CHAPTER XIII

"Bless my gizzard! Is it anything serious?" asked Mr. Damon. "Will it blow up, or anything like that?"

"No," replied the lad, as he leaped out of the car, and began to make an examination. Mr. Sharp assisted him.

"The motor seems to be all right," remarked the balloonist, as he inspected it.

"Yes," agreed our hero, "and the batteries have plenty of power left in them yet. The gauge shows that. I can't understand what the trouble can be, unless—" He paused in his remark and uttered an exclamation. "I've found it!" he cried.

"What?" demanded the aeronaut.

"Some of the fuses blew out. I turned on too much current, and the fuses wouldn't carry it. I put them in to save the motor from being burned out, but I didn't use heavy enough ones. I see where my mistake was."

"But what does it mean?" inquired Mr. Damon.

"It means that we've got to walk back home," was Tom's sorrowful answer. "The car is stalled, for I haven't any extra fuses with me."

"Can't you connect up the battery by using some extra wire?" asked Mr. Sharp. "I have some," and he drew a coil of it from his pocket.

"I wouldn't dare to. It might be so heavy that it would carry more current than the motor could stand. I don't want to burn that out. No, I guess we'll have to walk home, or rather I will. You two can stay here until I come back with heavier fuses. I'm sorry."

Tom had hardly ceased speaking, when, from around the turn in the road proceeded a voice, and, at the sound of it all three started, for the voice was saying:

"Now it ain't no use fer yo' to act dat-a-way, Boomerang. Yo' all ain't got no call t' git contrary now, jest when I wants t' git home t' mah dinner. I should t'ink you'd want t' git t' de stable, too. But ef yo' all ain't mighty keerful I'll cut down yo' rations, dat's what I'se goin' to do. G'lang, now, dat's a good feller. Ho! Ho! I knowed dat'd fetch yo' all. When yo' all wiggles yo' ears dat-a-way, dat's a suah sign yo' all is gwine t' move."

Then followed the sound of a rattletrap of a wagon approaching.

"Eradicate! It's Eradicate!" exclaimed Tom.

"And his mule, Boomerang!" added Mr. Sharp. "He's just in time!" commented Mr. Damon with a sigh of relief, as the ancient outfit, in charge of the aged colored man, came along. Eradicate had been sent to Shopton to get a load of wood for Mr. Swift, and was now returning. At the sight of the stalled auto the mule pricked up his long ears, and threw them forward.

"Whoa dar, now, Boomerang!" cried Eradicate. "Doan't yo' all commence t' gittin' skittish. Dat machine ain't gwine t' hurt yo'. Why good land a' massy! Ef 'tain't Mistah Swift!" cried the colored man, as he caught sight of Tom. "What's de trouble?" he asked.

"Broke down," answered the young inventor briefly. "You always seem to come along when I'm in trouble, Rad."

"Dat's right," assented the darkey, with a grin. "Me an' trouble am ole acquaintances. Sometimes she hits me a clip on de haid, den, ag'in Boomerang, mah mule, gits it. He jest had his trouble. Got a stone under his shoe, an' didn't want t' move. Den when I did git him started he balked on me. But I'se all right now. But I suah am sorry fo' you. Can't I help yo' all, Mistah Swift?"

"Yes, you can, Rad," answered Tom. "Drive home as fast as you can, and ask Dad to send back with you some of those fuses he'll find on my work bench. He knows what I want. Hurry there and hurry back."

Eradicate shook his head doubtfully.

"What's the matter? Don't you want to go?" asked Mr. Sharp, a trifle nettled. "We can't get the car started until we have some new fuses."

"Oh, I wants t' go all right 'nuff, Mistah Sharp," was Eradicate's prompt answer. "Yo' all knows I'd do anyt'ing t' 'blige yo' or Mistah Swift. But hits dish yeah mule, Boomerang. I jest done promised him dat we were gwine home t' dinnah, an' he 'spects a manger full ob oats. Ef I got to Mistah Swift's house wid him, I couldn't no mo' git him t' come back widout his dinnah, dan yo' all kin git dat 'ar car t' move widout dem fusin' t'ings yo' all talked about."

"Bless my necktie!" exclaimed Mr. Damon. "That's all nonsense! You don't suppose that mule understands what you say to him, do you? How does he know you promised him his dinner?"

"I doan't know how he know, Mistah Damon," replied Eradicate, "but he do know, jest de same. I know hit would be laik pullin' teeth an' wuss too, t' git Boomerang t' start back wid dem foosd t'ings until after he's had his dinner. Wouldn't it, Boomerang?"

The mule waved his long ears as if in answer.

"Bless my soul, I believe he does understand!" cried Mr. Damon.

"Of course he do," put in the colored man. "I'se awful sorry. Now if it were afternoon I could bring back dem what-d'ye-call-'ems in a jiffy, 'cause Boomerang allers feels good arter he has his dinnah, but befo' dat—" and Eradicate shook his head, as if there was no more to be said on the subject.

"Well," remarked Tom, sadly, "I guess there's no help for it. We'll have to walk home, unless you two want to wait until I can ride back with Eradicate, and come back on my motor cycle. Then I'll have to leave the cycle here, for I can't get it in the car."

"Bless my collar button!" cried Mr. Damon. "It's like the puzzle of the fox, the goose and the bag of corn on the banks of a stream. I guess we'd better all walk."

"Hold on!" exclaimed Mr. Sharp. "Is your mule good and strong, Eradicate?"

"Strong? Why dish yeah mule could pull a house ober—dat is when he's got a mind to. An' he'd do most anyt'ing now, 'ca'se he's anxious t' git home t' his dinnah; ain't yo' all, Boomerang?"

Once more the mule waved his ears, like signal flags.

"Then I have a proposition to make," went on the balloonist. "Unhitch the mule from the load of wood, and hitch him to the auto. We've got some rope along, I noticed. Then the mule can pull us and the runabout home."

"Good idea!" cried Mr. Damon.

"Dat's de racket!" ejaculated Eradicate. "I'll jest sequesterate dish year load ob wood side ob de road, an' hitch Boomerang to de auto."

Tom said nothing for a few seconds. He gazed sadly at his auto, which he hoped would win the touring club's prize. It was a bitter pill for him to swallow.

"Towed by a mule!" he exclaimed, shaking his head, and smiling ruefully. "The fastest car in this country towed by a mule! It's tough luck!"

"'Tain't half so bad as goin' widout yo' dinnah, Mistah Swift!" remarked Eradicate, as he began to harness the mule to the electric runabout.

Boomerang made no objection to the transfer. He looked around once or twice as he was being made fast to the auto and, when the word was given he stepped out as if pulling home stalled cars was his regular business. Tom sat beside Eradicate on the front seat, and steered, while the colored man drove the mule, and Mr. Sharp and Mr. Damon were in the "tonneau" seats as Tom called them.

"I hope no one sees us," thought Tom, but he was doomed to disappointment. When nearly home he heard an auto approaching, and in it were Andy Foger, Sam Snedecker and Pete Bailey. The three cronies stared at the odd sight of Boomerang ambling along, with his great ears flapping, drawing Tom's speedy new car.

"Ha! Ha!" laughed Andy. "So that's the motive power he's going to use! Look at him, fellows. I thought his new electric, that was going to beat my car, and win the prize, was to be two hundred horse power. Instead it's one mule power! That's rich!" and Andy's chums joined in the laugh at poor Tom.

The young inventor said nothing, for there was nothing he could say. In dignified silence he passed the car containing his enemies, they, meanwhile, jeering at him.

"Dat's all right," spoke Eradicate, sympathizing with his young employer. "Maybe dey'll 'want a tow derselves some day, an' when dey does, I'll make Boomerang pull 'em in a ditch."

But this was small comfort to Tom. He made up his mind, though, that he would demonstrate that his car could do all that he had claimed for it, and that very soon.

Boomerang did not belie the reputation Eradicate had given him as a beast of strength. Though the electric runabout was heavy, the mule managed to move it along the road at a fair speed, with the four occupants. Perhaps the animal knew that at the end of his journey a good feed awaited him. At any rate they were soon within sight of the Swift home.

Mr. Damon and Mr. Sharp refrained from making any comments that might hurt Tom's feelings, for they realized the chagrin felt by the young inventor in having his apparatus go back on him at the first trial. But our hero was not the kind of a lad who is disheartened by one failure, or even half a dozen.

The humor of the situation appealed to him, and, as he turned the auto into the driveway, and noticed Boomerang's long ears waving to and fro, he laughed.

The lad insisted on putting new fuses in the car before he ate his dinner, and then, satisfied that the motor was once more in running order, he partook of a hasty meal, and began making several changes which he had decided were desirable. He finished them in time to go for a little run in the car all alone on a secluded road late that afternoon.

Tom returned, with eyes shining, and cheeks flushed with elation.

"Well, how did it go? asked his father.

"Fine! Better than I expected," responded his son enthusiastically. "When it gets to running smoothly I'll pass anything on the road."

"Don't be too sure," cautioned Mr. Swift, but Tom only smiled.

There was still much to do on the electric runabout, and Tom spent the next few days in adjusting the light steel wind-shield, that was to come down over the driver's seat. He also put in a powerful electric search-light, which was run by current from the battery, and installed a new speedometer and an instrument to tell how much current he was using, and how much longer the battery would run without being exhausted. This was to enable him to know when to begin recharging it. When the current was all consumed it was necessary to store more in the battery. This could be done by attaching wires from a dynamo, or, in an emergency by tapping an electric light wire in the street. But as the battery would enable the car to run many miles on one charging, Tom did not think he would ever have to resort to the emergency charging apparatus. He had a new system for this, one that enabled him to do the work in much less than the usual time.

With his new car still unpainted, and rather rough and crude in appearance, the lad started out alone one morning, his father and Mr. Sharp having declined to accompany him, on the plea of business to attend to, and Mr. Damon not being at the Swift house.

Tom rode about for several hours, giving his car several severe tests in the way of going up hills, and speeding on the level. He was proceeding along a quiet country road, in a small town about fifteen miles from Shopton, when, as he flashed past the small railroad station, he saw a familiar figure standing on the platform.

"Why, Ned!" called Tom, "what are you doing over here?"

"I might ask the same thing of you. Is that your new car? It doesn't look very new."

"Yes, this is it. I haven't had a chance to paint and varnish it yet. But you ought to see it go. What are doing here, though?"

"I came over on some bank business. A customer here had some bonds he wanted to dispose of and I came for them. You see we're enlarging our business since the new bank started."

"Has it hurt your bank any?"

"Not yet, but Foger and his associates are trying hard to make us lose money. Say, did you ever see such a place as this? I've got to wait two hours for a train back to Shopton."

"No you haven't."

"Why not? Have they changed the timetable since I came over this morning?"

"No, but you can ride back with me. I'm going, and I'll show you what my new electric car can do."

"Good!" cried the young bank cashier. "You're just in time. I was wondering how I could kill two hours, but now I'll get in your new car and—"

"And maybe we'll kill a few chickens, or a dog or two when we get her speeded up," put in Tom, with a laugh in which Ned joined.

The two lads, seated in the front part of the auto, were soon moving down the hard highway. Suddenly Tom pulled a lever and the steel wind-shield came sliding down from the top case, meeting the forward battery compartment, and forming a sort of slanting roof over the heads of the two occupants.

"Here! What's this?" cried Ned.

"We're going to hit it up in a few minutes," replied the young inventor, "and I want to reduce the wind resistance."

"Oh, I thought maybe we were going through a bombardment. It's all right, go ahead, don't mind me. I'm game."

There was a celluloid window in the steel wind-shield, and through this the lads could observe the road ahead of them.

As they swung along it, the speed increasing, Ned saw an auto ahead of them.

"Whose car is that?" he asked.

"Don't know," replied Tom. "We'll be up to it in about half a minute, though."

As the electric runabout, more dilapidated looking than ever from the layer of dust that covered it, passed the other auto, which was a powerful car, the solitary occupant of it, a middle-aged man, looked to one side, and, seeing the queer machine, remarked:

"You fellows are going the wrong way to the junk heap. Turn around."

"Is that so?" asked Tom, his eyes flashing at the cheap wit of the man. "Why we came out here to show you the way!"

"Do you want to race?" asked the man eagerly, too eagerly, Ned thought. "I'll give you a brush, if you do, and a handicap into the bargain."

"We don't need it," replied the young inventor quickly.

"I'll wager fifty dollars I can beat you bad on this three-mile stretch," went on the autoist. "How about it?"

"I'll race you, but I don't bet," answered Tom, a bit stiffly.

"Oh, be a sport," urged the man.

Tom shook his head. He had slowed down his machine, and was running even with the gasolene car now. He noticed that it was a new one, of six cylinders, and looked speedy. Perhaps he was foolish to pit his untried car against it. Yet he had confidence in his battery and motor.

"Well, we'll race for the fun of it then," went on the man. "Do you want a handicap?"

Tom shook his head again, and there came around his mouth a grim look.

"All right," assented the other. "Only you're going to be beat badly. I never saw an electric car yet that could do anything except to crawl along."

"You're going to see one now," was all the retort Tom permitted himself.

"Here we go then!" cried the man, and he gave his gear handle a yank, and shoved over the sparking and gasolene levers.

His car instantly shot ahead, and went "chug chugging" down the road in a cloud of dust. At the same moment Tom, in answer to a look from Ned, who feared his friend was going to be left behind, turned more power into the motor. The humming, purring sound increased and the electric car forged ahead.

"Can you catch him?" asked Ned.

"Watch," was all Tom said.

The hum of the motor became a sort of whine, and the electric rapidly acquired speed. It crept up on the gasolene car, as an express train overtakes a freight, and the man, looking back, and expecting to see his rival far behind was surprised to note the queer looking vehicle lapping his rear wheels.

"Well, you are coming on, aren't you?" he asked. "Maybe you'll keep up now!" He shifted the gears, using a little more gasolene. For a moment his car opened a wide gap between it and Tom's, but the young inventor had only begun to race. Still louder purred the motor, and in a few minutes Tom was running on even terms with his competitor. The man looked annoyed, and tried, by the skilful use of gasolene and sparking levers, to leave Tom behind. But the electric held her own.

"I've got to go the limit I see," remarked the man at last, glancing sideways at the other car. "I'll tell 'em you're coming," he added, "though I must say your electric does better than any of its kind I ever came across."

"I'm not done yet," was the comment of our hero. But the man did not hear him, for he was yanking into place the lever that enabled him to run on direct drive for fourth speed.

Forward shot his car, and, for perhaps a quarter of a mile it led. The racers were almost at the end of the three-mile level stretch of road, and if Tom was going to win the impromptu contest it seemed high time he began.

"Can you catch him?" asked Ned anxiously.

"Watch," was his chum's reply. "I haven't used my high speed gear yet. I'm afraid the fuses won't stand it, but here goes for a try, anyhow."

He threw over a switch, changed a lever and then, having pushed into place the last gear, he grasped the steering wheel more firmly.

There was need of it, for, in an instant, the electric runabout, with the motors fairly roaring, swept up the road, after the gasolene car that was almost hidden from sight in a cloud of dust. Faster and faster went Tom's car. The young inventor was listening with critical ear to the song of the machinery. He wanted to learn if it was running sweet and true, for that is how a careful mechanic tests his apparatus. Foot by foot the distance between the two cars lessened. Now the electric was lapping the rear wheels of the gasolene machine, but the driver did not know it. His whole attention was on the road ahead of him.

"Half a mile more!" cried Ned, naming the distance which yet remained of the straight stretch. "Can you do it, Tom?"

His chum nodded. He shoved the controller handle over to the last notch, and then waited an anxious second. Would the fuse carry the extra load? It seemed so, for there was a slight increase of power.

An instant later Tom gave a sudden twist to the steering wheel. It was well that he did, for he was passing the gasolene car dangerously close. Then he was ahead of it, and in a second he was three lengths in advance.

Desperately the man opened his muffler, and sought to gain by this advantage, but though his car gave off explosions like a battery of guns in action, he could not gain on Tom. The electric shot around a curve in the road, winner of the impromptu race by an eighth of a mile.

"Well," asked Tom of his chum, as he slowed down, for the road now was not so good, "did I do it?"

"You certainly did. Whew! But we did scoot along?"

"Eighty miles an hour there one spell," went on the young inventor, glancing at a gauge. "But I've got to do better than that to win the big race."

Around the bend came the six-cylinder touring car. The driver, with a surprised look on his face, was slacking up. He ran his machine up alongside of Tom's.

"Say," he asked, in dazed tones, "did you take a short cut, or anything like that to get ahead of me?"

"No," answered the youth.

"And you didn't jump me in the air?"

"No," was Tom's answer, smilingly given.

"Well, all I've got to say is that you've got a wonderful car there, Mr.—er—er—" He paused suggestively.

"Swift is my name," our hero answered. "Thomas Swift, of Shopton."

"Ah, I've heard of you. My name is Layton—Paul Layton. I'm from Netherton. Let's see, you built an airship, didn't you?"

"I helped," Tom admitted modestly.

"Well, you beat me fair and square, and if I do say it myself I've got a fairly speedy car. Took two firsts at the Indianapolis meet last month. But you certainly scooted ahead of me. Where did you buy that electric, if I may ask?"

"I made it."

"I might have known," admitted the man. "But are you going to put them on the market? If you are I'd like to get one. I want the fastest car going, and you seem to have it."

"I hadn't thought of manufacturing them for sale," said the young inventor. "If I do, I'll let you know."

"I wish you would. My! I had no idea you could beat me, but you did—fair and square."

There was some more talk, and then Mr. Layton started on, after exacting from Tom a further promise to let him know if any electrics were to be made for sale.

"You certainly have a wonderful car," complimented Ned, as he and his chum took a short cut to Shopton.

"Well, I'm not quite satisfied with it," declared Tom.

"Why not?"

"Well, I've set a hundred miles an hour as my limit. I didn't make but eighty to-day. I've got to have more speed if I go up against the crowd that will race for the touring club's prize."

"Can you make a hundred miles?"

"I think so. I've got to change my gears, though, and use heavier fuses. I was afraid every second that one of the fuses would melt, and leave me stranded. But they stood pretty well. Of course, when the car, geared as it is now, has been run a little longer it will go faster, but it won't come up to a hundred miles an hour. That's what I want, and that's what I'm going to get," and the lad looked very determined.

Ned was taken to the bank, and, as Tom turned his machine around, to go home, he saw, standing on the steps of the new bank, which was almost across the street from the old one, Andy Foger, and the bully's father. The red-haired lad laughed at Tom's rough looking car, and said something to his parent, but Mr. Foger did not notice Tom. Not that this caused our hero any uneasiness, however.

But, as he swung away from the bank, he saw, coming up the street a figure that instantly attracted his attention. It was that of Mr. Berg, and Tom at once recalled the night he had pursued the submarine agent, and torn loose his watch charm. Mr. Berg was evidently going to enter the new bank, for, at the sight of the former agent, Mr. Foger descended the steps, and went to meet him.

Tom, however, had decided upon a plan of action. He steered his machine in toward the curb, ran up the steel wind-shield, and called:

"Mr. Berg!"

"Eh? What's that?" asked the agent, in some surprise. Then, as he caught sight of Tom, and recognized him, he added: "I'm very busy now, my young friend. You'll have to excuse me."

"I won't detain you a moment," went on Tom, casually. "I have something of yours that I wish to return to you."

"Something of mine?" Mr. Berg was evidently puzzled. He approached the electric car, in spite of the fact that Mr. Foger was calling him. "Something of mine? What is it?"

"This!" exclaimed Tom suddenly, extending the compass watch charm, which he always carried with him of late.

"That! Where did you get that. I lost it—"

Mr. Berg paused in some confusion.

"I grabbed it off your watch chain the night you were hiding in our shrubbery, and tripped me into the brook," answered the lad, looking the man squarely in the eye.

"Hiding? Tripped you? Grabbed that off my chain—" stammered Mr. Berg. He had taken the charm up in his fingers, but now he quickly dropped it back into Tom's hand. "I guess you're mistaken," he added quickly. "That's not mine. I never had one—I—er—that's not mine—at least—Oh, you'll have to excuse me, young man, I'm in a hurry, and I have an important engagement!" and with that Mr. Berg wheeled off, and joined Mr. Foger, who stood on the sidewalk, waiting for him.

"I thought sure it was yours," said Tom, easily. "Perhaps Mr. Foger will keep it in one of the safety-deposit boxes of his bank, until the owner claims it," and he looked at the banker.

"What's that?" asked Andy's father.

"This watch charm which I grabbed off Mr. Berg's chain the night he was sneaking around our house, and crossed the electric wires," went on the lad.

"Don't listen to him. He doesn't know what he is saying!" exclaimed the former submarine boat agent. "It's not my charm. He's crazy!"

"Oh, am I?" thought Tom, with a grim look on his face. "Well, we'll see about that, Mr. Berg," and, putting the charm back in his pocket, Tom swung his machine toward home, while the agent and the banker entered the new institution.

"So they're getting chummy," mused Tom. "Andy and Berg were friends when Andy shut me up in the submarine tank, and now Berg comes here to do business, and Foger and his associates are trying to put the old bank out of business. I wonder if there's any connection there? I must keep my eyes open. Berg is an unscrupulous man, and so is Andy's father, to say nothing of the red-haired bully himself. He had nerve to deny that was his charm. Well, maybe I'll catch him some day."

Tom spent a busy week making new adjustments to his electric car, changing the gear and providing for heavier fuses. He was planning for another trip on the road, as the time for the great race was drawing near, and he wanted the mechanism to be in perfect shape.

One evening, as he was preparing for a short night trip to Mansburg, where he had promised to call for Miss Nestor, Tom left his machine standing in the road in front of the house, while he went back to get a robe, as it threatened to be chilly.

As he came back to enter the car, he saw some one standing near it.

"Is that you, Ned?" he called. "Come, take a spin."

Hardly had he spoken than there sounded from the machine a whirr that told of the current being turned on.

"Don't do that!" cried Tom, knowing at once that it could not be Ned, who never meddled with the machinery.

A blinding flash and a loud report followed, and Tom saw some one leap from his car, and try to run away. But the figure stumbled, and, a moment later the young inventor was upon him, grappling with him.

"Here! Let me go!" cried a voice, and Tom uttered an exclamation of surprise.

"Andy Foger!" he cried. "I've caught you! You tried to damage my car!"

"Yes, and I'm hurt, too!" whined Andy. "My father will sue you for damages if I die."

"No danger of that; you're too mean," murmured Tom, as he maintained a tight grip on the bully.

"You let me go!" demanded Andy, squirming to get away.

"Wait until I see what damage you've done," retorted the young inventor. "The worst, though, would be the blowing out of a fuse, for I had the gear disconnected. You wait a minute now. Maybe it's you who'll have to pay damages."

"You let me go!" fairly screamed Andy, and he aimed a blow at Tom. It caught our hero on the chest and Tom's fighting blood was up in an instant. He drew back his left hand, and delivered a blow that landed fairly on Andy's right eye. The bully staggered and went down in the dust.

"There!" cried Tom, righteously angry. "That will teach you not to try to damage my car, and then hit me into the bargain! Now clear out, before I give you some more!"

Whining and blubbering Andy arose to his feet.

"You just wait. I'll get square with you for this," he threatened.

"You can accept part of that as pay for what you did in the tar and feathering game," added Tom. Then, as Andy moved in front of one of the electric side lamps on the car, Tom uttered a whistle of surprise. For both of Andy's eyes were bruised and swollen, though Tom had only hit him once.

"Look at me!" cried the bully, more squint-eyed than ever. "Look at me! You hit me in one eye, and that explosion hit me in the other! My father will sue you for this."

As he hurried off down the road Tom understood. Andy coming along, had seen Tom's car standing there, and, thinking to do some mischief, had climbed in, and turned on the power. Perhaps he hoped it would run into the roadside ditch and be smashed. But as the gear was out, turning on the electric current had a different effect. As the bully pulled the handle over too quickly, throwing almost the entire force of the battery into the wires at once, the load was too heavy for them. A safety fuse blew out, causing the flare and the explosion, and a piece of the soft lead-like metal had hit the red-haired lad in the eye. Tom's fist had completed the work on the other optic, and for several days thereafter Andy Foger remained in seclusion. When he did go out there were many embarrassing questions put to him, as to when he had had the fight. Andy didn't care to answer. As for Tom, it did not take long to put a new fuse in his car, and he greatly enjoyed his ride with Miss Nestor that night.

Coming in rather late from his trip to Mansburg, and thinking of some things he and Miss Nestor had talked about, Tom was rather surprised, on reaching the house, to see a light in his father's particular room, where the aged inventor did his reading and his planning of new devices.

"Dad's up rather late," said Tom to himself. "I wonder if he's studying over some new machine."

The lad ran his auto into the temporary garage he had built for it, and connected the wires of a burglar alarm he had arranged, to give warning in case any of his enemies should seek to damage the car.

Tom encountered Garret Jackson, the aged inventor who was going his rounds, seeing that everything was all right about the various shops.

"Anybody with my father, Garret?" asked the lad. "I see he's still up."

"Yes," was the rather unexpected reply. "Mr. Damon is with him. They've been in your father's room all the evening—ever since you went away in the car."

"Anything the matter?" inquired the young inventor, a bit anxious, as he thought of the Happy Harry gang.

"Well, I don't know," and the engineer seemed puzzled. "They called me in once to know if everything was all right outside, and to inquire if you were back. I saw, then, that they were busy figuring over something, but I didn't take much notice. Only I heard Mr. Damon say: 'There's going to be trouble if we can't realize on those bonds,' and then I came away."

"Is that all he said?" asked Tom.

"No, he said 'Bless my buttons,' or something like that; but he blesses so many things I didn't pay much attention."

"That's right," agreed the lad. "But I wonder what the trouble is about? I must go see."

As he passed along the hall, out of which his father's combined study and library opened, the aged inventor came to the door.

"Is that you, Tom?" he asked.

"Yes, Dad."

"Come in here, if you haven't anything else to do. Mr. Damon is here."

Tom needed but a single glance at the faces of his father and Mr. Damon to see that something was troubling the two. The table in front of them was littered with papers covered with rows of figures.

"What's the matter?" asked Tom.

"Well, I suppose I ought not to let it bother me, but it does," replied his father.

"Something wrong with your patents, Dad? Has the crowd of bad men been bothering you again?"

"No, it isn't that. It's trouble at the bank, Tom."

"Has it been robbed again?" asked the lad quickly. "If it has I can prove an alibi," and he smiled at the recollection of the time he and Mr. Damon had been accused of looting the vault, as told in "Tom Swift and His Airship."

"No, it hasn't been robbed in just that way," put in Mr. Damon. "But, bless my shoe laces, it's almost as bad! You see, Tom, since Mr. Foger started the new bank he's done his best to cripple the one in which your father and I are interested. I may say we are very vitally interested in it, for, since the withdrawal of Foger and his associates, your father and I have been elected directors."

"I didn't know that," remarked the lad.

"No, I didn't tell you, because you were so busy on your electric car," rejoined Mr. Swift. "But Mr. Damon and I, being both large depositors, were asked to assume office, and, as I was not very busy on patent affairs, I consented."

"But what is the trouble?" inquired Tom.

"I'm coming to it," resumed Mr. Damon. "Bless my check book, I'm coming to it! You see we have lost several good customers, by reason of Foger opening the new bank. That wouldn't have mattered so much, as between your father and myself, and one or two others, we have enough capital to carry on the business of the bank. But there is a more serious matter. We hold a number of very good securities, but they are of a class hard to realize cash for, on short notice. In other words they are not active bonds, though they are issued by reliable concerns. Then, too, the bank has lost considerable money by not doing as much business as it formerly did. In short we don't know just what to do, Tom, and your father and I were discussing it, when you came in."

"Do you need more money?" asked Tom. "I have some, that is my share from the submarine treasure, and some I have allowed to accumulate as royalties from my patents. It's about ten thousand dollars, and you're welcome to it."

"Thank you, Tom," spoke his father. "We may use your cash, but we'll need a great deal more than that."

"But why?" asked the lad. "I don't understand. If you have good bonds, can't you dispose of them, and get the money?"

"We could, Tom, yes, if we had time," replied Mr. Damon. "But to throw the bonds on the market at short notice would mean that we would not get a good price for them. We would lose considerable."

"But why do it in a hurry?"

"Because there is need of hurry," responded Mr. Swift.

"That's it," joined in Mr. Damon. "We have to have cash in a hurry, Tom, to meet pressing demands, and we don't just see our way clear to get it. I am trying to raise it on some private securities I own, but I can't get an answer within several days. Meanwhile the bank may fail, because of lack of funds. Of course no one would lose anything, ultimately, as we could go into the hands of a receiver, and, eventually pay dollar for dollar. Your father and I, and some of the other directors, might lose a little, but the depositors would not. But your father and I don't like the idea of failing. It's something I've never done, and I'm too old to start in now, bless my cash ledger if I'm not!"

"And for the sake of my reputation in this community I don't want to see the bank close its doors," added Mr. Swift. "It would give Foger too good a chance to crow over us."

"And you need cash in a hurry," went on Tom. "How much?"

"Fifty thousand dollars at least," replied Mr. Damon.

"And if you don't get it?"

The eccentric man shrugged his shoulders.

"Well," remarked Mr. Swift musingly, "I don't see that we need worry you about it, Tom. Perhaps—"

Mr. Swift was interrupted by a ring at the front door. The three looked at each other. It was late for a caller, and Mrs. Baggert had gone to bed.

"I'll answer it," volunteered Tom. He switched on the electric light in the hall, and opened the door. He was confronted by Mr. Pendergast, the president of the bank.

"Is your father in?" asked Mr. Pendergast, and he seemed to be much agitated.

"Yes, he is," replied the lad. "Come this way, please."

"I want to see him on important business," went on the president, as he followed the young inventor. "I'm afraid I have bad news for him and Mr. Damon. Bad news, Tom, bad news," and the aged banker's voice trembled. Tom, with a chill of apprehension seeming to clutch his heart, threw open the library door.

"Why, Mr. Pendergast!" exclaimed Mr. Damon, rising quickly as Tom ushered in the aged president. "Whatever is the matter? You here at this hour? Bless my trial balance! Is anything wrong?

"I'm afraid there is," answered the bank head. "I have just received word which made it necessary for me to see you both at once. I'm glad you're here, Mr. Damon."

He sank wearily into a chair which Tom placed for him, and Mr. Swift asked:

"Have you been able to raise any cash, Mr. Pendergast?"

"No, I am sorry to say I have not, but I did not come here to tell you that. I have bad news for you. As soon as we open our doors in the morning, there will be a run on the bank."

"A run on the bank?" repeated Mr. Swift.

"The moment we begin business in the morning," went on Mr. Pendergast.

"Bless my soul, then don't begin business!" cried Mr. Damon.

"We must," insisted Mr. Pendergast. "To keep the doors closed would be a confession at once that we have failed. No, it is better to open them, and stand the run as long as we can. When we have exhausted our cash—" he paused.

"Well?" asked Mr. Damon.

"Then we'll fail—that's all."

"But we mustn't let the bank fail!" cried Mr. Swift. "I am willing to put some of my personal fortune into the bank capital in order to save it. So is my son here."

"That's right," chimed in Tom heartily. "All I've got. I'm not going to let Andy Foger get ahead of us; nor his father either."

"I'll help to the limit of my ability," added Mr. Damon.

"I appreciate all that," continued the president. "But the unfortunate part of it is that we need cash. You gentlemen, like myself, probably, have your money tied up in stocks and bonds. It is hard to get cash quickly, and we must have cash as soon as we open in the morning, to pay the depositors who will come flocking to the doors. We must prepare for a run on the bank."

"How do you know there will be a run?" asked the young inventor.

"I received word this evening, just before I came here," replied Mr. Pendergast. "A poor widow, who has a small amount in the bank, called on me and said she had been advised to withdraw all her cash. She said she preferred to see me about it first, as she did not like to lose her interest. She said a number of her acquaintances, some of whom are quite heavy depositors, had also been warned that the bank was unsound, and that they ought to take out their savings and deposits at once."

"Did she say who had thus warned her?" inquired Mr. Swift.

"She did," was the reply, "and that shows me that there is a conspiracy on foot to ruin our bank. She stated that Mr. Foger had told her our institution was unsound."

"Mr. Foger!" cried Mr. Damon. "So this is one of his tricks to bolster up his new bank! He hopes the people who withdraw their money from our bank will deposit with him. I see his game. He's a scoundrel, and if it's possible I'm going to sue him for damages after this thing is over."

"Did he warn the others?" inquired the aged inventor.

"Not all of them," answered the president. "Some received letters from a man signing himself Addison Berg, warning them that our bank, was likely to fail any day."

"Addison Berg!" exclaimed Tom. "That must have been the important business he had with Mr. Foger, the day I showed him the watch charm! They were plotting the ruin of our bank then," and he told his father about his disastrous pursuit of the submarine agent.

"Very likely Foger is working with Berg," admitted Mr. Damon. "We will attend to them later. The question is, what can we do to save the bank?"

"Get cash, and plenty of it," advised Mr. Pendergast. "Suppose we go over the whole situation again?" and they fell to talking stocks: bonds, securities, mortgages and interest, until the youth, interested as he was in the situation, could follow it no longer.

"Better go to bed, Tom," advised his father. "You can't help us any, and we have many details to go over."

The lad reluctantly consented, and he was soon dreaming that he was in his electric auto, trying to pull up a thousand pound lump of gold from the bottom of the sea. He awoke to find the bedclothes in a lump on his chest, and, removing them, fell into a deep slumber.

When the young inventor awoke the next morning, Mrs. Baggert told him that his father and Mr. Damon had risen nearly an hour before, had partaken of a hearty breakfast, and departed.

"They told me to tell you they were at the bank," said the housekeeper.

"Did Mr. Pendergast stay all night?" inquired Tom.

"I heard some one go away about two o'clock this morning," replied the housekeeper. "I don't know who it was."

"They must have had a long session," thought Tom, as he began on his bacon, eggs and coffee. "I'll take a run down to the bank in my electric in a little while."

The car was still in rather crude shape, outwardly, but the mechanism was now almost perfect. Tom charged the batteries well before starting out.

The youth had no sooner come in sight of the old Shopton bank, to distinguish it from the Second National, which Mr. Foger had started, than he was aware that something unusual had occurred. There was quite a crowd about it, and more persons were constantly arriving to swell the throng.

"What's the matter?" asked Tom, of one of the few police officers of which Shopton boasted, though the lad did not need to be told.

"Run on the bank," was the brief answer. "It's failed."

Tom felt a pang of disappointment. Somehow, he had hoped that his father and his friends might have been able to stave off ruin. As he approached nearer Tom was made aware that the crowd was in an ugly mood.

"Why don't they open the doors and give us our money?" cried one excited woman. "It's ours! I worked hard for mine, an' now they want to keep it from us. I wish I'd put it in the new bank."

"Yes, that's the best place," added another. "That Mr. Foger has lots of money."

"I can see the hand of Andy's father, and that of Mr. Berg, at work here," thought Tom, "They have spread rumors of the bank's trouble, and hope to profit by it. I wish I could find a way to beat them at their own game."

As the minutes passed, and the bank was not opened, the ugly temper of the crowd increased. The few police could do nothing with the mob, and several, bolder than the rest, advocated battering down the doors. Some went up the steps and began to pound on the portals. Tom looked for a sight of his father or Mr. Damon, but could not see either.

It was not the regular hour for opening the bank, but when the police reminded the people of this they only laughed.

"I guess they ain't going to open anyhow!" shouted a man. "They've got our money, and they're going to keep it. What difference is an hour, anyway?"

"Yes, if they have the money, why don't they open, and not wait until ten o'clock?" cried another. "I've got a hundred and five dollars in there, and I want it!"

More excited persons were arriving every minute. The crowd surged this way, and that. Many looked anxiously at the clock in the tower of the town hall. The gilded hands pointed to a few minutes of ten. Would the bank open its doors when the hour boomed out? Many were anxiously asking this question.

Tom sat in his electric car, near the front of the bank. The interest of the crowd, which under ordinary circumstances would have been centered in the queer vehicle, was not drawn toward it. The people were all thinking of their money.

Suddenly one of the two doors of the bank slowly opened. There was a yell from the crowd, and a rush to get in. But the police managed to hold the leaders back, and then Tom saw that it was Ned Newton, who stood in the partly-opened portal. He held up his hand to indicate silence, and a hush fell over the mob.

"The bank is open for business," Ned announced, "but there must be no rush. The building is not large enough to accommodate you all. If you form a line, you will be admitted in turn. The bank hopes to pay you all."

"Hopes!" cried a woman scornfully. "We can't eat hopes, young man, nor yet pay the rent with it. Hopes indeed!"

But Ned had said all he cared to, and, with rather a white face, he went back inside. The one door remained open and, with a policeman on either side, a line of anxious depositors was slowly formed. Tom watched them crowding and surging forward, all eager to be first to get their cash out, lest there be not enough for all. As he watched, the young inventor was aware that some was signaling to him from the big window of the bank. He looked more closely and saw Ned Newton beckoning to him, and the young cashier was motioning Tom to go around to the rear, where a door of the bank opened on a small alley. Wondering what was wanted, Tom slowly ran his machine down the side street, and up the alley. No one paid any attention to him.

A porter admitted the lad, and he made his way to the private offices, where he knew his father and Mr. Damon would be. In the corridors he could hear the murmur of the throng and the chink of money, as the tellers paid it out.

"Well, Tom, this is bad business," remarked Mr. Swift, as he saw his son. The lad noticed that Mr. Damon was in the telephone booth.

"Yes, Dad," admitted Tom. "It's a run, all right. What are you going to do?"

"The best we can. Pay out all the cash we have, and hope that before that time, the people will come to their senses. The bank is all right if they would only wait. But I'm afraid they won't and, after we pay out all the cash we have, we'll have to close the doors. Then there's sure to be an unpleasant scene, and maybe some of the more hot-headed ones will advocate violence. We have given orders to the tellers to pay out as slowly as possible, so as to enable us to gain some time."

"And all you need is money; is that it, Dad?"

"That's it, Tom, but we have exhausted every possibility. Mr. Damon is trying a forlorn hope now, but, even if he is successful—"

Before Mr. Swift had ceased speaking, Mr. Damon fairly burst from the telephone booth. He was much excited.

"I've got it! I've got it!" he cried.

"What?" asked Mr. Swift and Tom in the same breath.

"The cash, or, what's just as good, the promise of it. I called up Mr. Chase, of the Clayton National Bank, and he has agreed to take the railroad securities I offered him as collateral, and let me have sixty thousand dollars on them! That will give us cash enough to weather the storm. Hurrah! We're all right now. Bless my check book!"

"The Clayton National Bank," remarked Mr. Swift, and his voice was hopeless. "It's forty miles away, Mr. Damon, and no railroad around here runs anywhere near it. No one could get there and back with the cash to-day, in time to save us from ruin. It's impossible! Our last chance is gone."

"How far did you say it was, Dad?" asked Tom quickly.

"Forty miles there, over forty, I guess, and not very good roads. We would need to have the cash here before three o'clock to be of any service to us. No, it's out of the question. The bank will have to fail!"

"No!" cried the young inventor, and his voice rang out through the room. "I'll get the cash for you!"

"How?" gasped Mr. Damon. "You can't get there and back in time?"

"Yes, I can!" cried Tom. "In my electric runabout! I can make it go a hundred miles an hour, if necessary! Probably I'll have to run slow over the bad roads; but I can do it! I know I can. I'll get the sixty thousand dollars for you!"

For a moment there was silence. Then Mr. Damon cried:

"Good! And I'll go with you and deliver the securities to Mr. Chase. Come on, Tom Swift! Bless my collar button, but maybe we can yet save the old bank after all!"


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