or dinner, he was liable to lay down the law in loud tones in regard to current sporting affairs. But his habitual manner was languid and his expression cold, as though he feared to compromise himself by interest or enthusiasm. He was very tall. In the centre of his crown was a bald spot. He stooped slightly, and, except among his intimates, looked straight before him lest he might see someone whom he did not wish to know. In the rear of this family party came Carleton Howard, stepping firmly yet deliberately, as he always did, as though he walked abreast of Time, not tagging at her skirts like so many of his contemporaries—a fine figure of a man approaching sixty, with a large body, but not corpulent, a broad brow, a strong, defiant nose, iron-gray hair and a closely cut iron-gray mustache, clear, fearless, yet reflective eyes, and a mouth the pleasant tension of which indicated both determination and tact. He was smoking a cigar, and had come in from his own library to enjoy the bearding of his sister by the young people.

Before Mrs. Wilson could ascertain what it was, Lucille made a dash at the newspaper. Paul thrust it behind his back.

"Give it to me, Paul," demanded the young woman, imperiously. "I order you to give it to me," she reiterated, tapping her foot. "You are a hateful tease."

"Give it to me, Paul," demanded the young woman imperiously"Give it to me, Paul," demanded the young woman imperiously

"Surely, my fair cousin, you're not going to deprive your mother of the satisfaction of gazing on this work of art, and reading this appreciative description of your personal charms? Can you not see how impatient she is to have it all to herself?"

"You have certainly whetted my curiosity, Paul," said Mrs. Wilson.

"I forbid you to show it to her."

"Why?"

"It is too ridiculous and foolish, and the picture—" Her criticism on that score instead of seeking words culminated in another spring, which Paul evaded by wheeling spryly about so that he still faced her.

Paul Howard was an ornamental, attractive specimen of athletic, optimistic American youth; a fine animal of manly, well-knit proportions with no sign of physical weakness or of effeminacy in his person or his face. His countenance was open and ruddy; his eyes clear blue, his hair light brown. His lip was scrupulously clean-shaven, exposing the full, pleasant strength of his father's mouth. Indeed, in conformity with the prevailing fashion among his contemporaries, he wore neither mustache, beard, nor whiskers, as though in immaculate protest against every style of hirsute ornamentation, from the goat-like beard of Methodistical statesmanship to the spruce mustache and well-trimmed whiskers of men of the world of fifteen years earlier. He was a Harvard graduate; he had been on the foot-ball team, and a leading spirit in the social life of the college; had been around the globe since graduation, and spent nearly a year shooting big game in the Rockies and getting near to nature, as he called it, by living on a ranch. All this as preliminary to taking advantage of the golden spoon which was in his mouth at his birth. At twenty-three he had signified that he was ready to buckle down to the responsibilities of guarding and increasing the family possessions, an announcement delighting his father's heart, who had feared, perhaps, lest his only son might conclude to become merely a clubman or a poet. This was the fourth year of his novitiate, much of which had been spent in New York, where Mr. Howard, though his home was in Benham, had established a branch of his banking-house, at the head of which he intended presently to place Paul. On the young man's twenty-fifth birthday the magnate had made him a present of a million dollars so as to put him on his feet and permit him to support a wife. If this were a hint, Paul had taken it. Though absorbed in financial undertakings of magnitude (which had included the electric street-car combination hostile to the aspirations of Emil Stuart), he had wooed and wed one of the prettiest girls in Benham, and he possessed, not many blocks away, a stately establishment of his own. He was accustomed to walk hand in hand with prosperity, and this habit was reflected in the gay and slightly self-satisfied quality of his manliness.

After foiling his cousin for a few moments, with a tantalizing smile, a new idea occurred to him. He held out the newspaper, saying, "Very well then, here it is. I dare you, Lucille, to destroy it. Nothing would induce you to part with it."

Lucille snatched the sheet from his hand, and her ruffled hesitation indicated that to destroy it was the last thing she had intended. In another instant she tore the newspaper into strips with an air of disdain and cast them on the floor. Delighted at the success of his taunt, Paul stooped and gathering the fragments began to piece them together.

"That is only a blind. She knows she can buy a dozen copies to-morrow. Listen, Aunt Miriam, to this gem which I have rescued: 'The fair bride has a complexion of cream of alabaster, with beautiful almond-shaped eyes, and hair of black lustre, which, rising from her forehead in queenly bands, seems the natural throne of the glittering diadem in the picture, one of her choicest bridal gifts.' Could anything be more exquisite and fetching?" He gave a laugh which was almost a whoop of exultation.

"No matter, Lucille," said Mrs. Wilson, coming to her daughter's rescue. "It is only envy on Paul's part. The newspapers did not make half so much of his wedding." In her own heart she did not approve of the publicity, but the sense of importance which it conveyed was not without its effect even on her. Besides, the personal description, though florid in style, was to her maternal eyes not an exaggerated estimate of her daughter's charms.

"The writer was evidently under the spell of her subject," said Mr. Prentiss, gallantly. Though tolerant of banter, especially at clerical gatherings, and partial to Paul Howard as one of the young men whom he desired to draw into closer union with the church, the idea of the possibilities of the newspaper as a dispenser of benefits was still in his mind, and served to minimize the vanity, if any, of his friend's daughter.

"Quite naturally, Mr. Prentiss," retorted the tormenting Paul, "for the subject gave a private audience to the writer only a few days ago."

Paul spoke from the desire to tease, not because he objected actively to the connivance of his cousin with the designs of the press. If the opportunity to do away with the whole practice of prying into and advertising private social matters had been presented to him, he would gladly have embraced it, and welcomed at the same time the further opportunity to tar and feather or duck the race of social reporters. But as an astute and easy-going American he recognized the prevalence of the habit, and though personally he tried to dodge with good humor the impertinent inquiries of press agents, he was not disposed to censure those who yielded to their importunities. Indeed, Paul Howard was so bubbling over with health prosperity, and a generally roseate conception of life as he saw it, that he shrank from active criticism of existing social conditions. He was a strong patriot, and it pleased him to believe that Americans were world-conquerors and world-teachers. Hence that it was the part of good Americans to join hands all round and, avoiding nice strictures, to put their shoulders to the wheel of progress.

"How absurd you are, Paul," answered Lucille. "That woman badgered me with questions, and was positively pathetic into the bargain, for she confided to me that she hated the whole business, but that her bread and butter depended on it. She was certain to write something, and so rather than have everything wrong, I told her a few things."

"And gave her your photograph in the tiara."

"She asked for it. She saw it lying on the table. Wasn't that better than to be caricatured by some snap-shot with a camera?"

The dire results of what would have ensued had she been less accommodating seemed so convincing to Lucille as she recited them that her tone changed from defence to conviction.

"I know a woman," said Clarence Waldo, "who told her servants not to let any of those newspaper beggars inside the house, and what do you suppose happened? On the day of the wedding there appeared an insulting account of the affair with everything turned topsy-turvy and disparaging remarks about both families. It's an awful bore, but when people of our sort are married the public doesn't like to be kept in the dark, you know."

"There! You see!" exclaimed Lucille, triumphantly.

The description of this young lady which her cousin had read was fundamentally correct. Her eyes could scarcely be called almond-shaped, but their curves were more gradual than those of most American women, a feature which, in conjunction with her thin lips and thin, pointed nose, gave to her countenance an expression of fastidiousness, which was characteristic. She was an example of the so-called Gibson girl, with a tall and springy, yet slight, figure, and a race-horse air which suggested both mettle and disdain. She had been brought up on the theory of free development—a theory for which not her mother but the tendency of the day was responsible. Parents, when it comes to a choice in educational methods, are apt at heart to recognize their own personal ignorance, and those with the highest aims for their offspring are most likely to adopt the newest fashionable graft on human experience. We are perpetually on the look-out for discoveries which will enable our children to become the bright particular stars which we are not. So what more natural than that Mrs. Wilson, with her ardent bent for improving social conditions, should swallow—hook, bait, and sinker—the theory that the budding intelligence should be cajoled and humored, not thwarted and coerced? The idea thus pursued at kindergarten, that everything should be made easy and agreeable for the infant mind, had been steadily adhered to, and Lucille could fairly be said to have had her own way all her life. This own way had been at times bewildering, not to say disheartening, to her mother. Mrs. Wilson had expected and yearned for a soulful, aspiring, poetic daughter with an ambition for culture—herself, but reincarnated and much improved. Instead, Lucille had showed herself to be utterly indifferent to poetry, lukewarm in regard to culture, almost matter of fact in her mental attitude, and sedulously enamoured of athletic pursuits. She had a fancy for dogs. From fifteen to eighteen she had followed golf, tennis, and boating, hatless and with her sleeves rolled up to her elbows, a free and easy and rather mannerless maiden, Amazon-like in her bearing, but unlike an Amazon in that she was a jolly companion to the boys, who called her promiscuously by her Christian name, as she did them by theirs. Does such a process of familiarity dull the edge of romance? We do not yet know. Each rising generation provides new problems for the wise elders, and this was one of those which had kept Mrs. Wilson uneasy.

She had looked forward to Lucille's formal introduction to society as a social corrective, and argued that, as soon as her daughter met the world face to face, there would be a modification both of Lucille's tastes and point of view. So strong is the emphasis laid by American mothers in fashionable society on what is called "the coming out" of their daughters that the concern engendered by the approach of the ordeal could fitly be described as a phase of hysteria. The true perspective of life becomes utterly and absurdly distorted by apprehension lest the dear child should not have "a good time" and by a fierce ambition that she should have a better "time" than her mates. As a consequence, competition—that absorbing passion of American character—is prone to take advantage of all the opportunities at its command, not merely to decorate the unprepossessing or provide the duck with the environment of the swan, but to make princesses out of goose girls by sheer gorgeous manifestations of the power of the almighty dollar. We all know that every woman in the world would prefer at heart to be called wicked rather than common, unless she were common—one of those extraordinary results of the tyranny of the social instinct which plays havoc with religious codes; and there is probably no country where the most socially adept are more intolerant of commonness than in democratic America—a fact which should be disconcerting to that form of socialism which yearns for a dead-level. Yet the tendency to exploit one's daughters by means of money and to exploit them even with barbaric splendor is current among our most socially sophisticated people.

Mr. Carleton Howard's "coming-out" ball for his niece was the most splendid function which Benham had ever known, and for the next three years Lucille's life had been one round of social gayety, emphasized by the character of the things done in her behalf by her family, which were severally executed, if not conceived, in a spirit of emulation, though Mrs. Wilson would doubtless have resented the impeachment. Mrs. Wilson would have put the blame on the tendency of the age, arguing that American society was becoming more and more exacting in its Esthetic demands, and that one must conform to existing usage in order to lead. But an examination of the facts would reveal that whatever form of entertainment was given by her for Lucille, as, for instance, the four colored luncheons, when the food and the table ornaments were successively red, orange, blue, and heliotrope, and four sets of twelve young girls stuffed themselves through eight courses at mid-day, was carried out with a lavish accentuation of new and costly effects. It was currently recognized that at her house the cotillion favors and the prizes at games were worth having—silver ornaments, pretty fans, things of price—always a step beyond the last fashion, as though the world would not be content to stand still, but must be kept moving by more and more expensive social novelties.

Though three years of this life had served to transform the mannerless Amazon into a socially correct and fastidious young woman, the result, nevertheless, was a secret disappointment to her mother, who had hoped that Lucille would develop intellectual or æsthetic tastes under the influence of these many advantages. But what can a mother whose daughter prefers athletics to art, and fox terriers to philanthropy, do but make the best of it? Lucille had a will of her own and seemed to know exactly what she wished, which included marrying Clarence Waldo. To thwart her would be useless, to quarrel with her was out of the question. The only thing was to give her as brilliant a wedding as possible and hope for the best. And after all, the best was by no means out of the question. Lucille was young and was going to New York. There was no telling what a girl of twenty-one, with large means and the best social opportunities, might not become by the time she was thirty-five. Mrs. Wilson had herself cast sheep's eyes at New York as a residence before building her new house, but she had decided to remain dominant in a small puddle. There were compensations in doing so. She flattered herself that in this age of telephones and telepathy she was able to keep in touch with the metropolis and to get her social cues accordingly. But to have a daughter there would be interesting, provided all went well. The proviso should not be overlooked; for Mrs. Wilson had not lowered her own standards. She was merely trying to extract all the maternal comfort and pride she could out of the existing situation.

"But, my dear Lucille," said Paul, intending a crushing blow to his cousin's returning assurance, "if you were really so anxious to escape notoriety, you had merely to mention it to father. A word from him would have silenced every newspaper in town."

"Scarcely that—scarcely that, young man," interposed Mr. Howard in a tone of friendly authority. "Very possibly, had I expressed a preference, my wishes would have been respected by one or two newspapers where I happen to have some influence. But your statement is altogether too sweeping." He spoke incisively, as though he desired to deprecate the suggestion of the power attributed to him by his more impulsive son. "The press is jealous of its privileges and must be humored as a popular institution. And, after all, what does a little publicity matter? You mustn't mind what Paul says, Lucille. There's no reason to feel abashed because the public has been given a chance to see the most charming bride of the year."

"Abashed? She is tickled to death," retorted Paul.

Mr. Howard put his arm around his niece's shoulder in the guise of a champion. When controversy had reached the stage where adjustment was no longer possible, he was an uncompromising antagonist. But, as a successful man content with existing conditions, he deplored friction in all the relations of life, and to use an industrial phrase, liked to see everything running smoothly. He laughed incredulously, and patting Lucille's arm exclaimed, "Nonsense!" Then, accosting the clergyman, he added, "Now that this momentous matter has been disposed of, Mr. Prentiss, will you join me in a cigar in my own library?"

Mr. Prentiss excused himself. He had work to do, and knew that if he remained he would be apt to stay late. But he was interested from a theoretic stand-point in the discussion to which he had been listening.

"You evidently feel as I do, Mr. Howard," he said, "that there are two sides to the question of newspaper publicity, and that as good citizens we are not always at liberty to insist on privacy."

Mr. Howard answered with the suave force and clearness which gave to all his utterances the effect of deliberate conviction. "Mr. Prentiss, I accept the institutions of my country as I find them, and try to make the best of them. There are those whose only pleasure seems to be to carp at what they do not wholly admire in our civic system. The press is one of the most powerful and useful forces of modern life. As such I value and support it, though I'm keenly alive to the flagrant evils and the cruel vulgarities for which it is daily responsible. But one can't afford as an American citizen to condemn as worthless and ill-begotten the things of which the people as a whole approve. We must compromise here as in so many matters in our complex civilization, and where trifles are concerned, be complacent even against our convictions."

"Indisputably," said the clergyman. "In the constant faith that our tolerance will work for improvement."

"Ah, but the newspapers are worse than ever," exclaimed Mrs. Wilson, with a sigh. "One has to wade through so much for so little. I read them scrupulously, because, if I do not, I'm sure to miss something which I would like to see. That sounds inconsistent. But why doesn't somebody establish a really first-class newspaper?"

"Because a newspaper must be first of all a successful business enterprise in order to be able to exist," responded her brother. "It is a question of dollars and cents. All that will come presently. And we are really improving all the time. Just think of what a large and complicated industry a modern newspaper establishment has grown to be." He spoke as though he saw and wished to bring before his hearers' eyes the towering, mammoth homes of the press in all our large cities, the enforced outcome of the ever-increasing popular demand for the world's news. "Come, Paul," he said, putting his arm through his son's, "since Mr. Prentiss will not join us in a cigar we will leave these good people to their own devices, and go back to our work."

Paul, with a pocket full of documents and with the obnoxious newspaper in his hand, had reached the door of his father's house just as Lucille and her betrothed were alighting from a carriage. Lured by his goading remarks they had followed him within and into his father's library, where at a safe distance he had vouchsafed his cousin glimpses of her tiara-crowned figure and read aloud choice extracts until the spirit had moved him to pass through the dividing door between the two establishments in search of his aunt. He had left home with the idea of an hour's confabulation with his father over certain schemes in which they were jointly interested—a frequent habit of his late in the evening. Mr. Carleton Howard never went to bed before one, and was invariably to be found after eleven in his library reading or cogitating, and always prepared at that quiet time to give his keenest intelligence to the issues presented to him.

Father and son passed along through the secret passageway until they found themselves in Mr. Howard's capacious library. This superb room was the result of an architect's conscientious ambition to see what could be accomplished where his client was obviously willing to obtain excellence and had imposed on him no limits either in respect to space or expense. As regards size, it bore the same relation to the ordinary library of the civilized citizen that the Auditorium in Chicago bears to every-day hotels, or the steamshipGreat Easternbore to other ocean carriers. Consequently it was a little vast for strict cosiness. The huge stamped leather chairs and sofas, though inviting, seemed designed for persons of elephantine figure, in order perhaps to avoid being dwarfed. But the shelves upon shelves of books which covered completely from floor to ceiling two of the walls—choice editions in fine bindings—gained dignity from the superfluous dimensions. If it be said in this connection that, to one familiar with Mr. Howard's associations, the idea of many storied office buildings might occur, the answer is that he was responsible for nothing which the room contained except its large and admirable display of etchings, which, owing to almost weekly accretions, had begun to disarrange the original æsthetic scheme of the designer. Mr. Howard had left everything else to his architect, but etchings were his hobby—one which had attracted his fancy years before by accident, and had retained its hold upon him. He was familiar now, as a man of sagacity and method, with the many bibliographical and ethnological treasures by which he was surrounded, and could exhibit them becomingly, but when the conversation turned on the etcher's art he was on firm ground and could talk as clearly and authoritatively as about his railroads.

The banker chose his favorite seat, within comfortable distance of one of the fire-places, facing a beautiful polar bear-skin rug of extraordinary size. Close at hand was a large table with writing materials and such magazine literature or documents as he might wish to examine. Adjustable lights were at either elbow, and in the direct line of his vision as he ordinarily sat were two of his favorite works of art, an Albert Dürer and a Wenceslaus Hollar. He lighted another cigar and, after a few puffs, said:

"That clergyman is decidedly a useful man. He has common sense and he has discretion."

"He isn't at all a bad sort," responded Paul. Though guarded in form, this was intended as an encomium, just as when Paul meant that he had enjoyed himself thoroughly, he was apt to state that he had had a pretty good time. Anglo-Saxon youth is proverbially shy of enthusiasm of the lips lest it be suspected of freshness, as the current phrase is. "I wonder," he added a moment later as he stood with his back to the wood fire, straightening his sturdy shoulders against the mantel-piece, "if he really believes all the things he preaches. I'd just like to know for curiosity. I suppose he has to preach them even if he doesn't or else be fired out, and he compromises with himself for the mental reservation by the argument that if he were out of it altogether, his usefulness and occupation, like Othello's, would be gone. That's the way clergymen must have to argue nowadays, or there wouldn't be many of them left at the old stands."

Though he spoke colloquially, and with an assurance which dispensed with reverence of treatment, Paul intended to express genuine interest and even sympathy. Knowing that his father's ideas on religious subjects were fundamentally liberal, perhaps he was not averse to shocking him in a mere matter of form. Mr. Howard was silent a moment, then replied:

"In every walk of life it is necessary, from time to time, to sacrifice non-essentials for the sake of the essentials. As in everything else, so in religion. The world moves; opinions change. Human society cannot prosper without religion, and human society never needed its influence more than to-day. Sensible religion, of course."

"All sensible men have the same religion. What is that? A sensible man never tells." Paul was quoting. He had heard his father more than once in his comments on the mysteries of life utter this Delphic observation. He laughed sweetly and fearlessly.

Mr. Howard understood his son. They were good comrades. He was aware that though Paul felt free to jest at his remarks, his boy respected his intellect and would ponder what he said.

"We agree about these things in the main, my dear Paul. If one were to go out on the housetops and proclaim one's scepticism concerning some of the supernatural dogmas which the mass of the people find comfort in, how would it benefit religion? The world will find out soon enough that it has been mistaken. But we can neither of us afford to forget that the security of human society is dependent on religion. One always comes back to that in the end."

"It is good for the masses," said Paul, with a chuckle. "We, as the present lords of creation—captains of industry—should encourage it for the protection of our railroads, mines, and other glorious monopolies. That is one of the arguments with which the truly great salved their consciences before the French revolution."

Mr. Howard frowned slightly. He knew that Paul was only half in earnest, but the reference to socialism was repellent to him, even though it was rhetorical. Why was he the possessor of twenty millions? Because he had been wiser and more long-sighted than his competitors, because he had used his clear brains to better advantage than other men year after year, planning boldly and executing thoroughly, making few mistakes and taking advantage of every opportunity. Because he had fostered his powers, and controlled his weaknesses. He was rich because, like a true American, he had conquered circumstances and moulded them for his own and the world's profit. Inequalities? Must there not always be inequalities so long as some men were strong and others weak, some courageous and others shiftless? And as for charity, God knew he was willing to do—was trying to do his part to help those who could not or would not help themselves, and to encourage all meritorious undertakings for the relief of human society.

"Yes, we must humor the masses in this as in a thousand matters, and our protection is their protection. I am not disturbed by your insinuation, Paul. Ignorance and sloth and folly and false sentiment would bankrupt mankind in three generations if it were not for the modern captains of industry, as you call them."

Mr. Howard spoke somewhat sternly, as one stating a proposition which was irrefutable and yet was sometimes overlooked by an ungrateful world. "Similarly," he continued, "it is one thing to be unorthodox in one's opinions and to discard as childish articles of faith to which the multitude adhere, another to deny the reality and force of religion. So, though I am a free thinker, if you will, I regard it as no inconsistency to uphold the hands of the church. On the contrary, every thoughtful man must realize that without religion of some sort the human race would become brutes again."

"And your form is to present fifty or a hundred thousand to a hospital or a college whenever you happen to feel like it, which every clergyman will admit to be practical Christianity. You certainly give away barrels of money, father."

"I can afford to." Mr. Howard was pleasantly but not vain-gloriously aware that he had given away a million dollars in the last three years. "In what better way can I share my profits with the public than by entrusting it to trained educators and philanthropists to spend for the common good? A great improvement, young man, on the theory that every man jack of us should be limited to the same wage, and originality, grit, and enterprise be pushed off the face of the earth."

"Nevertheless it is tolerably pleasant to be your son," said Paul, smiling brightly from his post against the mantel-piece.

"Yes. But you have responsibilities as my son, and pray do not imagine that I am blind to them. I have made the money." He paused a moment, for he was looking back along the vista of the years and recalling the succession of shrewd undertakings by which his property had grown from a few thousand dollars to imposing wealth. "I have made the money, and it is for you to keep and increase it—yes, increase it, remember—but to spend it freely and wisely. And if you ask me what is wisely, I can only answer that this is a problem for your generation. If you will only use the same pains in trying to solve it as I have in accumulating the money, you will succeed. You are fond, Paul, of exploiting radical propositions, of which you at heart disapprove, in order to test my self-control. Here is something, young man, to chasten your spirit and keep your imagination busy."

"You see through me, father, don't you? But you'll admit that my familiarity with radical doctrines is a good sign, especially since I recognize their fallacies, for it shows that I sometimes think. Yes, it is a great responsibility, but I wouldn't exchange—not even with Gordon Perry."

"With whom? Ah, yes, I remember; the attorney who was on the foot-ball team with you at Harvard. And why should you consider changing places with him?"

"Because the mere question of dollars and cents interests him so little."

"Ah! You have been employing him lately, I believe?"

"Yes. I like to throw what I can in his way. He understands his business. We lunched together this morning. I enjoy his humor, his independence and his common sense, and at the same time his enthusiasm."

"Concerning what?"

"Most things except the price of railroad shares and the condition of the money market. We didn't refer to them once." Paul paused with a serio-comic sigh. Mr. Howard knocked the white ash from his cigar and responded:

"One of the reasons for sending you to college was that you need not be confined in your conversation to the money market. Another that you should be free in life to do as you chose."

"Don't be alarmed, father. You know well enough that nothing would induce me not to follow your lead. Give up business? I couldn't. I love the power and excitement of it. It's bred in the bone, I suppose."

The banker's eyes kindled with pride in the son of his heart.

"And it's because I know I'm myself that a fellow like Don Perry fascinates me," pursued Paul. "There's no nonsense in him. He objects to cranks and mere psalm-singers as much as I do. But he's absorbed in the social problems of the day—legislative questions, philanthropic questions, all the burning questions. 'And your young men shall see visions.' He is one of them. You will notice that I have not forgotten my Bible altogether, father."

"We have, and to burn, reformers who see visions and proclaim them from platforms which have no underpinnings. What we need are reformers who will study and think before they speak, and not seek to destroy the existing structure of society before they have provided a serviceable substitute."

"In other words, you are prepared to part with a portion of your worldly possessions, but you object to wholesale confiscation?" Having indulged in this pleasantry Paul took from the table a packet of papers which he had brought with him, as though to show that he had not forgotten business concerns. "Speaking of the existing structure of society," he continued, "Don and I got into a religious discussion. That is, I found myself holding a brief for the proposition, which I had read somewhere or other, that religion and capital are in alliance against every-day men and women, in order to preserve existing social conditions. Don't look so shocked, father. There are two sides to every question, and I was curious to see how Don would look at this."

"And how did he look at it?" inquired Mr. Howard, coldly, seeing that he was expected to display interest.

"He wouldn't deny that there was some truth in the proposition, but he agreed with you, father, that whatever else is true or false, the world will never be able to dispense with religion. But he says, too, that it must be sensible religion. Just what you said, isn't it? And when two such intelligent individuals come to the same conclusion, it is time for a sceptic like myself to take off his hat to the church. You heard me just now concede that the Rev. Mr. Prentiss is not at all a bad lot."

"Paul, you are sometimes incorrigible. You have common sense when it comes to action, I admit, but you have a perverse fondness for harboring all the philosophical sewage of the age. I trust that your friend Perry brought you up with a round turn."

"Oh, he did," said Paul, with mock meekness, as he sorted his documents. "We must get to work or else I'd tell you about it. He was very interesting. As to aggregations of capital, Don was highly conservative too. He recognizes that they will last far beyond our time. For a seeker after ultimate truth, I thought that extremely reasonable." Whereupon Paul indulged in a laugh of bubbling, melodious mirth.

Mr. Howard made no comment, but threw the butt of his cigar into the fire-place with the emphasis of one expelling folly by the scruff of the neck, and composed his features for business.

Constance consented to be taught typewriting and stenography at the expense of Mrs. Randolph Wilson. She decided that to refuse an offer which would enable her presently to become self-supporting would be false pride. She acknowledged as sound, under her present circumstances, Mr. Prentiss's assertion that it was no less the duty of the unfortunate to accept bounty within proper limits than of the prosperous to give. She consented also at his instance to call upon her benefactress.

Any encouragement on the part of Constance would have induced Mr. Prentiss to raise a subscription to pay off the second mortgage on the house incurred by Emil, and thus provide her with a home. But at the first hint of such a thing she shook her head decisively. A very different thought was in her mind. Emil was still alive and liable for the bills which he had incurred for the expenses of the canvass, but she felt that the six hundred dollars which he had withheld from his client as an enforced loan must be paid at once or the good name of her children would be tarnished. His appropriation of this money on the eve of his disappearance was damning in its suggestion; but she had thankfully adopted and was clinging tenaciously to the explanation proffered by one of the easy-going and good-natured co-tenants of the office occupied by her husband, that the money had been borrowed to carry out a speculation, and that Emil had meant to return it. Did not the broker's report of the purchase and sale, found among the papers in Emil's desk, support this? She realized fully that from the mere stand-point of legal responsibility his motive was immaterial. But with her knowledge of his characteristics and of the past she felt that she had the right to insist on the theory that he had been led astray by sanguine anticipations which, as usual, had been disappointed. His conduct had been weak and miserable, and exposed him to obloquy, but it was not the same as deliberate theft. As a mother, she was solicitous to treat the transaction as a loan and to repay it without delay. The world might not discriminate, but for herself and for the children the distinction was essential.

Having been informed how matters stood, and that there was probably still some small value left in the house over and above the two mortgages, she thought she saw an opportunity to discharge this vital obligation. Accordingly, when she found that the clergyman was still considering means for rescuing her home, she disclosed her theory and her purpose.

"My husband borrowed that money, Mr. Prentiss. He expected to be able to return it. I am sure of this. It was just like him. People think it was something worse because of what was in the newspapers. But, guilty as he was, he would not have done that. This being so, I am anxious to have the mortgages foreclosed, or whatever is necessary done, and to have what is left returned to the woman whose money he borrowed. It was six hundred dollars, and there is the interest. You told me you thought there would be over five hundred left, if the mortgagee was disposed to be reasonable."

Although Mr. Prentiss may have had doubts whether Emil Stuart was entitled to the distinction drawn by his wife, he understood and admired her solicitude. "I see," he said. "I am told that the value of real estate in the neighborhood of your house has improved somewhat, and that you ought to get at least five hundred dollars. But in any event the money which your husband borrowed shall be returned. You need give yourself no further concern as to this; I will see that it is done."

Constance shook her head again. "It wouldn't be the same if anyone else were to pay it," she said directly.

"So it would not. You are right," he replied with equal promptness, admitting the accuracy of her perception, which had confounded his too glib generosity. "Unless you paid it, you would feel that you had no right to consider that the money had been borrowed."

"Though I am certain of it."

"Precisely—precisely. I understood what you desired, and it was unintelligent of me to bungle." A confession of lack of intelligence by Mr. Prentiss signified not merely deliberate self-mortification, but was offered as a tribute to the mental quality of his visitor. He had chosen a word which would have been wasted on or misinterpreted by the ordinary applicant for counsel, that he might let her perceive that he was alive to the nicety of her spiritual intuitions. They were at his house—in his comfortable, attractive library—and he understood now that the object of her call had been conscientious eagerness to discharge this debt. There was nothing for him to do but acquiesce in her requirements, and to thank God for this manifestation of grace. This quiet, simple directness, which separated the right from the wrong with unswerving precision, proceeding from the lips and eyes of this pale but interesting woman in faded garb, was fresh and invigorating testimony to the vitality of the human soul exposed to the stress of sordid, workaday realities and unassisted by the choicer blessings of civilization.

Mr. Prentiss pressed her hand with a new warmth as he bade her good-by. "You must come to see me often," he said. "Not for your needs only, but for mine. It helps me to talk with you. And I shall keep my eye on you and see that you get work."

As the upshot of this conversation, Constance surrendered her house to the mortgagee and received six hundred and fifty dollars for her interest in the equity. The small sum remaining after the claim of Emil's client had been satisfied was supplemented presently by the sale of that portion of the furniture unavailable in the tenement into which she moved, so that she had about a hundred dollars saved from the wreck of her former fortunes. The tenement consisted of two sunny rooms in a new apartment house for people of humble means, built by a real estate investor with progressive business instincts from plans suggested by the Home Beautifying Society of Benham, an aggregation of philanthropic spirits, of which Mrs. Wilson was one of the vice-presidents. Here light, the opportunity for cleanliness, and some modern fixtures, including a fire-escape, were obtainable at a moderate rental; and while the small suites were monotonous from their number and uniformity, their occupants could fitly regard them as a paradise compared with the old-fashioned homes for the poor supervised solely by the dull mercy of unenlightened landlords. Though this was a business enterprise, the owner had felt at liberty even to give some artistic touches to the exterior, and altogether it could be said that the investment represented a model hive of modern workingmen's homes from the point of view of Benham's, and hence American philanthropic commercial aspiration. The structure—Lincoln Chambers, it was called—was on the confines of the poorer section of the city where, owing to the spread of trade, the expansion of the homes of the people was forced further to the south. From two of her windows Constance looked out on vacant lands but half redeemed from the grasp of nature, a prospect littered with the unsightly disorder of a neighborhood in the throes of confiscation by a metropolis; but the mongrel character of the vicinity was to her more than atoned for by the fresh air and the wide expanse of horizon. Her home was on the eighth story—there were ten stories in all—and on the roof there was an arrangement of space for drying clothes which seemed to bring her much closer to the impenetrable blue of the sky. As under the influence of this communion she gave rein to introspection and fancy, her thoughts harbored for the moment chiefly thankfulness. The stress of her plight had been relieved. Discriminating kindness had enabled her to get a fresh hold on life without loss of her self-respect. What mattered it that her social lot must be obscure, and that she had become one of the undistinguishable many whose identity was lost in this towering combination of small and uniform tenements? She had still a roof over her children's heads and a legitimate prospect of being able to support them without accepting the bitter bread of charity. Yes, she had become one of the humblest of human strugglers, but her abounding interest in these two dear possessions made not only her duty plain but her opportunity inspiring and almost golden. The mortification and anguish of the past she would never be able to forget entirely, but she would make the most of this new chance for world-service and happiness.


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